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Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Guides
Who are the Chase Ultimate Rewards airline and hotel transfer partners?
Ben Smithson is a senior writer for TPG and is based in London. Originally from Australia and a qualified lawyer with a financial services background, he has almost a decade of experience writing about a broad range of travel and loyalty topics.
September 7, 2026 • 11 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: This is a recurring post, regularly updated with new information and offers.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Chase Ultimate Rewards points can be transferred to 10 airline and four hotel loyalty programs, offering flexibility for travel redemptions.
Most transfers occur at a 1:1 ratio, but transfers to one hotel partner will shift to a 4:3 ratio for certain cardholders beginning October 1.
Redemptions through transfer partners can unlock high-value bookings, such as business-class flights to Europe or luxury hotel stays.
Points are generally transferred instantly, though some programs may require up to 48 hours.
What to consider
Transfers must be made in increments of 1,000 points and are irreversible, so it is best to have a specific redemption in mind before transferring.
Award availability, taxes and fees, and transfer ratios can vary by partner and over time, with some programs offering periodic transfer bonuses.
TPG values Ultimate Rewards points at 2.05 cents each as of September 2026, but actual value depends on how points are redeemed.
What you'll miss from the article
Detailed examples of high-value redemptions, step-by-step transfer instructions and the impact of upcoming transfer ratio changes.
Generated by AI with support from our editorial team.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
TPG featured card
Chase Ultimate Rewards is one of the most valuable rewards currencies you can have in your wallet. Aside from possibly earning 1 to 10 points per dollar spent on select Chase-branded credit cards, you can maximize their value by transferring your hard-earned Ultimate Rewards points to one of the issuer's 14 loyalty partners.
Whether you want to book a flight to Europe, save on a domestic trip or stay at a high-end hotel, redeeming your Ultimate Rewards points via transfer partners can be a lucrative way to spend (and even save) your Chase points.
Here is everything to know about Chase Ultimate Rewards’ transfer partners.
Who are the Chase Ultimate Rewards transfer partners?
You can transfer Ultimate Rewards points to 10 airline programs:
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
More details
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC
Pros
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC
Chase Sapphire Preferred® Card
TPG editor's rating4.5
TPG editor's rating
Pros + cons
Pros
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
More details
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC
Pros
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC
Chase Sapphire Preferred® Card
TPG editor's rating4.5
TPG editor's rating
Pros + cons
Pros
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
More details
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC
Pros
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC
Chase Sapphire Preferred® Card
TPG editor's rating4.5
TPG editor's rating
Pros + cons
Pros
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
More details
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Member FDIC
Pros
Earn elevated rewards in popular categories, including travel, dining, gas, EV charging and vacation home stays
Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Versatile airline and hotel transfer partners
Features up to $100 in annual hotel credits through Chase Travel℠
Cons
Has an annual fee
No airport lounge access
Transfers to Hyatt at a lower rate than other Sapphire cards
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes at top brands, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Emergency Evacuation and Transportation, and more.
Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $180.
Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders, plus exclusive Chase savings on grocery, everyday essentials, and more. Activate by 12/31/29.
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
Transfer points to leading airline and hotel loyalty programs.
Chase points transfer to partners at a 1:1 ratio, with one exception.
New Chase Sapphire Preferred® Card (see rates and fees) cardholders who applied on or after June 15 can transfer Chase points to World of Hyatt at a 4:3 rate. Existing Sapphire Preferred cardholders can continue transferring points to Hyatt at a 1:1 rate through Sept. 30, before moving to a 4:3 rate on Oct. 1.
For Ink Business Preferred® Credit Card (see rates and fees) cardholders, transfers to World of Hyatt remain 1:1 through Sept. 30. Beginning Oct. 1, both existing cardholders and new applicants will transfer Chase points to Hyatt at a 4:3 rate.
Transfers must be made in increments of 1,000. However, Chase occasionally offers transfer bonuses to partners, which can yield even higher value for your redemptions.
How long do Chase Ultimate Rewards transfers take?
Most transfers from Chase Ultimate Rewards to its partner programs are instantaneous. However, in our most recent testing, transfers to Singapore KrisFlyer took about 48 hours. Delays can happen when transferring your points for some simple reasons as well.
To facilitate the transfer process, ensure that the name on your Ultimate Rewards account matches the one on your loyalty program account. Additionally, make sure you have signed up for a loyalty program in advance, as transferring to a new account may also cause a delay.
How do you transfer Chase Ultimate Rewards points to partners?
You can easily transfer Chase points online. First, log in to your Chase account and navigate to the Ultimate Rewards portal. In the “Travel” drop-down menu, select “Transfer points to partners” to access the main transfer page.
You will then see the list of transfer partners and any current transfer bonuses. Select your desired transfer partner, link your external account if you have not already done so, select the number of Ultimate Rewards points you wish to transfer and then submit the transfer.
CHASE
Remember, Ultimate Rewards transfers cannot be reversed, so it’s best to wait until you have a specific redemption in mind before transferring points.
What are the best Chase Ultimate Rewards transfer partners?
If you prefer to transfer your points to one of the 10 airline program partners, the best redemption options for you may vary depending on factors such as which airlines fly to and from the destinations you wish to visit and which airlines you prefer to fly.
However, there are notable sweet spots with certain airline transfer options, especially those programs that have retained award charts.
Here are some of our favorite partners to book using Chase points.
Book a round-trip flight to Madrid via Iberia Club
Flying from the U.S. to Spain doesn’t have to set you back thousands of dollars.
Round-trip, off-peak flights from New York’s John F. Kennedy International Airport (JFK) and Boston Logan International Airport (BOS) to Adolfo Suárez Madrid-Barajas Airport (MAD) will only set you back 32,000 Avios in basic economy, 59,000 Avios in premium economy and 81,000 Avios in business class (plus applicable taxes and fees) when you transfer your Chase points to Iberia Club, though the airline sometimes runs award discounts that can mean even cheaper seats.
BEN SMITHSON/THE POINTS GUY
Considering that most airlines charge at least 60,000 miles for a one-way business-class award to Europe, an off-peak business-class flight to and from Madrid booked via Iberia Club for just 32,000 Avios round-trip is excellent value.
Book flights to Hawaii via British Airways Club
Did you know that you can book American Airlines and Alaska Airlines flights with Chase points? Though the carriers' loyalty programs are not direct transfer partners of Chase, you can book flights on these airlines by transferring your Ultimate Rewards points to British Airways Club and then redeem British Airways Avios for award flights on its Oneworld partners.
M SWIET PRODUCTIONS/GETTY IMAGES
Typically, you can find saver-level award space from American's and Alaska's West Coast gateways to various airports in Hawaii in economy for 44,000 Avios round-trip, or 22,000 Avios one-way, plus minimal taxes and fees.
Book lie-flat business-class seats to London via Virgin Atlantic Flying Club
Is London calling? Though Virgin Atlantic Flying Club prices its award seats dynamically, the loyalty program offers saver fares for low-demand travel dates.
If you’re flexible and come across availability, you could score lie-flat business-class seats from JFK to London's Heathrow Airport (LHR) for as few as 29,000 points with one recent deal, though note that taxes, fees and carrier-imposed surcharges of around $700 one-way are also payable.
If you’re looking to be more thrifty with your hard-earned points, you can fly the exact same route in economy for as few as 6,000 points (plus about $165 in taxes and fees), depending on the direction. You can use Virgin Atlantic’s reward seat checker to find saver fares or an award booking platform like Seats.aero to search dates and prices.
However, be sure to confirm award availability with the airline prior to booking a seat.
Book a stay at a top-tier Hyatt hotel via World of Hyatt
You can also get great value from your Chase Ultimate Rewards points by transferring them to World of Hyatt. The hotel loyalty program offers a very appealing award chart, broken into 8 hotel categories and 5 rate tiers from Lowest to Top.
Just remember that after the 4:3 rate for Chase to Hyatt transfers goes into effect, you'll need to transfer 47,000 Chase points to World of Hyatt to make that 35,000 point booking.
What are Chase Ultimate Rewards points worth?
TPG values Ultimate Rewards points at 2.05 cents apiece, per our September 2026 valuations, but you can find even more value by transferring points to airline and hotel partners.
However, you’ll get different values for Chase points when you pursue other redemption options.
You can earn Chase points depending on the specific Chase credit card you carry. The following cards earn fully transferable Ultimate Rewards points:
Chase Sapphire Reserve: Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
Chase Sapphire Reserve for Business: Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.
Chase Sapphire Preferred Card: Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
Ink Business Preferred Credit Card: Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening.
However, if you have an Ultimate Rewards points-earning card, you can effectively convert your cash-back rewards into Ultimate Rewards points, too. For this reason, having more than one Chase card can make sense to maximize your earning and redeeming potential.
FRESHSPLASH/GETTY IMAGES
Here are the four cash-back Chase cards that offer the opportunity to convert the cash-back rewards you earn into fully transferable Ultimate Rewards points as a cardholder of one of the above points-earning Chase cards:
Chase Freedom Flex®(see rates and fees): Earn $250 cash back after spending $500 on purchases in the first three months from account opening.
If you value the flexibility of choosing from 10 airline partners and four hotel partners, Chase Ultimate Rewards is one of the best points programs out there.
In the age of no-notice devaluations by some loyalty programs, it is smart to earn Ultimate Rewards points via credit card welcome offers, category bonuses and everyday spending and then keep your points until you are ready to transfer and book with an airline or hotel partner, which is why earning Chase Ultimate Rewards points is an exceptionally savvy travel strategy.
at Chase's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
5x
Earn 5x on travel purchased through Chase Travel℠.
3x
Earn 3x on dining, vacation homes at top brands, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs).
2x
Earn 2x on all other travel purchases.
1x
Earn 1x on all other purchases.
Intro offer
75,000 bonus points.
Annual fee
$95
Regular APR
19.49% - 27.74% Variable
Recommended credit
670-850
Excellent/Good
4.5
at Chase's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
5x
Earn 5x on travel purchased through Chase Travel℠.
3x
Earn 3x on dining, vacation homes at top brands, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs).
2x
Earn 2x on all other travel purchases.
1x
Earn 1x on all other purchases.
Intro offer
75,000 bonus points.
Annual fee
$95
Regular APR
19.49% - 27.74% Variable
Recommended credit
670-850
Excellent/Good
4.5
at Chase's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
5x
Earn 5x on travel purchased through Chase Travel℠.
3x
Earn 3x on dining, vacation homes at top brands, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs).
2x
Earn 2x on all other travel purchases.
1x
Earn 1x on all other purchases.
Intro offer
75,000 bonus points.
Annual fee
$95
Regular APR
19.49% - 27.74% Variable
Recommended credit
670-850
Excellent/Good
4.5
at Chase's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
5x
Earn 5x on travel purchased through Chase Travel℠.
3x
Earn 3x on dining, vacation homes at top brands, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs).
