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Picking the best travel rewards credit cards to carry in your wallet and use on a regular basis can be quite challenging. Each one offers a different combination of perks, and this is especially applicable when it comes to premium credit cards. Thanks to issuers upping the ante with new releases and enhanced benefits, there’s more competition than ever in this segment, but which premium travel rewards credit cards is the best? In this guide, I’ll attempt to answer that very question.

For starters, this analysis focuses on seven popular premium cards:

I’ll compare each of these cards across eight categories: annual fee, current intro. bonus, point earning, redemptions, travel credits, lounge access, additional travel perks and coverage. For each category, I’ll rank the cards from best to worst and award points accordingly (7 points to the best card in the category, 6 points to the second best card in the category, etc., though I’ll award 0 points to a card that has nothing in a particular category). At the end, I’ll tally up the results and crown a champion!

As always, feel free to adjust (or even weight) the categories as needed based on your own travel patterns. The AAdvantage Executive Card or United Club Card could be preferred if you’re a Chicago-based traveler, while others might live in New York and value the access you’ll get to both the Centurion Lounge at LaGuardia and Delta Sky Clubs across the globe with the Amex Platinum. This analysis is based on a generic traveler trying to decide which one of these seven cards should go in his/her wallet.

Let’s get started!

1. Annual Fee

credit card putted on dollars. Image courtesy of kizilkayaphotos via Getty Images.
Each of these cards charge high annual fees, but is one a better option? Image courtesy of kizilkayaphotos via Getty Images.

Amex Platinum: $550 (plus $175 for up to three additional cardholders)
Citi Prestige: $450 (plus $50 for each additional cardholder)
Chase Sapphire Reserve: $450 ($75 for each additional cardholder)
Hilton Amex Aspire: $450 ($0 for each additional cardholder)
Ritz: $450 ($0 for each additional cardholder)
AAdvantage Executive: $450 ($0 for each additional cardholder)
United Club: $450 ($0 for each additional cardholder)

Analysis

On the surface, this seems like a tie, since all but one of the seven cards have a $450 annual fee. However, the cost (or lack thereof) of additional cardholders provides some separation. The clear winner here is the AAdvantage Executive card, which doesn’t charge an added fee for authorized users but still gives those cardholders full Admirals Club access. While the Hilton Amex Aspire, Ritz Card and United Club Card also don’t charge a fee for additional cardholders, the Ritz Card offers AUs Priority Pass access and the $100 airfare discount through Visa Infinite, while the Hilton Amex Aspire allows AUs to enjoy a $100 property credit for eligible two-night stays at Waldorf Astoria and Conrad properties — while the United Club Card doesn’t offer anything.

The competition between the other three is a bit closer. On all three, additional cardholders can enjoy access to Priority Pass lounges, even when not traveling with the primary cardholders. These benefits also include Centurion Lounges and Sky Clubs on the Amex Platinum. Since the fee is lower on the Citi Prestige and Sapphire Reserve, I’ll rank those in second place. The Ritz Card and Hilton Aspire are tied for fourth place in my book, since AUs get added perks for no fee, and the United Club card comes in sixth. Last place goes to the Amex Platinum thanks to its high fee in comparison to the others, though you can add three AUs for a total of $175, and each cardholder gets Delta Sky Club access (when flying Delta) and full Centurion Lounge access with two guests.

Ranking

AAdvantage Executive (7 points)
Citi Prestige and Chase Sapphire Reserve (6 points)
Hilton Aspire and Ritz (4 points)
United Club (2 points)
Amex Platinum (1 point)

2. Current Intro. Bonus

The Amex Platinum come with a hefty sign-up bonus worth over $1,000.

Amex Platinum: 60,000 Membership Rewards points after you use your new card to make $5,000 in purchases in the first three months (worth $1,140 based on TPG’s most recent valuations), though be sure to check the CardMatch Tool to see if you’re targeted for a 100,000-point offer.
Citi Prestige: No bonus at this time
Chase Sapphire Reserve: 50,000 bonus Ultimate Rewards points after you spend $4,000 on purchases in the first three months from account opening (worth $1,050)
Hilton Amex Aspire: 100,000 Hilton Honors points after you spend $4,000 in purchases on the card within your first three months of cardmembership (worth $600)
Ritz: Two complimentary nights at any participating Tier 1-4 Ritz-Carlton hotel after you spend $4,000 on purchases in the first three months after account opening (value depends on the property at which you redeem free nights, but it can get you more than $2,000 of value in free stays) plus 10,000 bonus points after you add the first authorized user and make a purchase in the first three months from account opening (worth $90)
AAdvantage Executive: 50,000 American Airlines AAdvantage bonus miles after spending $5,000 in purchases within the first three months of account opening (worth $700)
United Club: 50,000 bonus miles after you spend $3,000 on purchases in the first three months from account opening (worth $700)

Analysis

The top spot in this category goes to the Amex Platinum, which edges out the Sapphire Reserve by just under $100 (though carries the potential of an even bigger payday through the CardMatch tool). I’ll place the Ritz Card into third place; even though you can get a ton of value out of the two free nights, I think a more realistic valuation is roughly $400 – $500 of value per night plus the added 10,000 bonus points for adding your first authorized user. The fourth spot is a tie between the AAdvantage Executive and United Club Card, though you may find superior offers in either Admirals Clubs or Chase branches (respectively). Sixth place goes to the Hilton Amex Aspire, and the Citi Prestige brings up the rear by offering no sign-up bonus at all.

Ranking

Amex Platinum (7 points)
Chase Sapphire Reserve (6 points)
Ritz (5 points)
AAdvantage Executive and United Club (4 points)
Hilton Amex Aspire (2 points)
Citi Prestige (0 point)

3. Point Earning

I had so many plans for the Chase Sapphire Reserve and its many perks.
The Sapphire Reserve earns triple points on travel and dining purchases, making it a great option to boost your Ultimate Rewards account.

Amex Platinum: 5 Membership Rewards points per dollar spent on airfare purchases booked through the airline or though Amex and on prepaid hotels booked directly through Amex; 1 point per dollar spent on all other purchases
Citi Prestige: 3 ThankYou points per dollar spent on air travel and hotels; 2 points per dollar spent on dining and entertainment; 1 point per dollar spent on all other purchases
Chase Sapphire Reserve: 3 Ultimate Rewards points per dollar spent on travel and dining purchases; 1 point per dollar spent on all other purchases
Hilton Amex Aspire: 14 Hilton Honors points per dollar spent at Hilton portfolio properties worldwide; 7 points per dollar spent on flights booked directly with the airline or at amextravel.com, car rentals booked directly from select companies, and from US restaurants; 3 points per dollar spent on all other purchases
Ritz: 5 Ritz-Carlton Rewards points per dollar spent at any Ritz-Carlton, Marriott or Starwood hotel; 2 points per dollar spent on airline tickets purchased directly with the airline and at car rental agencies and restaurants; 1 point per dollar spent on all other purchases
AAdvantage Executive: 2 AAdvantage miles per dollar spent on eligible American Airline purchases; 1 AAdvantage mile per dollar spent on all other purchases
United Club: 2 miles per dollar spent on United ticket purchases; 1.5 miles per dollar spent on all other purchases

Analysis

Once again, there’s a clear winner in this category, and it’s a familiar one: the Sapphire Reserve. Having any type of triple points category is nice by itself, but when it applies to travel and dining purchases, that’s a powerful combination. The card has a very broad definition of what constitutes travel, and I’ve even had Chase count numerous bars under the “dining” category, even when they don’t serve food at all. It also doesn’t hurt that you’re earning valuable Ultimate Rewards points on all purchases.

The Citi Prestige slides into second place thanks to the triple points on hotels and airfare plus double points on dining and entertainment purchases, and the Amex Platinum card comes in at #3 thanks for its very generous 5x earnings on airfare and hotels. But fourth place is a bit more challenging. While the Ritz card has some decent bonuses on the surface, those points aren’t nearly as valuable as the others on the list; TPG pegs them at just 0.9 cents apiece in his most recent valuations. As a result, I’d put the United Card in fourth (thanks to the 1.5 miles per dollar on everyday purchases), the Hilton Amex Aspire in fifth, the Ritz Card in sixth, and the AAdvantage Executive in last.

Ranking

Chase Sapphire Reserve (7 points)
Citi Prestige (6 points)
Amex Platinum (5 points)
United Club (4 points)
Hilton Amex Aspire (3 points)
Ritz (2 points)
AAdvantage Executive (1 point)

4. Redemptions

Etihad’s First Apartment is a fantastic use of AAdvantage miles earned on the Citi Executive card.

Amex Platinum: Numerous direct redemptions like gift cards, Uber rides and travel; transfer points to one of 18 airline partners (like Etihad and Singapore) or three hotel partners
Citi Prestige: Redeem points directly for airfare at a rate of 1.25 cents per point; transfer points to one of 15 airline partners
Chase Sapphire Reserve: Redeem points directly for travel at a rate of 1.5 cents per point; transfer points to one of nine airline partners (like British Airways and Southwest) or four hotel partners (like Hyatt)
Hilton Amex Aspire: Redeem points for stays at hotels in the Hilton Honors portfolio of brands
Ritz: Redeem points for stays at Ritz-Carlton or Marriott hotels
AAdvantage Executive: Redeem miles for flights on American and its various partners (like Etihad and Cathay Pacific)
United Club: Redeem miles for flights on United and its various partners (like Lufthansa)

Analysis

This category is a bit closer, as each card has its own appealing redemptions. However, I’d group the top three cards together thanks to the flexibility of transferable points that won’t lock you into a specific set of airlines. Of those three, I’d give the nod to the Sapphire Reserve. Even though the Amex Platinum has more transfer partners, the Reserve also has the ability to redeem points for travel at a rate of 1.5 cents apiece, guaranteeing that you can get some great value out of the program. The Citi Prestige comes in third thanks to the less-than-exciting list of transfer partners (like Qantas and Thai) and no hotel transfer partner.

For the latter part of the list, I’ll place the AAdvantage Executive and United Club card in a tie for fourth, as they both can get you some pretty terrific flight redemptions and are especially valuable for first or business class (feel free to move one of these down to fifth place in your own analysis if you’re loyal to either airline). Finally, the Hilton Amex Aspire and Ritz cards come in tied for sixth, as it will take you quite some time to get comparable redemption value out of your Hilton and Ritz-Carlton points than the others. Once again, however, feel free to bump one of these up if you have a definitive loyalty and are well-versed in maximizing either program.

Ranking

Chase Sapphire Reserve (7 points)
Amex Platinum (6 points)
Citi Prestige (5 points)
AAdvantage Executive and United Club (4 points)
Hilton Amex Aspire and Ritz (2 points)

5. Travel Credits

I had extra time to check out Delta
Some travel credits are restricted to incidental fees, like day passes or guest access to Delta SkyClubs.

Amex Platinum: $200 airline fee credit toward incidentals like baggage fees and lounge passes, plus up to $200 in annual Uber credits
Citi Prestige: $250 airfare credit each year
Chase Sapphire Reserve: $300 travel credit each year
Hilton Amex Aspire: $250 airline fee credit; $250 Hilton resort credit
Ritz: $300 credit toward incidentals like baggage fees and lounge passes
AAdvantage Executive: None
United Club: None

Analysis

As with some of the earlier categories, the Sapphire Reserve is head-and-shoulders above the rest of the cards. For starters, the credit is a higher dollar amount and also applies to any travel purchase (as opposed to just fees or airfare like some of its competition). In addition, the credits post instantly; others require you to wait an entire statement or even force you to call and have customer service manually issue you a credit.

I’ll award second place to the Citi Prestige. This may be surprising, given that the dollar amount is lower than that of the Hilton Amex Aspire ($500 in total), Amex Platinum ($400) and Ritz Card ($300), but the $250 Prestige credit includes any “flight-related expenses charged to your card, including airline tickets.” Many of the incidental expenses covered by the other three cards’ statement credits may be worthless to a frequent traveler who may already get free checked bags and lounge access without paying. I’m willing to bet that anyone reading this article easily spends $250 per year on plane tickets, so it’s a simple way to reduce the Prestige’s annual fee that’s virtually guaranteed.

Filling the next few slots is quite challenging. The Hilton Amex Aspire has the highest dollar amount, but the airline credit is restricted to incidentals on a single airline you designate each year, and you can only use the $250 resort credit at roughly 200 Hilton properties around the world (a complete list is available here). The Amex Platinum’s airline fee credit is also limited to incidentals on your designated airline, and the Uber credit is allocated in $15 monthly increments (with an added $25 in December). Finally, the Ritz card also limits credits to incidentals, and even though any airline is eligible, you must call to request a statement credit for those purchases.

Given all of these details, I’ll slot the Amex Platinum into third place, as Uber is becoming more and more prevalent in the US and around the world, so it’s pretty easy to get near face value from those credits. I’ll then give fourth place to the Hilton Amex Aspire and fifth place to the Ritz card (these might be reversed if Chase would automate the Ritz card’s credits like the Sapphire Reserve).

Since neither the AAdvantage Executive nor the United Club cards offer a comparable offering, I’ll award them both zero points in this category.

Ranking

Chase Sapphire Reserve (7 points)
Citi Prestige (6 points)
Amex Platinum (5 points)
Hilton Amex Aspire (4 points)
Ritz (3 points)
AAdvantage Executive and United Club (0 points)

6. Lounge Access

All of these cards include lounge access of some kind, though you’ll need to decide if the portfolio of clubs and guest policies fit your typical travel patterns.

Amex Platinum: Priority Pass Select (two free guests), Delta Sky Clubs when flying Delta (guests are $29 each), Airspace lounges (two free guests or immediate family) and Centurion Lounges (two free guests)
Citi Prestige: Priority Pass Select (two free guests or immediate family)
Chase Sapphire Reserve: Priority Pass Select (unlimited guests)
Hilton Amex Aspire: Priority Pass select (two free guests)
Ritz: Priority Pass Select (no published guest policy, but reports indicate guests are allowed for free)
AAdvantage Executive: Full Admirals Club membership (two free guests or immediate family, plus complimentary access for authorized users)
United Club: Full United Club membership (two free guests or immediate family)

Analysis

This category is much tougher to rank, given that the true value of lounge access is based on so many factors: your typical departure airport(s), your preferred airline(s) and how frequently you travel with guests, to name a few. The Amex Platinum gives you great flexibility, and being able to bring two guests for free is a huge perk. The unlimited guests with the Sapphire Reserve is great, but there are only about 30 airports in the US with Priority Pass lounges. The AAdvantage Executive card comes with full Admirals Club membership but also has a limited footprint, with only 30 or so airports in the US.

Given all of that, I’ll slot the Amex Platinum in first thanks to the fantastic Centurion Lounges, followed by the AAdvantage Executive due to the full Admirals Club membership and the fact that authorized users can access Admirals Clubs on their own (and there’s no fee for adding them!). I’ll then place the Chase Sapphire Reserve and the Ritz card in third, since you get unlimited Priority Pass guests, followed by the United Club card in fifth and the Citi Prestige and Hilton Amex Aspire tied for sixth.

Ranking

Amex Platinum (7 points)
AAdvantage Executive (6 points)
Chase Sapphire Reserve and Ritz (5 points)
United Club (3 points)
Citi Prestige and Hilton Amex Aspire (2 points)

7. Additional Perks

While the previous two benefits deserved their own category (in my opinion), these cards also provide a host of other travel and entertainment-related benefits that are probably best expressed in a table format. Here’s a snapshot, though note that I focused on perks that I considered most likely to be used by a broad audience:

Benefit Amex Platinum Citi Prestige Sapphire Reserve Hilton Amex Aspire Ritz AAdvantage Executive United Club
Airline Perks International Airline Program provides discounts on first, business and premium economy tickets None None None $100 off round-trip domestic coach airfare for two to five passengers Free checked bag on domestic AA flights; priority check-in, security and boarding; 25% discount on in-flight purchases; reduced mileage awards; 10,000 EQMs after spending $40,000 Two free checked bags; Premier Access; waived close-in award-booking fees
Hotel Perks American Express Fine Hotels & Resorts 4th Night Free on paid hotel stays Luxury Hotel & Resort Collection $100 property credit at Waldorf-Astoria and Conrad hotels; one weekend night per year (plus another after spending $60,000) $100 hotel credit on paid stays of two nights or longer; three Club Level upgrades on paid stays per year None Luxury Hotel & Resort Collection
Hotel Elite Status SPG Gold (which coverts to Marriott Gold) and Hilton Honors Gold None None Hilton Honors Diamond status Gold Elite status for the first year and after spending $10,000 in subsequent years; Platinum status after spending $75,000 in a year None World of Hyatt Discoverist status
Global Entry/TSA PreCheck Credit One credit every 4 years One credit every 5 years One credit every 4 years None One credit every 4 years One credit every 5 years None
Other Perks Complimentary Boingo Wi-Fi access None None None None None None

Analysis

This category also makes it a bit challenging to compare cards given the different benefits offered on each and how those benefits are valued by different travelers. However, I’d say the Amex Platinum occupies the top spot given the hotel elite status plus the Fine Hotels & Resorts program and the International Airfare Program. The Citi Prestige lands the number two spot thanks to its outstanding 4th Night Free perk, and I’ll place the Ritz Card as number three thanks to the full Visa Infinite perks like the $100 airfare discount plus the array of benefits when staying at a Ritz-Carlton or Marriott property. Rounding out the list would be the Hilton Amex Aspire in fourth, the AAdvantage Executive and United Club cards tied for fifth, and the Sapphire Reserve card in last.

Ranking

Amex Platinum (7 points)
Citi Prestige (6 points)
Ritz (5 points)
Hilton Amex Aspire (4 points)
AAdvantage Executive and United Club (3 points)
Sapphire Reserve (1 point)

8. Coverage

All of these cards also provide various coverages and protections when you’re traveling or making purchases, and again this is probably best visualized using a table:

Benefit Amex Platinum Citi Prestige Sapphire Reserve Hilton Amex Aspire Ritz AAdvantage Executive United Club
Car Rental Coverage Yes (secondary) Yes (secondary in the US, primary in other countries) Yes (primary) Yes (secondary) Yes (primary) Yes (secondary in the US, primary in other countries) Yes (primary)
Travel Assistance Yes Yes Yes Yes Yes Yes Yes
Baggage Loss or Damage Yes (up to $2,000 for checked bags and $3,000 for all luggage) Yes (up to $3,000 per traveler per trip) Yes (up to $3,000 per passenger) Yes (up to $2,000 for checked bags and $3,000 for all luggage) Yes (up to $3,000 per passenger) Yes (up to $3,000 per passenger or $10,000 for all passengers) Yes (up to $3,000 per passenger)
Baggage Delay No Yes (up to $500 per trip if bags are more than three hours late) Yes ($100 per day for up to five days if bags are more than six hours late) No Yes ($100 per day for up to five days if bags are more than six hours late) Yes (up to $500 if bags are more than three hours late) Yes (up to $100 per day for three days if bags are more than six hours late)
Trip Delay No Yes (up to $500 per trip for delays of more than 3 hours) Yes (up to $500 per ticket for delays of more than 6 hours) No Yes (up to $500 per ticket for delays of more than 12 hours) Yes (up to $500 per trip for delays of more than 3 hours) Yes (up to $500 per ticket for delays of more than 12 hours)
Trip Cancellation / Interruption No Yes (up to $5,000 per trip) Yes (up to $10,000 per trip) No Yes (up to $10,000 per trip) Yes (up to $5,000 per trip) Yes (up to $10,000 per trip)
Travel Accident Insurance Yes Yes Yes Yes Yes Yes Yes
Emergency Evacuation & Transportation Yes Yes (up to $100,000) Yes (up to $100,000) Yes Yes (up to $100,000) Yes (up to $100,000) Yes
Roadside Assistance Yes (up to four times per year at no cost) Yes Yes (up to $50 per incident, four times per year) Yes (up to four times per year at no cost) Yes (up to $50 per incident, four times per year) Yes Yes (up to $50 per incident, four times per year)
Purchase Protection Yes (within 90 days, up to $10,000 per occurrence and $50,000 per year) Yes (within 120 days, up to $10,000 per item and $50,000 per year) Yes (within 120 days, up to $10,000 per claim and $50,000 per year) Yes (within 90 days, up to $10,000 per occurrence and $50,000 per year) Yes (within 120 days, up to $10,000 per claim and $50,000 per year) Yes (within 120 days, up to $10,000 per item or $50,000 per year) Yes (within 120 days, up to $10,000 per item or $50,000 per year)
Extended Warranty Yes (additional year) Yes (additional 24 months) Yes (additional year) Yes (additional year) Yes (additional year) Yes (additional 24 months) Yes (additional year)
Return Protection Yes (up to $300 per item and $1,000 per year) Yes (up to $500 per item and $2,500 per year) Yes (up to $500 per item and $1,000 per year) Yes (up to $300 per item and $1,000 per year) Yes (up to $500 per item and $1,000 per year) Yes (up to $500 per item and $2,500 per year) Yes (up to $500 per item and $1,000 year year)
Price Protection No Yes (within 60 days, up to $500 per item and $2,500 per year) Yes (within 90 days, up to $500 per item and $2,500 per year) No Yes (within 90 days, up to $500 per item and $2,500 per year) Yes (within 60 days, up to $500 per item and $2,500 per year) Yes (within 90 days, up to $500 per item and $2,500 per year)
Missed Event Ticket Protection No Yes (up to $500 per ticket and $5,000 per year) No No No Yes (up to $500 per ticket and $5,000 per year) No

Analysis

Our final category is a close one as well, though you’d (hopefully) not need to take advantage of these very frequently. I’m going to award the top spot to both the Citi Prestige and AAdvantage Executive cards, as they have a few intriguing benefits that beat out the others:

  • Baggage and trip delay coverages that kick in after just 3 hours
  • Seemingly unlimited roadside assistance
  • An additional 12 months of extended warranties
  • Missed event ticket protection

Third place goes to the Sapphire Reserve, just edging out the Ritz card thanks to a trip delay benefit that kicks in after 6 hours, not twelve. The United Club card slips to fifth thanks to the three-day window of baggage delay payments, and bringing up the rear is a tie between the Amex Platinum and Hilton Amex Aspire due primarily to the five “No” answers in the above table plus a couple of less generous policies.

Ranking

Citi Prestige and AAdvantage Executive (7 points)
Sapphire Reserve (5 points)
Ritz (4 points)
United Club (3 points)
Amex Platinum and Hilton Amex Aspire (2 points)

Final Analysis

The launch of the Sapphire Reserve was a game-changer.
Not surprisingly, the Sapphire Reserve emerges at the head of the pack of these premium travel rewards credit cards.

So…where do the numbers shake out? Following the formula I mention above and the individual rankings I’ve laid out, here are the final tallies:

  1. Chase Sapphire Reserve: 44 points
  2. The Platinum Card from American Express: 40 points
  3. Citi Prestige Card: 38 points
  4. Citi / AAdvantage Executive World Elite Mastercard: 32 points
  5. Ritz-Carlton Rewards Credit Card: 30 points
  6. Hilton Honors American Express Aspire Card and the United MileagePlus Club Card: 23 points

As you can see, the clear winner is the Chase Sapphire Reserve, with the Amex Platinum just edging out the Citi Prestige for second place. The AAdvantage Executive and Ritz cards are a distant fourth and fifth (respectively), while the Hilton Amex Aspire and the United Club card are tied for the last spot.

That being said, all it would take to change this order is a shift of one or two rankings above based on your personal preference, so be sure to consider your own situation before applying for a new card, especially one with such a high annual fee!

Bottom Line

You may think that it’s crazy to pay $450 (and up) for a credit card, but as you can see, all of these premium travel rewards cards carry a host of benefits that can easily cover that fee (and then some). As always, you should definitely adjust the rankings I use above based on what’s most important to you, but hopefully this post has given you a framework to use as you try to decide which of these terrific cards should earn a spot in your wallet!

Chase Sapphire Reserve®

This is one of the top premium cards out there since you earn 3x on all travel and dining and have access to great perks like a $300 travel credit each cardmember year, 50% more value when you redeem points for travel through Chase Ultimate Rewards and you get elite travel benefits like Global Entry application fee rebate, Priority Pass Select and special rental car privileges.

Apply Now
More Things to Know
  • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Named a ‘Best Travel Credit Card for 2017’ by MONEY® Magazine
  • 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
Intro APR on Purchases
N/A
Regular APR
17.49% - 24.49% Variable
Annual Fee
$450
Balance Transfer Fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.