Best card for IHG

Frequent visitors to IHG hotels and resorts can earn extra points when using the IHG Rewards Club Premier card. Other IHG-specific perks, such as elite status and an annual free night award worth up to 40,000 points, can help cardholders enjoy their stays even more. (Partner offer)

At a glance

  • 25X Earn up to 25 points total per $1 spent when you stay at an IHG hotel.
  • 2X Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
  • 1X Earn 1 point per $1 spent on all other purchases.
150,000 points
Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Up to 29.99%
24.99% Variable
15.99% - 22.99% Variable
15.99% - 22.99% Variable
$0 Intro for the First Year, then $89

At a glance

  • 25X Earn up to 25 points total per $1 spent when you stay at an IHG hotel.
  • 2X Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
  • 1X Earn 1 point per $1 spent on all other purchases.
150,000 points
Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Up to 29.99%
24.99% Variable
15.99% - 22.99% Variable
15.99% - 22.99% Variable
$0 Intro for the First Year, then $89
  • Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Our Take

TPG Editor's Rating

tooltip Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
4/5

Overview

For $89 a year, the IHG Rewards Club Premier Credit Card can be an asset in the wallets of IHG loyalists. While the earning potential outside of IHG is relatively low, perks such as fourth night free on award stays and an annual anniversary reward night can add a lot of value to any traveler's wallet.

Pros

  • Earn up to 25x points per dollar on IHG hotel stays (10 points as a cardholder in addition to 15 points per dollar earned as an IHG Rewards Club member)
  • 2x points per dollar on gas station, grocery store and restaurant purchases
  • Up to $100 statement credit for Global Entry/TSA Precheck application every 4 years

Cons

  • Redemption options outside of IHG properties provide low value
  • Poor transfer rates to airline partners

Who is this card good for?

IHG loyalists can benefit from carrying this card since it will help you to take full advantage of the IHG experience. Cardholders receive complimentary IHG Platinum elite status, a discount when buying IHG points, and a fourth night free on award stays booked using points. Add in an anniversary award night each year worth up to 40,000 points, and you’re looking at potentially hundreds of dollars in value each year.

Earning Rewards

The IHG Rewards Club Premier Credit Card earns 10x points at IHG hotels and resorts. Cardholders can also earn up to 10x points for being a Rewards Club member and 5x points for reaching Platinum Elite Status which comes complimentary with the card. This card earns 2x points at gas stations, grocery stores and restaurants. It earns 1x points on all other eligible purchases.

Frequently asked questions