How to maximize benefits with the Amex Platinum Card; over $900 in new statement credits added

Oct 13, 2021

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Editor’s note: This is a recurring post, regularly updated with new information.


The Platinum Card® from American Express is one of the best premium travel rewards cards available. Thanks to its generous benefits and its ability to earn valuable transferable American Express Membership Rewards points, it can be well worth the annual fee of $695 (see rates and fees).

The Amex Platinum’s current public offer is 100,000 Membership Rewards points after you spend $6,000 on purchases in your first six months of card membership. While this is an excellent welcome bonus, you may want to check the CardMatch tool for targeted offers — we’ve seen Amex Platinum bonuses of 125,000 points floating around in the past (those offers are subject to change without notice).

Want more credit card news and advice from TPG? Sign up for our daily newsletter!

In addition to the generous welcome offer, you’ll also earn 10x on eligible purchases made at restaurants worldwide and when you “Shop Small” within the U.S. on up to $25,000 in combined spending during the first six months of card membership.

Whether you’re ready to begin traveling again or not, this luxury-centric card can confer extremely valuable benefits that can save you a bundle. Let’s take a look at some of the card’s best perks, including an airline fee credit, a monthly Uber credit and much more.

In This Post

(Photo by Ryan Patterson for The Points Guy)

Amex Platinum benefits overview

*Enrollment required for select benefits, terms apply.

We’ll describe each benefit, and focus on how to maximize the value you can derive from it. The details are below.

$200 in Uber Cash

LONDON, UNITED KINGDOM - JUNE 4: Detail of a man holding up an Honor 20 Pro smartphone with the Uber transport app visible on screen, while taxis queue in the background, on June 4, 2019. (Photo by Olly Curtis/Future Publishing via Getty Images)
Amex Platinum users get $200 in Uber credits every year. (Photo by Olly Curtis/Future Publishing/Getty Images)

What it is: One of the more popular Amex Platinum perks is the annual Uber Cash of up to $200, allotted in $15 monthly increments except in December, when you’ll get a $35 credit ($15 plus a $20 bonus) for U.S. services. For anyone who frequently uses the ride-hailing service, it shouldn’t be hard to get the full $200 in value from this benefit. Make sure you add your Amex Platinum to your Uber account and the credit will automatically be applied to your first domestic ride each month.

Tips for maximizing: Note that these credits are only valid for Uber rides in the U.S., and you don’t have to pay your balance with an Amex card to get the discount, meaning you could use the card for the portion of a ride covered by the statement credit and then pay the rest of the fare using another card with better earning rates. The credits expire at the end of each month, so you won’t be able to roll over any unused credits. The credits also work for Uber Eats purchases.

American Express will give Platinum cardholders 12 months of complimentary access to Eats Pass*, valued at $10 per month, if they enroll by Dec. 31, 2021.

$200 airline fee credit

(Photo by Katie Genter / The Points Guy)
Cover American Airlines Admirals Club airport lounge access and more with the card’s up-to-$200 annual airline fee credit. (Photo by JT Genter/The Points Guy)

What it is: With the Amex Platinum, you get up to $200 in statement credits toward incidental airline expenses with one carrier each calendar year. Enrollment is required. Compared to other cards that offer airline fee or travel credits, the Platinum card terms are limited. For instance, you must specify one eligible U.S. airline each year with which to use the benefit ahead of time, and the credit doesn’t cover airfare. Although it used to be possible to buy gift cards using this credit, Amex has cracked down and closed that loophole. Still, you can use your Platinum card to offset expenses from luggage fees to seat selection, lounge access and more.

Tips for maximizing: You’re technically limited to the airline you select for the entire calendar year, but reports indicate that you might be able to change your selection by contacting customer service. Hint: Choose United. Although Amex doesn’t explicitly list which charges are eligible for this credit, it excludes the following expenses:

Airline tickets, upgrades, mileage and points purchases, mileage and points transfer fees, gift cards, duty-free purchases and award tickets are not considered incidental fees.

So try to stick within those parameters to avoid any issues.

$200 American Express Fine Hotels + Resorts credit

Our dinner at the ETA Restaurant in the Loews Chicago Hotel.
American Express Fine Hotels + Resorts stays include a $100 unique property amenity, such as a food and beverage credit at the Loews Chicago Hotel. (Photo by Katie Genter/The Points Guy)

What it is: Another benefit of this card is the Amex Fine Hotels + Resorts program, which is available to Platinum, Business Platinum Card® from American Express and Centurion cardholders. Amex FHR is essentially a travel portal that lets you book stays at a selection of luxury hotels, and participating properties with a variety of benefits, including complimentary room upgrades when available, noon check-in when available, 4 p.m. checkout, daily breakfast for two, a unique property credit worth at least $100, and more. At select hotels in the Amex FHR program, you can also enjoy a free night — usually the third, fourth or fifth night.

Plus, you’ll get up to $200 annually in statement credits when you book a prepaid rate through Amex Fine Hotels + Resorts (or the not-quite-as-prestigious The Hotel Collection) with American Express Travel.

Tips for maximizing: Consider the length of your stay before using American Express Fine Hotels + Resorts to book a property. Not every participating property offers a free night, so the Citi Prestige® Card fourth-night free benefit could be a stronger choice depending on the length and cost of your stay (though the Prestige now only allows two fourth-night free reimbursements per calendar year and isn’t always the best option; card no longer available for new sign-ups). The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

On the other hand, booking through Amex FHR and paying with the American Express Platinum could make sense for a shorter stay at an eligible property, especially with the on-property credit that’s usually worth at least $100. Combine that with the generous yearly $200 in annual statement credits and the 5x points you’re earning (after those credits) when paying for your stay with the Amex Platinum, and this becomes a big difference-maker as to whether the card’s annual fee is worth paying each year.

Related: When to book through Amex Fine Hotels + Resorts vs. Chase Luxury Hotel & Resort Collection

Up to $100 Credits for Global Entry or TSA PreCheck enrollment fees

The new US Customs and Border Protetion Global Entry Trusted Traveler Network kiosks are seen at Dulles International Airport (IAD), December 21, 2011 in Sterling, Virgina, near Washington, DC. AFP Photo/Paul J. Richards (Photo credit should read PAUL J. RICHARDS/AFP/Getty Images)
With Global Entry, you’ll clear immigration quickly upon your return to the U.S. (Photo by Paul J. Richards/AFP/Getty Images)

What it is: This is definitely one of the Platinum Card benefits you shouldn’t leave on the table. You can get a credit to cover the application fee for Global Entry once every four years (up to $100) or TSA PreCheck once every 4.5 years ($85). Both trusted traveler programs expedite your experience at the airport — at customs and immigration with Global Entry, and at security checkpoints with PreCheck. Once you’ve applied and been accepted for Global Entry — essentially a fast pass for clearing immigration when you return to the U.S. — you’ll also likely be eligible for TSA PreCheck, although you’ll need to add your Known Traveler ID number to all your frequent flyer accounts to enjoy the benefit.

Tips for maximizing: You must charge the application fee to your Platinum card to get the fee waiver. Although you won’t be able to take advantage of this benefit each year, because Global Entry and TSA PreCheck memberships are good for five years, it’s nice to know that authorized users can also receive a fee credit. It costs $175 (see rates and fees) to add up to three additional users to your card account — see our guide on adding Amex Platinum authorized users for more info.

Related: Global Entry vs. TSA PreCheck: Which is better?

$179 Clear membership credit

Clear airport
Stack a Clear membership with TSA PreCheck and you’ll never have to wait. (Photo by Summer Hull/The Points Guy)

What it is: Your teachers in kindergarten were incorrect all along: Cutting in line is totally allowed — if you’ve got the Amex Platinum.

Clear is a program that essentially lets you skip the serpentine queue at TSA security checkpoints. It’s got its own lane that allows you to input biometrics such as fingerprints or an iris scan instead of waiting in line to hand your ID and boarding pass to a TSA officer. Just take a few seconds at a Clear kiosk, and you’ll be escorted directly to the big gray bins.

This card benefit gives you up to $179 back per calendar year on your Clear membership — the exact price for which the membership retails and whether you are eligible for discounts thanks to any other associations you have, such as airline elite status with some carriers. In other words, though, as long as you have the Amex Platinum, you can receive free membership with Clear.

Tips for maximizing: Only select airports participate in Clear. At the time of writing, only 38 airports have installed Clear in their departure halls. If you don’t find yourself frequenting those airports, this benefit may not move the needle for you. However, there are 20+ stadiums and other venues that also accept Clear for a more expedited entrance into sporting and concert events.

$300 Equinox Credit

(Photo by Bryan R. Smith/AFP via Getty Images)

What it is: Equinox is an expensive, upscale chain of gyms in the U.S., Canada and London. You’ll get up to $25 back each month on select Equinox memberships, or a digital subscription to Equinox+ (the on-demand fitness app). Enrollment is required.

Tips for maximizing: If you find yourself heading to Equinox gyms anyway, this is a nice perk. This credit should in no way spur you to begin a membership, however, as many memberships cost hundreds of dollars per month. Also, the vast majority of Equinox locations are in New York and sprinkled around other major cities, so this won’t appeal to a broad audience.

The most practical use is a digital subscription to Equinox+, regularly $39.99 per month, so you can take digital live and on-demand classes.

$155 Walmart+ credit

(Screenshot courtesy of Walmart)

What it is: Walmart+ is a service that gives you an assortment of benefits as a Walmart customer, including:

  • Free grocery delivery (must order at least $35 in products)
  • Free shipping on non-grocery items (no order minimum)
  • Discounts on prescriptions
  • Discounts at Walmart and Murphy gas stations
  • A streamlined in-store shopping experience

You’ll receive up to $155 per year in credits toward Walmart+ when you pay for your membership each month. Membership costs $12.95 per month (plus any applicable tax), meaning this perk effectively equates to free Walmart+ membership as long as you have the card (though you might be responsible for local taxes and fees).

Tips for maximizing: While this benefit offers up to $155 in credits annually, it’s not actually worth quite that much. That’s because you can purchase an annual Walmart+ membership for $98 (plus applicable tax). Still, while the Amex Platinum and Walmart are an unlikely pair, this is a nice perk if you’re interested in having groceries delivered for free. That looks to be far-and-away the biggest benefit of this subscription. Walmart states that it will deliver as fast as same-day (presumably based on how busy their delivery service is).

$300 Soulcycle statement credits

(Photo by Kevin Mazur / Contributor / Getty Images)

What it is: You’ll receive up to $300 in statement credits when you use your Amex Platinum to purchase a SoulCycle at-home bike. You can use this credit for up to 15 bikes per calendar year.

Tips for maximizing: This is one of the least useful credits we’ve ever seen on a card, for the following reasons:

  • SoulCycle bikes sell for $2,500 plus taxes and fees. This purchase doesn’t appeal to many of us.
  • The 15-bike limit is a (somewhat disingenuous) way for Amex to brag that the Amex Platinum offers up to $4,500 in annual statement credits from this perk. As director of content Eric Rosen says, unless you’re starting your own SoulCycle studio, why would you be interested in purchasing more than one bike or getting more than $300 off an already expensive purchase?
  • You cannot finance your bike while also getting a $300 statement credit — you must complete the purchase in a single transaction.
  • You must buy Equinox+ if you want SoulCycle content. Again, Equinox+ costs $39.99 per month, and the new Equinox statement credit only covers up to $25 per month, so you’re on the hook for even more spending to try to use this benefit.

That said, if you’re interested in this particular perk, must make your purchase through this link. If you purchase in-store or through the Equinox mobile app, you won’t receive the $300 statement credit. Also, accessories you may purchase for the bike will not be offset by this credit.

$100 Saks Fifth Avenue credits

(Photo by Peter Brandt/Getty Images)

What it is: This perk is available in the form of two up-to-$50 statement credits per year. Your first $50 statement credit can offset purchases from January through June; a second $50 statement credit is available from July through December. You must register your Amex Platinum card through your Amex online account to receive this benefit.

Tips for maximizing: There is no minimum purchase required to trigger these new statement credits, so you could make a purchase of $50 (or less) once every six months and not owe anything out of pocket once the credit posts to your Amex Platinum account.

$240 digital entertainment credit

Select streaming services can be free with the Amex Platinum. (Photo by Bloomberg/Getty Images)

What it is: The Amex Platinum’s annual fee may have gone up, but this new benefit alone may be enough to make the card a better deal than before, depending on your spending habits.

You’ll receive up to $20 in statement credits each month when you pay for eligible purchases with your Amex Platinum at one or more of the following providers (enrollment required):

  • Peacock
  • Audible
  • SiriusXM
  • The New York Times

Tips for maximizing: Some of us can max out this perk without spending a dime more than usual. For example, a Peacock subscription ($4.99 per month) and an Audible Premium Plus subscription ($14.95 per month) will nearly account for the full $240 in statement credits each year. That said, it would be great if Amex were able to add even more eligible services to help more cardmembers make the most of this.

Related: Best credit cards for streaming services in 2021

5x earning on airfare and hotels

(Photo by Katie Genter/The Points Guy)
Get a great return on airfare purchases — such as a premium economy seat on Singapore Airlines — when you pay with the Amex Platinum. (Photo by Katie Genter/The Points Guy)

What it is: The Amex Platinum has long been considered a top premium card, but it’s the 5x bonus categories that give it excellent earning potential for certain travel purchases. You’ll earn 5x Membership Rewards points on airfare booked directly with the airline or through Amex Travel (on up to $500,000 per calendar year), plus 5x points on prepaid hotels booked with American Express Travel. Based on TPG’s most recent valuations, this nets an outstanding 10% return on qualifying purchases — better than what you’ll get with other premium cards like the Citi Prestige® Card.

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Tips for maximizing: You’ll earn 5x points on airfare when you book directly with the airline or through Amex Travel, so you have some flexibility. When it comes to hotels, however, you’ll only earn 5x points when you book prepaid rates through American Express Travel, or when you book prepaid stays online through Amex Fine Hotels + Resorts. So you’ll need to weigh whether earning those extra rewards is worth giving up the perks you could enjoy by booking directly with the hotel.

10x on qualifying purchases at restaurants worldwide and when you Shop Small in the US

What it is: For new cardholders only, you’ll get 10 Membership Rewards points per dollar spent on eligible purchases at restaurants around the world, as well as at Shop Small establishments within the U.S. The offer is valid on up to $25,000 in combined spending during the first six months of holding the card. Shop Small is a collection of small businesses that includes local retail stores, supermarkets, beauty shops, convenience stores and more.

Tips for maximizing: This is a great new addition from American Express. With it, new cardholders can earn 9 points more per dollar than its standard earning rate on restaurant purchases, as well as an assortment of other purchases thanks to diverse categories of Shop Small businesses. By adding these two largely everyday spending categories, Amex has shown that it’s serious about giving cardholders new ways to earn bonus points. If you’re very strategic and you can float some money, you can use the Shop Small category to max out the 10x bonus for the full $25,000.

Centurion Lounge access and more

One of the perks is complimentary access to American Express Centurion Lounges. (Photo by Zach Griff/The Points Guy)

What it is: Cardholders enjoy complimentary access to American Express Centurion Lounges. If you’ve ever visited one, you’ll know why this is great: These spaces offer gourmet food, craft cocktails and comfortable places to rest. This a great benefit if your home airport (or an airport where you frequently connect) is one of the airports where Centurion Lounges are currently located.

Another three lounges have recently joined the network — one at New York (JFK) opened in October 2020,  Denver (DEN) opened a while after, and London (LHR) is set to open later in 2021. Amex touts that they’re expanding the Centurion network to include more than 40 Centurion Lounge and Studio locations around the world.

The Amex Platinum Card also entitles you to Delta Sky Club access (during same-day travel with the airline), Priority Pass lounges (although not restaurants) and others. Enrollment required.

Tips for maximizing: Cardholders can enjoy access to Centurion Lounges for themselves, plus up to two guests and any children under 2. This benefit is also available with The Business Platinum Card® from American Express ($595($695 if application is received on or after 1/13/2022) annual fee; see rates and fees) and the Centurion card. Note that beginning on Feb. 1, 2023, you will only receive guest privileges if you spend $75,000 annually on your card. Otherwise, you’ll be charged $50 per guest.

Elite status with Hilton and Marriott

(Photo by Katie Genter/The Points Guy)
Marriott Gold Elite status may net you some perks during stays at Marriott properties such as The Westin Langkawi Resort & Spa. (Photo by Katie Genter/The Points Guy)

What it is: The Platinum Card allows members to register for automatic Gold Elite status in the Marriott Bonvoy program, along with Hilton Honors Gold elite status. Both hotel chains offer on-property benefits such as late checkout and bonus earnings on stays to elite members.

Tips for maximizing: Having a card that gives you elite status without ever having to step foot into a hotel means you won’t have to worry about hitting spending thresholds or stay minimums. Multiple chains, including Hilton and Hyattextended status for existing elites, but if you were starting from scratch this year, the Amex Platinum could be a saving grace.

Hilton Honors Gold elite status — which usually requires 20 stays, 40 nights or earning 75,000 Honors base points — includes an 80% points bonus on stays, provides complimentary breakfast at most hotel brands and entitles you to space-available upgrades. Meanwhile, standout benefits of Marriott Bonvoy Gold Elite status — which usually requires 25 nights — include a 25% points bonus on stays, upgrades to enhanced rooms and free premium internet.

Car rental program elite status

hertz-presidents-circle-garage-car-rental-2019
You may be able to skip the line and select your own car. (Photo by Zach Griff/The Points Guy)

What it is: In addition to Hilton and Marriott elite status, you’ll also get status with a few car rental programs. You’ll get Avis PreferredHertz Gold Plus Rewards and National Car Rental Emerald Club Executive status. You’ll need to enroll for these benefits on the Amex website.

Tips for maximizing: Regardless of how often you rent cards, go ahead and register for these programs since doing so may allow you to skip the counter and/or get upgraded cars when you rent with these companies. With demand for rental cars skyrocketing — along with daily prices — having elite status may be a big help when it comes to getting the transportation you want.

Travel and shopping protections

delta-airplane-jet-plane-msp-airport
If your travel is delayed by more than six hours, you may be covered by the Amex Platinum trip delay coverage. (Photo by Darren Murph/The Points Guy)

What it is: American Express offers shopping and travel protections when you use your card to make eligible purchases. These protections include:

  • Trip delay protection: If your trip is delayed by more than six hours because of a covered reason, you may be eligible to be reimbursed up to $500 per covered trip for reasonable additional expenses up to two claims per consecutive 12-month period.
  • Trip cancellation and interruption protection: If you need to cancel or interrupt your trip because of a covered reason, you may be eligible for reimbursement of up to $10,000 per covered trip and $20,000 per card per consecutive 12-month period.
  • Extended warranty: Extends eligible manufacturer’s warranties of five years or less by up to one additional year.
  • Purchase protection: Protects recent purchases against theft, accidental damage or loss for up to 90 days from the purchase date up to $10,000 per claim and $50,000 per account per calendar year.
  • Return protection: If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (up to $300 per item).

Tips for maximizing: When you’re making a purchase for which you might later benefit from shopping or travel protections, be sure to save your receipt. Start a claim as soon as possible if you need to use your card’s protections. You can see the travel and shopping protections for all Amex cards on the Amex website.

Cruise Privileges Program

DIsney Cruise Line (Summer Hull / The Points Guy)
You may be able to get extra perks on your next cruise. (Photo by Summer Hull/The Points Guy)

What it is: The American Express Cruise Privileges Program offers U.S. Amex Platinum members and U.S. Centurion cardmembers exclusive benefits and complimentary amenities on sailings of five nights or more. However, you must book through an approved channel and on an eligible cruise line in order to receive these benefits.

Tips for maximizing: Before you book a cruise, check americanexpress.com/cruises to see if Amex offers the cruise you want at a competitive price. If so, you could enjoy extra benefits on your trip.

International Airline Program

(Photo by Nick Ellis/The Points Guy)
You may be able to get a discount on premium-cabin fares, including Delta One suites. (Photo by Nick Ellis/The Points Guy)

What it is: The American Express International Airline Program offers U.S. Amex Platinum members and U.S. Centurion cardmembers discounted first-class, business-class and premium economy tickets on about 25 airlines.

Tips for maximizing: If you’re booking a premium-cabin fare on one of the eligible airlines, check whether you can get a lower rate by booking through the Amex International Airline Program. Not all participating airlines will offer discounts on every flight, but it’s not uncommon to see fares significantly discounted.

American Express concierge

(Photo by jacoblund / Getty Images)
The Amex Concierge can assist with trip research and booking. (Photo by jacoblund/Getty Images)

What it is: If you’re short on time, consider outsourcing your trip planning to the Amex Platinum Concierge. With the Platinum card, Business Platinum card or Centurion (Black card), you get access to a special phone service to assist you in booking top restaurants and events, as well as finding a perfect dinner spot or even delivering items on demand and other tasks.

Tips for maximizing: This credit card concierge service can be especially helpful if you need to snag a table at a fully booked restaurant, as a selection of fine-dining establishments around the world reserve a table for Platinum cardholders.

Related: Comparing concierge services

ShopRunner membership

(Photo by Bernd Wüstneck/picture alliance via Getty Images)

What it is: American Express cardholders can enroll in a complimentary ShopRunner membership. You’ll get free two-day shipping and free returns on eligible items at more than 100 retailers, including Saks Fifth Avenue.

Tips for maximizing: You can check out the full list of retailers with ShopRunner availability here. You’ll need to enroll using your eligible card, but then you’ll just sign in to ShopRunner at checkout to start using benefits. You can stack ShopRunner with other deals such as Amex Offers and shopping portal bonuses. Make the most of your online shopping by getting the most points, miles and other savings you can.

Are the Amex Platinum benefits worth it?

It’s hard to assign a specific value to most of the perks on this list. If you live in a city with a Centurion Lounge, you can easily get several hundred dollars’ worth of quality food and drink each year. Other travelers might get much more value out of the bonus points that come with complimentary Marriott and Hilton elite status. For a more tangible idea of how much value this card offers, look at how many Membership Rewards points an average person might earn by using their Platinum card for a year.

With any new card, you have to look at the first year and subsequent years separately. The Amex Platinum is currently offering a welcome bonus of 100,000 Amex Membership Rewards points after you spend $6,000 on purchases in your first six months of card membership.

The 100,000-point bonus is worth $2,000 based on TPG’s valuations — and significantly more if you know the sweet spots of American Express Membership Rewards. Moreover, the temporary 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S., in addition to all the valuable perks, may make it easy to justify paying the annual fee for at least one year. But what about the following years?

For the purpose of this analysis, let’s assume you’re spending exclusively on the Platinum card. According to the Bureau of Labor Statistics, the average American household spent about $36,000 on credit cards in 2017. The report breaks down the spending categories, which include apparel, healthcare, alcohol and more, but doesn’t offer any insight into how much of that spending might be 5x airfare or hotel purchases issued by the Amex Platinum card.

Assuming that all of these expenses only earned 1 point per dollar spent, the average consumer would earn 36,000 Membership Rewards points a year on their Amex Platinum card, worth a solid $720. However, TPG readers are far from the average consumer. If you add an additional $2,000 a year of airfare and hotel expenses that earn 5x points with the Amex Platinum (when booked directly with airlines or through Amex Travel), and a conservative $5,000 a year on restaurants and Shop Small merchants such as supermarkets that earn 10x points in the first six months, you increase your return 66% more and bring your total haul to 60,000 Membership Rewards points, worth $1,200 based on TPG’s valuations.

Bottom line

The takeaway here is that although the Amex Platinum isn’t the best card to use for your everyday spending, the average consumer should have no trouble recouping their annual fee with the points they earn. Of course, if you spend more heavily on travel, especially if you’re lucky enough to be able to charge reimbursable business travel to your personal credit cards, this estimate might be too conservative. You’ll have to adjust the numbers to match your situation.

Ready to apply? Here’s the official application link: The Platinum Card from American Express

For rates and fees of the Amex Platinum Card, please click here.
For rates and fees of the Amex Business Platinum, click here.

*For Uber Eats Pass terms and conditions, click here.

Additional reporting by Juan Ruiz and Ethan Steinberg.

Featured photo by Isabelle Raphael for The Points Guy.

The Platinum Card® from American Express

WELCOME OFFER: 100,000 Points Terms Apply.

TPG'S BONUS VALUATION*: $2,000

CARD HIGHLIGHTS: Delta Sky Club and Centurion lounge access, up to $200 annual airline fee credit and up to $200 in Uber Cash annually (only for use in the U.S.)  (Enrollment required for select benefits)

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on select Equinox memberships when you pay with your Platinum Card®. Enrollment required.
  • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
  • $695 annual fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
See Pay Over Time APR
Annual Fee
$695
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.