Best for students who want a cash-back card

This is an excellent card for students with limited credit history and are new to the credit card world. (Partner Offer)

At a glance

  • 1% Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
no offer
29.74% (Variable)
None
29.74% (Variable)
29.74% (Variable)
N/A
N/A
$0
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges

At a glance

  • 1% Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
no offer
29.74% (Variable)
None
29.74% (Variable)
29.74% (Variable)
N/A
N/A
$0
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Pick the monthly due date that works best for you
  • Pay for Amazon.com purchases using your Capital One rewards
  • Pay for online purchases with virtual card numbers and keep your actual card number to yourself
  • Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
  • Build your credit with responsible card use

Our Take

TPG Editor's Rating

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2.5/5

Overview

This card is an excellent choice for students who are new to the credit card world. It offers a simple cash-back earning structure with a multiplier incentive to pay your statement off on time. The card does not offer many perks or benefits but does feature no annual fee and no foreign transaction fees.

Pros

  • Unlimited 1% cash back on all purchases with increase to 1.25% cash back if purchases are paid on time for that month. No annual fee and no foreign transaction fee.

Cons

  • The card has no bonus earning categories. It also does not offer travel or shopping protection.

Who is this card good for?

This card is good for students with a limited credit history and looking for a simple earning structure.

Earning Rewards

This card earns 1% cash back on all purchases with the potential to be 1.25% cash back if the card is paid off at the end of the month.