My obsession with racking up points and miles started many years ago, and I’ve since been able to travel the world — often in business & first class — for little to no money. The secret is being strategic…and knowing which credit card is best for your specific needs.
Because there are SO. MANY. CARDS. to choose from, the process of deciding on a card can be understandably daunting. To help make things a little easier, I’ve created a mini-guide featuring some of my favorite cards that offer the best value in terms of perks, points, and so much more.
Even though it’s only nine years old, the Chase Sapphire Preferred Card is practically the granddaddy of travel rewards credit cards. Yet throughout all the changes in the credit card market over those nine years, the CSP still stands as one of the best all-around points and miles cards, especially for those who might be just starting out in the world of travel loyalty programs.
People ask if it’s worth it, and I say if you value lounge access — like Delta Sky Clubs and American Express’s gorgeous Centurion Lounges — and if you use them several times a year, then yes, getting the Amex Platinum makes a lot of sense. Plus, the Centurion Lounges are amazing (and expanding).
When I first heard the details of the Chase Sapphire Reserve, I had to sit down, because it sounded way too good to be true. When I evaluate credit cards, I look at three factors: sign-up bonus, points (earning and redeeming) and perks — and this card blows me away on all fronts.
If you like to eat out (or order in through delivery services like Postmates) and you can make good use of American Express Membership Rewards points, this card is a no-brainer.
While the addition of transfer partners represents a great opportunity to maximize your rewards by redeeming them with carriers like Aeroplan and Etihad, those who’d rather not jump through hoops won’t lose out: The Purchase Eraser feature will remain, as will the card’s other strong benefits like a 10x earning rate at Hotels.com, which earns it the top spot on the list of best cards to use when booking hotels online.
There’s one very good reason why the Business Platinum® Card from American Express stands out as a top pick among the top business cards: It offers unparalleled travel rewards and perks. From airport lounge access to huge points earning potential, this is a card the frequent business traveler really could use to his or her benefit.
Want to learn more about traveling comfortably for little to no cost? The Points Guy has everything you need to know on how to accumulate extra airline and hotel points and miles without being a road warrior, and how to earn perks to travel in style for free.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.