Best card for IHG

Frequent visitors to IHG hotels and resorts can earn extra points when using the IHG Rewards Club Premier card. Other IHG-specific perks, such as elite status and an annual reward night award worth up to 40,000 points, can help cardholders enjoy their stays even more. (Partner offer)

At a glance

  • 26X Earn up to 26 points total per $1 spent when you stay at an IHG hotel.
  • 5X Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
  • 3X Earn 3 points per $1 spent on all other purchases
140,000 points
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
Up to 29.99%
28.74% Variable
19.74% - 26.74% Variable
19.74% - 26.74% Variable
$99

At a glance

  • 26X Earn up to 26 points total per $1 spent when you stay at an IHG hotel.
  • 5X Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants.
  • 3X Earn 3 points per $1 spent on all other purchases
140,000 points
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
Up to 29.99%
28.74% Variable
19.74% - 26.74% Variable
19.74% - 26.74% Variable
$99
  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Our Take

TPG Editor's Rating

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4/5

Overview

For $99 a year, the IHG Rewards Premier Credit Card can be an asset in the wallets of IHG loyalists. While the earning potential outside of IHG is relatively low, perks such as a fourth reward night on award stays and an annual anniversary reward night can add a lot of value to any traveler’s wallet.

Pros

  • Earn up to 26x points per dollar on IHG hotel stays (10 points as a cardholder in addition to 16 points per dollar earned as an IHG Rewards member)
  • 5x points per dollar on travel, gas station, and restaurant purchases
  • Up to $100 statement credit for NEXUS, Global Entry or TSA Precheck application every 4 years

Cons

  • Redemption options outside of IHG properties provide low value
  • Poor transfer rates to airline partners

Who is this card good for?

IHG loyalists can benefit from carrying this card since it will help you to take full advantage of the IHG experience. Cardholders receive complimentary IHG Platinum elite status, a discount when buying IHG points, and a fourth night reward on stays booked using points. Add in an anniversary award night each year worth up to 40,000 points, and you’re looking at potentially hundreds of dollars in value each year.

Earning Rewards

The IHG Rewards Premier Credit Card earns 10x points at IHG hotels and resorts. Cardholders can also earn up to 10x points for being a Rewards Club member and 6x points for reaching Platinum Elite Status which comes complimentary with the card. This card earns 5x points on travel, gas stations,  and restaurants purchases. It earns 3x points on all other eligible purchases.

Frequently asked questions

  • How can I redeem points?

    Hotels and resort stays can be booked using points or a mix of cash and points. IHG Rewards points are worth 0.5 based on TPG’s valuations.

  • Does this card fall under Chase’s 5/24 rule?

    Yes, cardholders will have to adhere to the 5/24 rule so it’s important to make sure that this is the card for you. This card won’t be great for everyday use thanks to its limited earning rates, but if you’re consistently staying at IHG locations it can be worth a spot in your wallet.