IHG's fourth-night-free perk is an easy way to get more value from your IHG One Rewards points.
Through the IHG fourth-night-free benefit, I saved 204,000 points across nine stays in 2025. Based on TPG's February 2026 valuations, these points are worth $1,020.
Of course, the value you'll get from the benefit will depend on how frequently you redeem IHG points for stays of four nights or longer and how many points the properties you stay at normally charge, but there's potentially significant value in this benefit. So, here's what you should know about IHG's fourth-night-free benefit.
What is the IHG fourth-night-free perk?
IHG's fourth-night-free perk is available with select IHG credit cards. Through this benefit, you can get every fourth night free on standard room reward night stays of four nights or longer.
So, when you redeem IHG points for a stay of four consecutive nights or longer, you'll pay zero points for every fourth night in your stay.
On a stay of four to seven nights, you'd pay zero points for your fourth night and the standard room reward rates for the other nights. But on a stay of eight to 11 nights, you'd pay zero points for the fourth and eighth nights.
There's no limit to the number of zero-point nights per stay, nor the number of times you can use the fourth-night-free benefit within a calendar year.
Related: How to maximize award redemptions with the IHG One Rewards program
Who can use the IHG fourth-night-free benefit?
The only way to get access to the IHG fourth-night-free benefit is to have the IHG One Rewards Premier Credit Card (see rates and fees), the IHG One Rewards Credit Card (see rates and fees) or the IHG One Rewards Business Credit Card (see rates and fees). The Brand New IHG One Rewards Premier Select Credit Card (see rates and fees) also offers the fourth night free award. Starting 2027, the IHG One Rewards Credit Card will require cardholders to spend $5,000 each year to earn the fourth night reward free.
Here's a look at the current welcome offers on these IHG credit cards:
- IHG One Rewards Premier Credit Card: Earn 180,000 bonus points after spending $3,000 on purchases in the first three months from account opening.
- IHG One Rewards Credit Card: Earn 125,000 bonus points after spending $2,000 on purchases in the first three months from account opening.
- IHG One Rewards Business Credit Card: Earn 190,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
- IHG One Rewards Premier Select Credit Card: Earn 200,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
Related: How my IHG One Rewards Premier Credit Card pays for itself each year
How to use the IHG fourth-night-free benefit
If you have the IHG One Rewards Premier Credit Card, IHG One Rewards Premier Select Credit Card or the IHG One Rewards Business Credit Card, you'll automatically get the fourth reward night free when you redeem points for a standard room reward night stay of four nights or longer. Just log in to your IHG account on the website or app and search for an award stay of four or more nights. IHG One Rewards Credit Card still has this benefit but will require spend, starting in 2027.
For each result, you'll see a nightly award rate, as well as the struck-through price you'd need to pay if you didn't have access to the IHG fourth-night-free benefit.
Click "Select Hotel" to view the room types available at that rate. For each room type, you'll also see some nondiscounted points and cash options.
If you click the "i" next to "Reward Nights" and then click the caret symbol next to the total points cost, you can see the night-by-night points breakdown.
If you want to book an award stay, close this window and click "Select" for the room type and award rate you want. On the page that loads, you'll see a note about your fourth night reward savings on the right. Check the details on this page and then click the button at the bottom to book.
Related: Why you should get (and keep) the IHG One Rewards Premier card
Bottom line
As you can see, it's incredibly easy to use the IHG fourth-night-free benefit when redeeming IHG points for stays of four nights or longer.
The fourth-night-free benefit is available to cardholders of four IHG credit cards, including the no-annual-fee IHG One Rewards Credit Card, although this will require $5,000 spend in a calendar year starting in 2027. However, due to the automatic Platinum Elite status and anniversary free night on the IHG One Rewards Premier Business Credit Card, and the IHG One Rewards Premier Select Credit Card, these cards often provide better value than the no-annual-fee card.
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