The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
TPG's director of travel content Eric Rosen has used points and miles to visit some of the world's most remote corners, including swimming with whale sharks off Western Australia's Ningaloo Coast, exploring the wilds of Botswana's Okavango Delta and tasting the high-altitude wines of Argentina's Mendoza region.
July 4, 2026 • 12 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: TPG Brian Kelly is a Bilt advisor and investor.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
Related stories
Quick summary
World of Hyatt remains a leading hotel loyalty program, now featuring five award pricing tiers that can vary significantly by night.
You can transfer points from select credit card programs to your Hyatt account, but transfer ratios and eligibility depend on the specific card and when it was opened.
Recent changes mean not all cards transfer points to Hyatt at the same rate, and some workarounds may be available for maintaining optimal transfer value.
Transferring points is generally quick and irreversible, so it's important to confirm your redemption plans before proceeding.
What to consider
Transfer ratios and minimum transfer amounts vary by card type, account status and when the card was opened.
Hyatt points are valued at 1.6 cents each as of July 2026 per TPG's valuations, but the value of transferring points depends on the redemption method and property.
Direct redemptions through credit card travel portals may sometimes yield better value than transferring to Hyatt, especially after recent transfer devaluations.
What you'll miss from the article
Step-by-step instructions for transferring points from different programs to Hyatt and detailed scenarios comparing point values across redemption options.
Generated by AI with support from our editorial team.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
The program recently underwent a massive overhaul, so instead of just three tiers of pricing per award category, there are now five, which can vary by tens of thousands of points from night to night.
CARLY HELFAND/THE POINTS GUY
That means it’s more important than ever to stock up on credit card points that you can transfer to your Hyatt account in case you are suddenly a few thousand points short for that award redemption you’ve been thinking about. Don’t let the recent changes put you off, though. There is still value to be had in the World of Hyatt program.
Here’s what you need to know about how to transfer credit card points to Hyatt and why you might want to do so.
While the three Bilt cards all earn points that transfer to World of Hyatt, there are some other terms and conditions to be aware of based on your tier with the Bilt program.
Likewise, not all Chase credit cards earn points that transfer to Hyatt. You’ve got to have one that earns Ultimate Rewards points. And even then, your points might not transfer at a 1:1 ratio, which is a recent development.
Let’s get into the nitty-gritty details.
MACKENZIE ROCHE/THE POINTS GUY
Which Chase cards can you transfer points to Hyatt from?
In order to transfer Chase Ultimate Rewards points to World of Hyatt, you’ve got to have one of the following cards:
Transfers must occur in increments of 1,000, and there are no limits on the number of points or transactions you can make, though the more transfers you process in a short time, the more likely Chase might flag your account for possible fraud.
Points earned with the Chase Sapphire Reserve and Chase Sapphire Reserve for Business convert to World of Hyatt points on a 1:1 basis.
Points earned with the Chase Sapphire Preferred now transfer to World of Hyatt on a 4:3 basis, so if you transferred 40,000 Chase points, you’d only end up with 30,000 World of Hyatt points.
However, if you had the Chase Sapphire Preferred or Ink Business Preferred card before June 15, 2026, you can still transfer your points to Hyatt on a 1:1 basis until Oct. 1, 2026. If you applied for either card June 15 or after, then the 4:3 transfer rate will apply to your accounts immediately.
There is a work-around to keep your transfer rate at 1:1 if you also have the Chase Sapphire Reserve or Reserve for Business, though.
If you have either of those cards, then you can link your Chase Sapphire Preferred or Ink Business Preferred (or both) — or another card that earns Ultimate Rewards points as cash back (yes, it’s a little confusing) like the Chase Freedom Unlimited® (see ) or the Chase Freedom Flex® (see ) — to your Sapphire Reserve account, shift your balance of points over there, and then transfer them to Hyatt. That way, your points will still transfer at a 1:1 ratio.
If you’re ready to transfer Chase points to Hyatt, then log into your Chase account online and pick the card account from which you would like to transfer points.
Then, click the “Redeem” button displayed next to your points balance.
Chase Hyatt transfer. CHASE
The next page will have a tab at the top labeled “Book travel,” and one of the dropdown options will be “Transfer points to partners.”
Scroll down until you see World of Hyatt. Be sure to enter your account information, including the name on your account and your World of Hyatt membership number. Click on the World of Hyatt tile and then click the “Transfer points” button.
Chase Hyatt transfer. CHASE
From there, you can enter the number of points you want to transfer and then click “Next.”
Chase Hyatt transfer. CHASE
You’ll confirm the transfer details and your points will be sent. Just beware that once you transfer Chase points to an airline or hotel partner, that transfer is irreversible.
Chase Hyatt transfer. CHASE
Transfers usually take just a few minutes to process and you’ll get an email from Chase that your transfer is in process, then another when it’s completed.
Which Bilt cards can you transfer points to Hyatt from?
You don’t actually need a Bilt card in order to transfer your points to World of Hyatt, and points convert at a 1:1 ratio. You can create a free Bilt account and earn Bilt points by linking your credit cards and using them for purchases at Bilt's partners, such as restaurants, ride-hailing services, fitness centers, pharmacies and more.
However, you might want to carry one of the following Bilt cards to help you rack up those points faster as well as to gain elite status with the program so there are fewer restrictions on points transfers.
Here are the three Bilt cards currently available:
Bilt points must be transferred to Hyatt in increments of 1,000. Also, keep in mind that if you only have entry-level Blue status with Bilt, you must transfer a minimum of 2,000 points, whereas those with Silver, Gold, or Platinum status can transfer a minimum of 1,000 points.
To transfer your Bilt points to Hyatt, log in to your Bilt account.
Bilt transfers to Hyatt. BILT
Then select “Rewards” and “Travel.”
Bilt transfers to Hyatt. BILT
From there, you’ll see a travel booking engine and the option to “Transfer.”
Bilt transfers to Hyatt. BILT
Click that, then select “Hotels” and you should see the tiles for the program’s partners, including Hyatt. Select that tile and make sure your Bilt account is linked to your Hyatt account. Then, simply select the number of points you want to transfer (again in increments of 1,000), hit the “Transfer points” button and whoosh, your points will be on their way.
Bilt transfers to Hyatt. BILT
We have found that Bilt points transfers to Hyatt take only a few minutes. Like Chase transfers, these ones are also irreversible, so make sure you have a concrete, imminent redemption in mind before hitting that button.
Other credit cards that earn Hyatt points quickly
While transferring credit card points to Hyatt can be a great way to boost your account quickly, the program also offers two cobranded credit cards with Chase that let you rack up points quickly.
They include:
World of Hyatt Credit Card (see ): This card earns 4 points per dollar on qualifying purchases at Hyatt hotels and resorts; 2 points per dollar on dining, airline tickets purchased directly from the airline, gym memberships, and local transit and commuting; and 1 points per dollar on other qualifying purchases.
World of Hyatt Business Credit Card (see ): This card earns 4 points per dollar on qualifying purchases at Hyatt hotels and resorts; 2 points per dollar on your top three spend categories each quarter from a list that includes dining, shipping, airline tickets purchased directly from the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations and internet, cable and phone services; and 1 point per dollar on other qualifying purchases.
If you want to focus your activity on the World of Hyatt program and avoid transfers, you might consider one of these two cards.
Why you might want to transfer credit card points to Hyatt
Hyatt remains a solid points program for folks looking to save on hotel stays around the globe. In fact, I plan on using some of my Hyatt points for a stay at the Park Hyatt Sydney later this year.
HYATT
Given the World of Hyatt program’s new pricing tiers, being able to top up your account with a few thousand extra points just before redeeming for award stays is an invaluable benefit. While Hyatt doesn’t price award nights dynamically, meaning they won’t fluctuate in a totally coordinated fashion with paid room rates, the number of points you need at a hotel can vary dramatically even from one night to the next, so being able to add a few thousand points to your account can really come in handy to help insulate you against any unexpected price variations.
Do the math on credit card transfers to Hyatt
That said, you should always do the math on points transfers. You should calculate the value you’re getting from your Hyatt points versus just redeeming your Chase or Bilt points directly through those programs’ own travel portals since you can sometimes get a better value doing the latter, especially if you can take advantage of a feature like Chase’s Points Boost. Or, if you’re affected by the recent devaluation of Chase transfers to Hyatt because of the specific card you carry, just redeeming your Chase points directly for a Hyatt stay might be the better option.
For what it’s worth, TPG’s July 2026 valuations peg Hyatt points at 1.6 cents apiece, versus 2.05 cents apiece for Chase points and 2.2 cents for Bilt points, though those numbers are based on the value you can sometimes get through points transfers to airline and hotel partners.
To give you a quick example, though, if you are going to book a hotel stay that costs $800 for 50,000 World of Hyatt points, you’re getting a solid value of 1.6 cents per Hyatt point in value. But remember, you might have to transfer around 67,000 Chase points to end up with that number of Hyatt points and that would mean you’re only getting a value of 1.2 cents per Chase point. If it’s a property where you can get a better per-point value via Chase’s Points Boost, though, like 1.5-2 cents per point, that would be the preferred option.
It always pays to do a little homework before a points redemption to make sure you’re getting the best value. Still, being able to transfer either Chase or Bilt points to World of Hyatt makes the hotel program one of the better and more versatile ones out there, since you can top up your account with extra points with minimal effort.
