We know! Learning to travel with points can be SCARY and confusing! We are going to be completely honest, we are NOT PROS at this! We are normal people just like you figuring this out as we go! We do NOT pay for every single flight we take in first-class with points but over the past few years have learned to go from converting our points to cash [a big no no if you want to get the most bang for your buck] to learning how to optimize their value.
We are here to hold your hand and show you how to do it if you are just a newbie like we once were [and honestly still are] in some aspects. These are our favorite cards that we utilize and highly recommend. They are some of the least confusing credit cards on the market with some fantastic benefits that we use on every trip we take for Follow Me Away. It was a long time before we even got on the “good” travel credit card train because we didn’t understand them and were afraid of the “fees” which aren’t so bad after all. We are creating this page so you don’t make the same mistake we did. We hope to demystify travel credit cards for newbies and show you 6 cards we truly trust and recommend.
This was our first true travel credit card! If you are still scared of the annual fee, this one is lower but you still get to take advantage of perks including wonderful points redemption and great cashback deals. There are 0 foreign transaction fees and this card is affordable and easy to understand. If you love this card and want to upgrade, you can easily do so which is exactly what we did!
When we first heard about Chase Sapphire Reserve, we were scared of the annual fee! You SHOULD NOT BE! This card gives you $300 back in travel credit immediately which means if you spend $301 on travel you only pay $1 out of your own pocket! This makes the $450 annual fee ACTUALLY come out to only $150! This is the card we use everyday and the sign up bonus is worth every penny along with earning and redeeming points and benefits such as free lounge access, TSA pre-check, global entry and more!
This is the card for serious travelers! If you take trips more than a few times a year like we do then this is the card for you. The perks are incredible and you have access to American Express’s gorgeous Centurion and Delta Sky Clubs Lounges which are often far superior to competitors. We also love the 5x points on flights and the yearly Uber credit. If you travel a lot like us, this is the card for you!
With this credit card, you earn 10x points with hotels.com/venture. That is insane! This is the credit card that Terrence personally carries and has fantastic benefits to transfer points to airlines as well as a $0 annual fee for the first year if you want to try it out and are new! The points and benefits make this card a strong contender for more than just hotels, but you can’t pass up 10x the points!
This was our very first credit card ever and one that we still use at home and around town! Chase does deals every quarter where you get a whopping 5% cashback on various things such as gas, groceries, Walmart, Costco and more. This is the card to go all-out on your holiday shopping with to take advantage of those deals [that is what we do!] There is NO annual fee so max reward with minimum output.
The Capital One Savor is a welcome addition to the best cash back credit card list. The new Savor card offers an unlimited 8% cash back on tickets at Vivid Seats (through May 2020), 4% cash back on dining and entertainment, as well as 2% back at grocery stores and 1% on all other purchases. 4% is the highest cash back rate for both dining and entertainment.
Want to learn more about traveling comfortably for little to no cost? The Points Guy has everything you need to know on how to accumulate extra airline and hotel points and miles without being a road warrior, and how to earn perks to travel in style for free.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.