10 credit cards that offer Priority Pass airport lounge access

Nov 18, 2021

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As if the airport experience weren’t already stressful enough, passengers now have to contend with changing health and safety requirements and juggling vaccine passports and QR codes for COVID-19 tests, not to mention face masks, sanitizing products and more.

Taking a few moments in an airport lounge can be just what you need to collect yourself before a flight, especially now as many passenger terminals get crowded again. The good news is that resurgent flyer numbers have also prompted airport lounges to reopen en masse. Luckily, some of the best travel rewards credit cards confer lounge access among their many benefits.

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Some, like the Citi® / AAdvantage® Executive World Elite Mastercard® and the United Club Infinite Card, only get you into their own airlines’ lounges.

Others, though, like The Platinum Card® from American Express, the Chase Sapphire Reserve and the newly launched Capital One Venture X Rewards Credit Card allow cardholders to register for Priority Pass Select membership and enjoy access privileges to over 1,300 airport lounge and restaurant locations worldwide (unfortunately, those with Priority Pass Select membership through an Amex card do not get restaurant benefits).

Those are the ones we’re going to focus on today as we run through the best credit cards for Priority Pass lounge access.

Best Priority Pass credit cards

Enrollment is required for select benefits. The information for the Citi Prestige card, Hilton Aspire Amex card and U.S. Bank Altitude Reserve card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Some of the most popular Priority Pass locations in the U.S include the Turkish Airlines Lounge at Washington Dulles (IAD) and the Air France Lounge at New York-JFK. Three Lufthansa lounges in the U.S. – at Newark (EWR), New York (JFK) and Washington Dulles (IAD) – are now Priority Pass affiliates, too, and folks with membership can once again visit several Alaska Airlines lounges.

Internationally, the SkyTeam Lounge in Vancouver (YVR), the ANA Lounge at Tokyo Haneda (HND) and the Ahlan Business Class Lounge in Dubai (DXB) are all crowd-pleasers, while the VIP Lounge at Punta Cana (PUJ) Terminal B even has its own swimming pool.

Given the large footprint of Priority Pass, you might want to consider applying for a new card that gets you into its lounges, especially if you’re going to resume traveling in the near future. Here are the details on the best cards with Priority Pass lounge access and each one’s specific benefit.

Wingtips lounge in St. Louis
Wingtips Lounge in St. Louis. (Photo by Katie Genter/The Points Guy)

Related: The 10 best Priority Pass lounges in the world

Comparing benefits of credit cards with Priority Pass access

Card Lounge access Welcome bonus Annual fee
Capital One Venture X Cardholder plus two guests free; authorized users also get the same benefit. 100,000 miles after you spend $10,000 on purchases in the first six months from account opening. For a limited time, earn up to $200 in statement credits for vacation rental purchases charged to your account (e.g., Airbnb and Vrbo) in the first cardholder year. $395
Chase Sapphire Reserve Cardholder plus two guests free, $27 per guest after that. 50,000 points after spending $4,000 on purchases in the first four months of account opening. $550
Citi Prestige Cardholder plus immediate family or two guests free, $27 per guest after that. Not available to new applicants. $495
The Platinum Card from American Express Cardholder plus two guests free, $32 per guest after that. Enrollment required. 100,000 Membership Rewards points after you spend $6,000 on purchases within the first six months of card membership (possibly higher targeted offers through CardMatch).

Plus, earn 10x points on eligible purchases on the card at restaurants worldwide and when you “Shop Small” in the U.S., on up to $25,000 in combined purchases, during your first six months. Terms apply.

$695 (see rates & fees)
The Business Platinum Card from American Express Cardholder plus two guests free, $32 per guest after that. Enrollment required. Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first three months of card membership. Terms apply. $595 ($695 if application is received on or after Jan. 13, 2022; see rates & fees)
Hilton Honors American Express Aspire Card Cardholder plus two guests free, $32 per guest after that. Enrollment required. 150,000 Hilton Honors points after spending $4,000 on purchases in the first three months of card membership. Terms apply. $450 (see rates & fees)
Marriott Bonvoy Brilliant Cardholder plus two guests free, $32 per guest after that. Enrollment required. 75,000 bonus points after you spend $3,000 in purchases within the first three months of card membership. Plus, earn up to $200 in statement credits for eligible purchases made on your new card at U.S. restaurants within the first six months of card membership. $450 (see rates & fees)
U.S. Bank Altitude Reserve Visa Infinite 12 months complimentary Priority Pass Select membership, eight passes per year after that, $32 per visit after that. 50,000 points after spending $4,500 in the first three months. $400
Hilton Honors Surpass 10 complimentary visits per year, $32 per visit after that. Enrollment required. Up to 180,000 points — 130,000 points after you spend $2,000 in purchases in the first three months. Plus, you can earn an additional 50,000 Hilton points after you spend a total of $10,000 in purchases on the card in the first six months.  $95 (see rates & fees)
Hilton Honors Business 10 complimentary visits per year, $32 per visit after that. Enrollment required. Up to 180,000 points — 130,000 points after you spend $2,000 in purchases in the first three months. Plus, you can earn an additional 50,000 points after you spend a total of $10,000 in purchases on the first six months. $95 (see rates & fees)

Here are the details on each card, along with current welcome bonuses, annual fees and other notable perks.

Related: Best credit cards for airport lounge access in 2021

Credit cards with Priority Pass

Now that we’ve gone over the Priority Pass-specific perks of each card, here are some of the other compelling benefits each confers.

Capital One Venture X

(Photo by John Gribben for The Points Guy)

Capital One’s first premium travel credit card packs a punch. First, it offers up to $300 in annual statement credits toward bookings made through Capital One Travel. Then, you also get 10,000 bonus miles every account anniversary (for even more free travel). Both of these perks help offset the card’s $395 annual fee.

Add in extensive airport lounge access (including Capital One’s own lounges and Priority Pass Select), excellent travel protections and rental car privileges, and we’re talking about one of the best premium cards out there.

Even better, the lounge benefits extend to authorized users — and you can add up to four for free.


Official application link: Capital One Venture X with 100,000 bonus miles after you spend $10,000 on purchases in the first six months from account opening and up to $200 in statement credits for vacation rental purchases (e.g., Airbnb and Vrbo) in the first cardholder year.


Chase Sapphire Reserve

(Photo by John Gribben for The Points Guy)

The Chase Sapphire Reserve is one of the most popular premium travel rewards credit cards thanks to its impressive list of benefits. Cardholders receive up to $300 in annual travel statement credits for a wide range of travel purchases (and gas and groceries through the end of 2021).

The card earns 3 points per dollar on travel and dining and now also earns bonuses in the following categories:

Ultimate Rewards can be transferred to 11 airline and three hotel partners. Points may also be redeemed at a rate of 1.5 cents apiece through the Chase Ultimate Rewards travel portal as well as select categories through the Pay Yourself Back program.

The card reimburses members up to $100 once every four years for a Global Entry or TSA PreCheck application and waives foreign transaction fees.


Official application link: Chase Sapphire Reserve with 50,000 bonus points after spending $4,000 on purchases in the first three months of account opening.


Citi Prestige

(Photo by John Gribben for The Points Guy)

Unfortunately, the Citi Prestige is no longer available to new applicants. However, it earns a phenomenal 5 points per dollar at restaurants and on air travel, 3 points per dollar at hotels and cruise lines, and 1 point per dollar on all other purchases. Cardholders are eligible for up to $250 worth of annual statement credits each calendar year toward travel purchases, but also supermarkets and restaurants through the end of 2021.

Citi ThankYou Rewards points can be transferred to 16 airline and two hotel partner programs and are worth 1 cent apiece when redeemed directly for travel through the Citi portal. Cardholders can book a fourth night free on up to two hotel stays per year when reserving through the Citi concierge or online at thankyou.com. They’re also eligible for a Global Entry or TSA PreCheck application fee reimbursement once every five years.

Related: Devalued but still decent: Citi Prestige card review

The Platinum Card from American Express

(Photo by The Points Guy)

In addition to Priority Pass lounges, cardholders have access to Amex’s own Centurion Lounges, Delta Sky Clubs, Escape, Airspace, Plaza Premium and certain Lufthansa lounges. Enrollment is required for select benefits.

The card earns 5 points per dollar on airfare booked directly with the airline or with American Express Travel (on up to $500,000 on these purchases per calendar year) and prepaid hotels booked with American Express Travel. Cardholders can transfer Membership Rewards points to 21 airline and hotel partners.

The card also comes with a laundry list of perks, including an annual up-to-$200 statement credit on incidental fees charged by a carrier you select each calendar year, up to $200 in annual Uber Cash toward U.S. Uber rides and U.S. Uber Eats orders among other credits that provide more than $1,500 in potential value.

Cardholders qualify for a Global Entry or TSA PreCheck application fee refund up to $100 once every four years (4.5 years for PreCheck). Booking stays through Amex Fine Hotels + Resorts includes plenty of value-added benefits. Cardholders can register for both Gold status with Hilton Honors and Gold Elite status with Marriott Bonvoy. Amex’s International Airline Program can secure deep discounts on premium economy, business- and first-class tickets on over a dozen airlines, too. Enrollment is required for select benefits.


Official application link: The Platinum Card from American Express with 100,000 bonus points after you spend $6,000 on purchases in the first six months of card membership.


The Business Platinum Card from American Express

(Photo by Wyatt Smith/The Points Guy)

The Business Platinum Amex was recently refreshed and offers a host of annual statement credits, including up to $400 for Dell technology U.S. purchases, an up-to-$120 annual wireless telephone credit and much more.

Cardholders will now earn 1.5 points per dollar on up to $2 million in eligible purchases in the U.S. per calendar year with:

  • Electronic goods retailers.
  • Software.
  • Cloud service providers.
  • Construction materials and hardware supplies.
  • Shipping providers.
  • Purchases of $5,000 or more.

They also receive a 35% rebate when redeeming points through Amex Pay with Points for airfare on their designated airline (enrollment is required) or specifically for business- or first-class tickets on select qualifying airlines booked on Amex Travel, up to 500,000 points back per calendar year.


Official application link: The Business Platinum Card from American Express with 120,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership.


Hilton Honors American Express Aspire Card

(Photo by Eric Helgas/The Points Guy)
(Photo by Eric Helgas/The Points Guy)

This is the best all-around Hilton card for several reasons.

It earns 14 points per dollar on Hilton purchases; 7 points per dollar on flights booked through Amex Travel or directly through airlines, on car rentals and at U.S. restaurants; and 3 points per dollar on other eligible purchases.

Cardholders automatically receive top-tier Hilton Honors Diamond status, an annual free weekend night and up to $250 in statement credits each cardmember year for purchases at participating Hilton Resorts, plus up to $250 in annual statement credits each calendar year for airline incidentals (enrollment is required).

They also qualify for up to $100 in credits for charges at participating Waldorf Astoria Hotels & Resorts and Conrad Hotels & Resorts when booking two-night-minimum stays via HiltonHonors.com/aspirecard. Enrollment is required.

Related: How to choose the best Hilton credit card for you

Marriott Bonvoy Brilliant American Express Card

(Photo by Eden Batki / The Points Guy)
(Photo by Eden Batki/The Points Guy)

This card accrues 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program, 3 points per dollar at U.S. restaurants and on flights booked directly with airlines, and 2 points per dollar on other eligible purchases.

Cardholders get up to $300 in statement credits each year of card membership for purchases at hotels participating in the Marriott Bonvoy program. They also receive automatic Marriott Bonvoy Gold status plus 15 elite night credits per year. Each anniversary after renewal, they get a free night award worth up to 50,000 points each year at hotels participating in the Marriott Bonvoy program (certain hotels have resort fees). Special cardmember rates on stays of two nights or more at The Ritz-Carlton or St. Regis properties are eligible for up to $100 in credit for qualifying charges.

Finally, this card is yet another with a Global Entry or TSA PreCheck application reimbursement up to $100 once every four years (4.5 years for PreCheck).


Official application link: Marriott Bonvoy Brilliant with up to 75,000 bonus points after you spend $3,000 in purchases within the first three months of card membership. Plus, earn up to $200 in statement credits for eligible purchases made on your new card at U.S. restaurants within the first six months of card membership.


U.S. Bank Altitude Reserve Visa Infinite Card

This card earns 3 points per dollar on travel and mobile wallet purchases and 1 point per dollar on everything else.

Cardholders can redeem points for 1.5 cents apiece on airfare, hotels and car rentals (or lower values for other purchases). They can also count on 12 complimentary Gogo inflight Wi-Fi passes each year, which can save them a chunk of change, plus reimbursement for a Global Entry or TSA PreCheck application once every four years (up to $100).

Finally, this card comes with up to $325 in statement credits per cardmember year for purchases made directly from airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines, as well as the new categories of takeout, food delivery and dining.

Related: The best U.S. Bank credit cards

Hilton Honors American Express Surpass Card

(Photo by Wyatt Smith/The Points Guy)

If the Hilton Honors Aspire’s annual fee gives you pause, consider the Hilton Honors Surpass instead, since it just charges $95 per year.

The card earns 12x for charges at participating Hilton portfolio hotels; 6x at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and 3x for other eligible purchases.

Cardholders receive automatic Hilton Honors Gold status and can spend their way to Diamond status by making $40,000 in eligible purchases on the card in a calendar year. They can also earn a free weekend night reward from Hilton Honors after spending $15,000 on purchases in a calendar year.


Official application link: Hilton Honors American Express Surpass® Card with 180,000 Hilton Honors bonus points — 130,000 bonus points after you spend $2,000 on purchases on the card in the first three months of card membership, plus an additional 50,000 bonus points after you spend a total of $10,000 on purchases on the card in the first six months.


(Photo by Wyatt Smith/The Points Guy)

Hilton Honors American Express Business Card

Earn 12 Hilton Honors points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio; 6x per dollar at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, on U.S. shipping purchases, at U.S. restaurants, on flights booked directly with airlines or through Amex Travel and on car rentals booked directly from rental agencies; then 3x on other eligible purchases. That’s a lot of earning potential!

Cardholders get automatic Hilton Honors Gold status (Diamond status with $60,000 in spending per calendar year) and a free weekend night reward after hitting $15,000 in spending on purchases in a calendar year.


Official application link: Hilton Honors American Express Business Card with 180,000 Hilton Honors bonus points — 130,000 bonus points after you spend $2,000 on purchases on the card in the first three months of card membership, plus an additional 50,000 bonus points after you spend a total of $10,000 on purchases on the card in the first six months.


Related credit card guides

Additional reporting by Chris Dong. 

For rates and fees of the Amex Platinum card, please click here.
For rates and fees of the Amex Business Platinum card, please click here.
For rates and fees of the Marriott Bonvoy Brilliant card, click here.
For rates and fees of the Hilton Aspire card, please click here.
For rates and fees of the Hilton Surpass card, please click here.
For rates and fees of the Hilton Honors Business Amex, please click here.

Featured photo by Ryan Patterson/The Points Guy.

Delta SkyMiles® Platinum American Express Card

Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new card in the first three months of card membership. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants in the first three months of card membership.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Earn 50,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
$250
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.