The 2 best limited-time credit card offers to sign up for in December

Dec 1, 2019

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Update: Some offers mentioned below are no longer available. View the current offers here – Capital One® Spark® Miles for Business, Capital One® Spark® Cash for Business

It’s no secret that credit card welcome bonuses are the quickest and easiest way to rake in lots of points and miles. We regularly update our roundup of our favorite current welcome offers in our best credit cards guide, which includes both limited-time credit card offers and ones that are more permanent. But what if you’re looking to prioritize your credit card sign-ups?

To help you in that situation, we’ve rounded up the best limited-time offers currently available — the ones that are worth an extra look right now before they disappear. This month, we’re seeing some especially enticing offers for some of the best travel credit cards, cobranded airline and hotel credit cards, as well as small business credit cards. Boosted welcome bonuses typically don’t stick around for long, so if you’re considering one of these offers, you’ll want to hop on it soon.

The best limited-time credit card offers in December

  • Capital One® Spark® Miles for Business: Best for everyday business spending
  • Capital One® Spark® Cash for Business: Best for business cash back

Capital One Spark Miles for Business

Current offer: For a limited time, earn up to 200,000 Capital One bonus miles: 50,000 bonus miles after spending $5,000 in the first three months and another 150,000 miles after spending $50,000 in the first six months.

Bonus offer value*: $2,800

Annual fee: $95 (waived the first year)

Benefits: Earn 5 miles per dollar on hotel and rental car purchases made through Capital One Travel and charged to the Spark Miles card and 2 miles per dollar on everything else. Get up to a $100 Global Entry/TSA PreCheck application fee credit, as well as various travel and purchase protections such as travel accident insurance, lost luggage reimbursement, auto rental collision damage waiver, extended warranty and price protection.

APPLY HERE: Capital One Spark Miles for Business

Capital One Spark Cash for Business

Current offer: For a limited time, earn up to $2,000 cash-back: $500 after spending $5,000 in the first three months of account opening and another $1,500 after spending $50,000 on purchases in the first six months.

Bonus offer value: $2,000

Annual fee: $95 (waived the first year)

Benefits: Earn 2% cash back on all purchases. You’ll also get the same travel and purchase protections as the Capital One Spark Miles, including travel accident insurance, lost luggage reimbursement, auto rental collision damage waiver, extended warranty and price protection. This card has no foreign transaction fees.

APPLY HERE: Capital One Spark Cash for Business

*Bonus offer values are based on TPG’s valuations.

Featured photo by Nick Ellis/The Points Guy.


This is The Points Guy’s permanent page with limited-time welcome offers to consider each month, so you can bookmark it and check back regularly for updates. Keep in mind you may see some reader comments referring to older offers below.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.