Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
The United Club Infinite card might charge a high annual fee, but it comes with the premium perks to match. Chief among them is United Club membership, which includes access to the airline’s airport lounges as well as those of some of its Star Alliance partners. But cardmembers can also count on other day-of-travel perks such as Premier Access for priority service at the airport, free checked bags, and even a Global Entry or TSA PreCheck application fee credit worth up to $100 once every four years.
Earn 4x miles on United purchases; 2x miles on travel and dining; 1x on everything else
United Club℠ membership for you and your eligible travel companions at all United Club locations and participating Star Alliance lounges worldwide
Up to $100 statement credit for Global Entry/TSA Precheck application every four years
Free first and second checked bags for you and one travel companion on the same reservation
25% inflight statement credit on eligible purchases
High $525 annual fee
Who is this card good for?
This card is tailor-made for United loyalists who enjoy the finer things in life, including access to upscale United Clubs at airports and benefits usually reserved for the airline’s elites, like free checked bags, priority boarding, and priority services at the airport.
The United Club Infinite card racks up 4x miles on United purchases and 2x miles on all other travel purchases as well as on dining, including eligible delivery services. It accrues 1x miles on all other purchases.
Frequently asked questions
What is the United Club Infinite card’s main perk?
The most significant benefit offered by the United Club Infinite card is United Club membership, which normally costs up to $650 per year. So having to pay just $525 for the card’s annual fee can represent a significant discount. United Club membership includes entry to dozens of United’s airport lounges (but not the airline’s international business-class Polaris ones) and select Star Alliance airline lounges along with two adult companions (or one adult and any dependent children 21 or under).
What is United Premier Access?
The United Club Infinite goes above and beyond the airline’s other personal cards by including not just free checked bags and priority boarding, but also the airline’s Premier Access, which allows cardmembers to access priority check-in and security services as well.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.