Get your business back in the air with a credit card that confers all the day-of-travel benefits you need while on the road for work, including free checked bags, priority boarding, inflight purchase discounts and more. (Partner offer)

At a glance

  • 2X Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
  • 1X Earn 1 mile per $1 spent on all other purchases.
Earn up to 150,000 Bonus Miles
Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.
Up to 29.99%
24.99% Variable
16.49% - 23.49% Variable
16.49% - 23.49% Variable
$99

At a glance

  • 2X Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
  • 1X Earn 1 mile per $1 spent on all other purchases.
Earn up to 150,000 Bonus Miles
Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.
Up to 29.99%
24.99% Variable
16.49% - 23.49% Variable
16.49% - 23.49% Variable
$99
  • Earn up to 150,000 bonus miles
  • Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open. Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.
  • Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for one year with DashPass, DoorDash's membership service. Activate by 3/20/22.
  • $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.

Our Take

TPG Editor's Rating

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4/5

Overview

The United Business Card is a great option for travelers who have to fly for work, even if it’s only once in a while. Its reasonable annual fee of $99. In the meantime, cardholders can rack up 75,000 miles after spending $5,000 on purchases in the first three months, plus take advantage of bonus earning opportunities on United purchases as well as dining, gas, office supply stores and local transit and commuting. Make more than seven United flight-related travel purchases each year and you’ll get a $100 statement credit, plus earn 5,000 bonus miles each year if you also carry one of United’s personal credit cards.

Pros

  • Earns 2 miles per $1 spent in a variety of categories, including United purchases, dining (including eligible delivery services), gas, office supplies and more
  • Get a $100 United travel credit after qualifying purchases each year
  • If you have a personal United card, too, you can earn 5,000 bonus miles each year
  • Open employee cards at no additional cost

Cons

  • Redemption options are mostly limited to United and its partners
  • Other United cards have higher earning rates on some purchases
  • You might get more use from transferable points instead of United miles

Who is this card good for?

This card is best for folks looking for a business card who fly United regularly, but not enough to earn elite status on their own. That’s because it confers airline-specific, day-of-travel perks like free checked bag, priority boarding, and a 25% discount on inflight Wi-Fi (and food and beverages), and you don’t have to take dozens of flights or spend thousands of dollars a year on tickets to enjoy them.

Earning Rewards

This card can help you rack up United miles quickly thanks to the fact that it earns 2 miles per dollar on purchase from United as well as on dining (including eligible delivery services), gas stations, office supply stores and on local transit and commuting. It earns 1 mile per dollar on other purchases.

Frequently asked questions