Best for Southwest loyalists

The Rapid Rewards Priority Card earns 3 points per dollar on Southwest purchases, 2 points per dollar on transit and commuting (including rideshares) and 2 points per dollar on internet, phone services, cable and select streaming services. It is Southwest’s most premium personal credit card and makes earning points on Southwest flights hassle-free.

At a glance

  • 3X Earn 3X points on Southwest® purchases.
  • 2X Earn 2X points on local transit and commuting, including rideshare.
  • 2X Earn 2X points on internet, cable, and phone services; select streaming.
Earn 50,000 points
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Up to 29.99%
29.49% Variable
20.49% - 27.49% Variable
20.49% - 27.49% Variable
$149

At a glance

  • 3X Earn 3X points on Southwest® purchases.
  • 2X Earn 2X points on local transit and commuting, including rideshare.
  • 2X Earn 2X points on internet, cable, and phone services; select streaming.
Earn 50,000 points
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Up to 29.99%
29.49% Variable
20.49% - 27.49% Variable
20.49% - 27.49% Variable
$149
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • $75 Southwest® travel credit each year.
  • No foreign transaction fees.
  • Member FDIC

Our Take

TPG Editor's Rating

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3.5/5

Overview

If you fly Southwest more than twice a year, there is a lot of value in the Southwest Rapid Rewards Priority Card. The card is Southwest’s most premium option and offers up to 3 points per dollar on Southwest purchases plus an anniversary bonus of 7,500 points. Add in an array of perks like a $75 annual Southwest travel credit, four upgraded boardings per year, 25% inflight savings and the ability to earn Tier Qualifying Points with spending, there is no reason a loyal Southwest flyer should not have the Priority card in their wallet.

Pros

  • $75 annual Southwest travel credit
  • Four upgraded boardings every year
  • 7,500 points on each cardmember anniversary
  • 25% inflight discount on food, drinks and WiFi
  • Ability to earn A-List status faster by spending on this card
  • Travel and purchase protections through Chase

Cons

  • $149 annual fee

Who is this card good for?

The Southwest Rapid Rewards Priority Card is best for flyers who benefit from the travel credit, upgraded boarding and elite status boosts. If you are a regular Southwest flyer aiming for A-List status or live near a Southwest hub, it can provide great value for your wallet.

Earning Rewards

You’ll earn your rewards in the form of Rapid Rewards points. Earn 3 points per dollar on Southwest purchases, 2 points per dollar on transit and commuting (including rideshares) and 2 points per dollar on internet, phone services, cable and select streaming services.

Frequently asked questions

  • What is Southwest’s checked bag policy?

    All Southwest flights come with two complimentary checked bags. You do not have to be a Southwest Rapid Rewards member or cardholder to enjoy this benefit. The airline also offers no change fees on paid and award flights.

  • How do you qualify for A-List?

    Southwest requires travelers to fly 25 Southwest one-way flights or obtain 35,000 Tier Qualifying Points per calendar year to qualify for A-List status. Getting a personal Southwest credit card can be a great way to help you qualify for A-List, since you can earn 1,500 TQPs for every $10,000 you spend.