The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Credit Cards
At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. While we do receive compensation through our credit card application links, ads and clearly indicated sponsored content, our editorial content, points valuations and card analyses are entirely our own. Learn more about our advertising policy and product review methodology.
Best for earning travel points
Streaming services have become an increasingly popular spending category, so we have compiled a list of the best credit cards for streaming services to help you maximize your spending. Streaming services have become an integral part of daily life, and many cards have begun offering them as a bonus category (or added discounts and statement credits with select providers).
Our guide features the top cards that offer elevated cash-back rates, bonus rewards points and exclusive perks for streaming services. So whether you’re a movie buff or a music lover, our guide is designed to help you make the most of your streaming experiences. Dive in to discover the best credit card for streaming that suits your needs.
MoreDetails
“More details on the best streaming credit cards”
We included cards that featured decent welcome bonuses with varying minimum spend thresholds to fit different budgets.
Our top picks feature a variety of annual fees to give a range of benefits for cardholders.
We chose streaming cards that come with other popular bonus earning categories to make the most of your spending.
The cards we selected provide you with multiple redemption options, including cash back.
In addition to earning on streaming and solid sign-up bonuses, many of our picks also offer other perks and benefits.
While we advocate for using points, miles and cash back for travel experiences, we’re also huge proponents of maximizing the benefits you get from a credit card. And we’re not alone — 32% of TPG readers get a digital entertainment credit from at least one of their cards while 34% of our audience ranks receiving a digital entertainment credit as a top-three most valuable card benefit.
First, identify the type of streaming rewards you want. Are you looking to save money with streaming statement credits? Or do you want to earn bonus cash back or travel rewards on your streaming subscription purchases? After determining this, check to see which streaming services are eligible for rewards on the card you are considering to ensure your subscriptions will trigger the rewards you want.
Here are some of the main points to consider when choosing a streaming credit card:
It's best to select a credit card for streaming service subscriptions that comes with a decent sign-up bonus. Much of the value you'll get from a credit card can be found in lucrative welcome bonuses. Be sure to find a card with a spending threshold you can reach.
The cards we've compiled are available for various annual fees to suit your needs. For instance, if you're looking for added perks and benefits, the American Express Platinum Card® could be a solid streaming card. However, there are other options that provide solid earning rates on streaming platforms that feature no annual fee as well.
While the credit cards on this list earn at solid rates on streaming service subscriptions, many of our top picks also earn in various other useful bonus categories. Be sure to select a card that earns extra where you spend your money most to get the most out of your card.
Get a good deal on your streaming subscriptions, including Netflix
No one credit card is best for streaming services. To choose the card best for you, consider the types of rewards you want to earn and the streaming subscriptions you have. If you want to earn cash-back rewards and subscribe to a wide range of streaming services, the Blue Cash Preferred® Card from American Express is a great choice that allows you to earn 6% cash-back on select U.S. streaming purchases*. However, if you want to earn travel rewards, you’ll prefer the Chase Sapphire Preferred® Card, which earns 3 points per dollar on popular streaming services.
*Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
You can earn cash-back rewards on streaming services by using any card that earns cash-back rewards to pay for your subscriptions. However, you’ll earn the highest streaming cash-back rates with the Blue Cash Preferred® Card from American Express or the Capital One Savor Cash Rewards Credit Card, since they all earn bonus cash-back on streaming services.
The Blue Cash Preferred earns 6% cash back on select U.S. streaming services. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
If you spend a significant amount on streaming services, getting a card that comes with statement credits or earns bonus rewards on these purchases can be a great decision. However, you also might decide to use that spending to help you earn a welcome bonus on a new credit card or perks like free nights on a hotel cobrand card. If that’s the case, you may not need a streaming credit card.
The money you save on streaming services with credit cards will depend on the amount you spend and which credit card you use. You can save up to $300 each year if you take full advantage of the streaming statement credits on the American Express Platinum Card® (enrollment required), for instance. However, if you earn 3 bonus points per dollar by using your Chase Sapphire Preferred® Card, you’ll get an effective 6% return on your subscriptions, according to our valuations.
Emily Thompson specializes in beginner content as a credit cards editor. She taps into her prior experience as a high school English teacher to help others demystify credit scores and unlock experiences that credit card rewards can make possible.
Stephanie Stevens is an associate writer with TPG's credit cards team. She focuses on creating timely credit cards content for TPG readers.
Daisy is a credit cards editor at TPG. Her expertise spans earning and redeeming rewards across rotating categories on multiple cards.Prior to this, she wrote news stories, how-to guides and tested and reviewed gear for Popular Mechanics, Sports Illustrated, Bicycling and Runner's World.
Best for earning travel points
| Rate | Category |
|---|---|
| 5x | Earn 5x on travel purchased through Chase Travel℠. |
| 3x | Earn 3x on dining, vacation homes, gas & EV charging, top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs). |
| 2x | Earn 2x on all other travel purchases. |
| 1x | Earn 1x on all other purchases. |
75,000 bonus points
$95
19.24% - 27.49% Variable
670-850
Excellent/Good
The Chase Sapphire Preferred® Card remains one of the easiest travel rewards cards to recommend because it has elevated rewards across everyday spending categories, valuable travel protections, useful statement credits and an approachable annual fee. Whether you're new to points and miles or already maximizing transfer partners, it offers a rare combination of flexibility and long-term value for both beginners and experienced travelers alike.
The Chase Sapphire Preferred® Card remains one of the easiest travel rewards cards to recommend because it has elevated rewards across everyday spending categories, valuable travel protections, useful statement credits and an approachable annual fee. Whether you're new to points and miles or already maximizing transfer partners, it offers a rare combination of flexibility and long-term value for both beginners and experienced travelers alike.
Best for earning travel points
75,000 bonus points
$95
19.24% - 27.49% Variable
670-850
Excellent/Good
The Chase Sapphire Preferred® Card remains one of the easiest travel rewards cards to recommend because it has elevated rewards across everyday spending categories, valuable travel protections, useful statement credits and an approachable annual fee. Whether you're new to points and miles or already maximizing transfer partners, it offers a rare combination of flexibility and long-term value for both beginners and experienced travelers alike.
Best for streaming service enthusiasts
| Rate | Category |
|---|---|
| 6% | Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%). |
| 6% | Earn 6% cash back on select U.S. streaming subscriptions. |
| 3% | Earn 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases. |
| 1% | Earn 1% cash back on other purchases. |
As High As $300 Cash Back. Find Out Your Offer.
$0 intro annual fee for the first year, then $95.
19.74%-28.74% Variable
Excellent to Good
If you’re spending hundreds (or thousands) on supermarkets, gas in the U.S. and more each month, the Blue Cash Preferred is the perfect card to maximize those purchases for pure cash. Read our full review of the Blue Cash Preferred.
If you’re spending hundreds (or thousands) on supermarkets, gas in the U.S. and more each month, the Blue Cash Preferred is the perfect card to maximize those purchases for pure cash. Read our full review of the Blue Cash Preferred.
Best for streaming service enthusiasts
As High As $300 Cash Back. Find Out Your Offer.
$0 intro annual fee for the first year, then $95.
19.74%-28.74% Variable
Excellent to Good
If you’re spending hundreds (or thousands) on supermarkets, gas in the U.S. and more each month, the Blue Cash Preferred is the perfect card to maximize those purchases for pure cash. Read our full review of the Blue Cash Preferred.
Best for no annual fee
| Rate | Category |
|---|---|
| 8% | Earn 8% cash back on Capital One Entertainment purchases |
| 5% | Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel |
| 3% | Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services |
| 1% | Earn 1% cash back on all other purchases |
Earn $200 Cash Back
$0
18.74% - 28.74% (Variable)
670-850
Excellent, Good
The Capital One Savor Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on four popular everyday spending categories, redeeming for valuable cash-back rewards back in your pocket. Read our full review of the Capital One Savor Cash Rewards Credit Card.
The Capital One Savor Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on four popular everyday spending categories, redeeming for valuable cash-back rewards back in your pocket. Read our full review of the Capital One Savor Cash Rewards Credit Card.
Best for no annual fee
Earn $200 Cash Back
$0
18.74% - 28.74% (Variable)
670-850
Excellent, Good
The Capital One Savor Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on four popular everyday spending categories, redeeming for valuable cash-back rewards back in your pocket. Read our full review of the Capital One Savor Cash Rewards Credit Card.
Best for premium travel perks and digital entertainment
| Rate | Category |
|---|---|
| 5X | Earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year. |
As High As 175,000 points. Find Out Your Offer.
$895
See Pay Over Time APR
Good to Excellent
The American Express Platinum Card® has a high annual fee but remains one of the best cards on the market for those who prioritize premium travel experiences. A combination of updated and new statement credits makes the refreshed Amex Platinum an ideal card for frequent travelers and digital entertainment enthusiasts alike.
The American Express Platinum Card® has a high annual fee but remains one of the best cards on the market for those who prioritize premium travel experiences. A combination of updated and new statement credits makes the refreshed Amex Platinum an ideal card for frequent travelers and digital entertainment enthusiasts alike.
Best for premium travel perks and digital entertainment
As High As 175,000 points. Find Out Your Offer.
$895
See Pay Over Time APR
Good to Excellent
The American Express Platinum Card® has a high annual fee but remains one of the best cards on the market for those who prioritize premium travel experiences. A combination of updated and new statement credits makes the refreshed Amex Platinum an ideal card for frequent travelers and digital entertainment enthusiasts alike.
Best for beginner cash back
| Rate | Category |
|---|---|
| 3% | Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). |
| 1% | Earn 1% cash back on all other eligible purchases. |
As High As $200 Cash Back. Find Out Your Offer.
$0
19.74%-28.74% Variable
Excellent to Good
The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You'll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Everyday card.
The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You'll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Everyday card.
Best for beginner cash back
As High As $200 Cash Back. Find Out Your Offer.
$0
19.74%-28.74% Variable
Excellent to Good
The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You'll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Everyday card.
Best for flexible rewards earning
| Rate | Category |
|---|---|
| 4X | Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* |
| 3X | Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com or the Amex Travel App™ using your Business Gold Card.* |
| 1X | Earn 1X on all other eligible purchases. |
As High As 200,000 points. Find Out Your Offer.
$375
17.99% - 28.74% Variable
Excellent to Good
The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full review of the Amex Business Gold card.
The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full review of the Amex Business Gold card.
Best for flexible rewards earning
As High As 200,000 points. Find Out Your Offer.
$375
17.99% - 28.74% Variable
Excellent to Good
The Amex Business Gold card is a solid choice for high-spending small businesses with the flexibility to earn 4 points per dollar in the two categories where you spend the most. The card is ideal for businesses who value simplicity above all. Read our full review of the Amex Business Gold card.
What's your favorite streaming card — and why?
Chase Sapphire Preferred® Card“Like many others, a sizable chunk of my monthly budget goes to streaming services. Thanks to my Chase Sapphire Preferred, which earns 3 points per dollar on select streaming, I earn more than 250 points each month automatically because I'd pay these bills either way.”
Blue Cash Preferred® Card from American Express“I’m a big believer in maximizing your credit card rewards wherever possible, and streaming services are no exception. All my streaming subscriptions get charged to my Blue Cash Preferred, which lets me earn a bit of cash back I can redeem for statement credits and Amazon purchases.”
American Express Platinum Card®“With the Amex Platinum, I receive up to $300 annually (up to $25 per month) in statement credits for select digital entertainment services (enrollment required). Currently, I have the following subscriptions: Disney+, Hulu, ESPN+ and Peacock, and pay less than $4 a month.”
Best for no annual fee travel card
| Credit card | Best for | Intro offer | Earning rate | Annual fee | Apply |
|---|---|---|---|---|---|
| earning travel points |
| 75,000 bonus points |
| 1 - 5X points |
| $95 |
| at Chase's secure siteSee rates & fees |
at American Express's secure siteSee rates & fees | streaming service enthusiasts | As High As $300 Cash Back. Find Out Your Offer. | 1 - 6% cash-back | $0 intro annual fee for the first year, then $95. | at American Express's secure siteSee rates & fees |
at Capital One's secure siteSee rates & fees | no annual fee | Earn $200 Cash Back | 1 - 8% cash-back | $0 | at Capital One's secure siteSee rates & fees |
at American Express's secure siteSee rates & fees | premium travel perks and digital entertainment | As High As 175,000 points. Find Out Your Offer. | 5X points | $895 | at American Express's secure siteSee rates & fees |
at American Express's secure siteSee rates & fees | beginner cash back | As High As $200 Cash Back. Find Out Your Offer. | 1 - 3% cash-back | $0 | at American Express's secure siteSee rates & fees |
at American Express's secure siteSee rates & fees | flexible rewards earning | As High As 200,000 points. Find Out Your Offer. | 1 - 4X points | $375 | at American Express's secure siteSee rates & fees |
 U.S. Bank Altitude® Go Visa Signature® Card | no annual fee travel card | 20,000 points | 1 - 4X points | $0 | Go to review |
| Rate | Category |
|---|---|
| 4X | 4X points on dining, takeout, and restaurant delivery. |
| 2X | 2X points on streaming services and at grocery stores (excludes discount stores and wholesale clubs effective September 9, 2024). |
| 2X | 2X points at gas stations and EV charging stations (excludes discount stores and wholesale clubs effective September 9, 2024). |
| 1X | 1X point on all other eligible purchases. |
20,000 points
$0
17.49% - 27.49% Variable
The U.S. Bank Altitude® Go Visa Signature® Card comes packed with multiple bonus categories and a welcome bonus all for no annual fee. This card offers a healthy 4 points per dollar spent on dining, takeout and delivery, 2 points per dollar spent at grocery stores, gas stations/EV charging station and on streaming and a minimum of 1 point per dollar spent on all other eligible purchases.
The U.S. Bank Altitude® Go Visa Signature® Card comes packed with multiple bonus categories and a welcome bonus all for no annual fee. This card offers a healthy 4 points per dollar spent on dining, takeout and delivery, 2 points per dollar spent at grocery stores, gas stations/EV charging station and on streaming and a minimum of 1 point per dollar spent on all other eligible purchases.
Best for no annual fee travel card
20,000 points
$0
17.49% - 27.49% Variable
740-850
Excellent
The U.S. Bank Altitude® Go Visa Signature® Card comes packed with multiple bonus categories and a welcome bonus all for no annual fee. This card offers a healthy 4 points per dollar spent on dining, takeout and delivery, 2 points per dollar spent at grocery stores, gas stations/EV charging station and on streaming and a minimum of 1 point per dollar spent on all other eligible purchases.
740-850
Excellent
