Discover Card Benefits Your Family Can Use

Oct 24, 2018

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.

Managing your kids’ lives and your own at the same time is no small feat. There’s packing lunches, helping with homework, paying the bills, washing laundry, setting up play dates, getting the kids to said play dates, soccer or ballet practice, going to work, making meals…

You get the picture.

With school, extracurricular activities, family, church or other community organizations, you might have what amounts to a village to help ease the child-rearing workload. But when it comes to managing your finances, you and your spouse may as well be the lone survivors on a desert island. It’s no wonder then that anyone who can make life the slightest bit easier is welcomed into so a parent’s stressed-out embrace.

Fact: Family life is a busy life. (Photo by Getty Images)
Fact: Family life is a busy life. (Photo by Getty Images)

That’s what makes the benefits offered by Discover’s line of personal credit cards a good bet for families on the go looking for simplicity — and maybe a bit of a break every once in a while. These cards aren’t going to come with the big travel perks the top travel rewards credit cards offer (nor the opportunity to earn huge welcome bonuses), but they can add piece of mind and a few extra dollars in your bank account.

Let’s look at a few benefits Discover it Miles can offer your family.

Earn Money For Helping Friends

Make that deserted island bigger by helping out your friends — and yourself in the process. Discover offers a Refer-A-Friend bonus when you get one of your friends or family members to sign up for a Discover card, too. For each friend you sign up, you’ll receive a 5,000-mile statement credit. Since each mile you earn is worth 1 cent as a statement credit toward qualifying travel expenses or for cash as an electronic deposit to your bank account, signing a friend up will get you 50 bucks. It’s a win-win for you and your buddy. If you use your miles for travel, eligible travel purchases must have been recorded on your statement within the last 180 days and include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation and more.

Scenic view of the Nine Arch Bridge in Sri Lanka. (Photo by Oleh_Slobodeniuk - Getty Images.)
Redeem Discover it Miles for all sorts of travel. (Photo by Oleh_Slobodeniuk – Getty Images.)

Don’t Fret Over A Lost Or Stolen Card

It can be stressful if your card goes missing while you and your family are on vacation, but Discover takes a bit of the drama out of this situation with its Freeze it functionality. This protection allows card members to instantly prevent new purchases, cash advances and balance transfers via the Discover app or website. Take that immediate action, get back to your vacation and then worry about replacing your card when you return home. Or, if you need a replacement card right away, Discover also will provide free overnight shipping for card replacement to any US street address that you request.

Bottom Line

These seemingly small benefits might not seem so minor if life throws a curveball and you actually make a late payment. These perks, of course, probably shouldn’t usually be the reason why you apply for a new credit card. But, just as with the benefits, the rewards you earn on a card like Discover it Miles are built for families looking for convenience. You’ll earn 1.5 miles per dollar you spend and Discover matches all of your earnings at the end of your first year of card ownership, making this a card that essentially earns a 3% return (once miles earned the first year are matched). That’s a no-hassle card with some benefits meant to help you create a life with less hassle.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.