Best Holiday Travel Cards of 2022
With holiday travel right around the corner, it’s time to open a travel credit card to take advantage of all the perks and benefits. Here are the best travel credit cards from our partners.
Apply for Chase Sapphire Preferred® Card
Apply now
for Chase Sapphire Preferred® Card
at Chase's secure site
Apply now
for Chase Sapphire Preferred® Card
at Chase's secure site
TPG Editor's Rating
BEST FOR TOTAL VALUE
2 - 5X points
details
- 5x 5x on travel purchased through Chase Ultimate Rewards®
- 3x 3x on dining.
- 2x 2x on all other travel purchases, plus more.
60,000 points
details
Intro Offer
60,000 points
$95
670-850
Excellent/Good
more info
Recommended Credit
670-850
Excellent/Good
Why We Chose It
The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chase’s 13 valuable airline and hotel partners.
Pros
- You’ll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout
- The current welcome bonus on this card is quite generous. TPG values it at $1,200.
- Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.
Cons
- $95 annual fee.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Pros
- You’ll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout
- The current welcome bonus on this card is quite generous. TPG values it at $1,200.
- Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.
Cons
- $95 annual fee.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Pros
- You’ll earn 2x Ultimate Rewards points on travel and 3x Ultimate Rewards points dining including eligible delivery services and takeout
- The current welcome bonus on this card is quite generous. TPG values it at $1,200.
- Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.
Cons
- $95 annual fee.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Apply for Capital One Venture X Rewards Credit Card
Apply now
for Capital One Venture X Rewards Credit Card
at Capital One's secure site
Apply now
for Capital One Venture X Rewards Credit Card
at Capital One's secure site
TPG Editor's Rating
2 - 10X points
details
- 10X Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
- 5X 5X miles on flights booked through Capital One Travel.
- 2X 2 Miles per dollar on every purchase, every day
75,000 miles
details
Intro Offer
75,000 miles
$395
740-850
Excellent
more info
Recommended Credit
740-850
Excellent
Why We Chose It
With a $395 annual fee, the card undercuts more expensive competitors in this space, but an annual fee is just a small part of the story. Add in a 10,000-mile bonus every account anniversary and lounge access, and the card may become the strongest option out there for a lot of travelers.
Pros
- For a limited time, earn up to $200 in statement credits for vacation rental purchases like Airbnb and Vrbo charged within the first year.
- 100,000 bonus miles after spending $10,000 on purchases in the first six months - equal to $1,000 in travel.
- Unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide.
- Earn 10,000 bonus miles every account anniversary.
Cons
- $395 annual fee.
- Up to $300 back in statement credit annually is only applicable for bookings made through Capital One Travel portal.
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
Pros
- For a limited time, earn up to $200 in statement credits for vacation rental purchases like Airbnb and Vrbo charged within the first year.
- 100,000 bonus miles after spending $10,000 on purchases in the first six months - equal to $1,000 in travel.
- Unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide.
- Earn 10,000 bonus miles every account anniversary.
Cons
- $395 annual fee.
- Up to $300 back in statement credit annually is only applicable for bookings made through Capital One Travel portal.
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
Pros
- For a limited time, earn up to $200 in statement credits for vacation rental purchases like Airbnb and Vrbo charged within the first year.
- 100,000 bonus miles after spending $10,000 on purchases in the first six months - equal to $1,000 in travel.
- Unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide.
- Earn 10,000 bonus miles every account anniversary.
Cons
- $395 annual fee.
- Up to $300 back in statement credit annually is only applicable for bookings made through Capital One Travel portal.
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
Apply for Capital One Venture Rewards Credit Card
Apply now
for Capital One Venture Rewards Credit Card
at Capital One's secure site
Apply now
for Capital One Venture Rewards Credit Card
at Capital One's secure site
TPG Editor's Rating
2 - 5X points
details
- 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- 2X Earn unlimited 2X miles on every purchase, every day.
75,000 miles
details
Intro Offer
75,000 miles
$95
670-850
Excellent, Good
more info
Recommended Credit
670-850
Excellent, Good
Why We Chose It
When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives.
Pros
- This flexible rewards card delivers a solid sign-up bonus of 60,000 miles, worth $1,110 based on TPG valuations and not provided by the issuer.
- Fly any airline, stay at any hotel, anytime; no blackout dates; plus transfer your miles to over 15+ leading travel loyalty programs.
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- No foreign transaction fees.
Cons
- Transfer ratios to most partners are mediocre at less than 1:1 ratio.
- Capital One airline partners do not include any large U.S. airlines.
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Pros
- This flexible rewards card delivers a solid sign-up bonus of 60,000 miles, worth $1,110 based on TPG valuations and not provided by the issuer.
- Fly any airline, stay at any hotel, anytime; no blackout dates; plus transfer your miles to over 15+ leading travel loyalty programs.
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- No foreign transaction fees.
Cons
- Transfer ratios to most partners are mediocre at less than 1:1 ratio.
- Capital One airline partners do not include any large U.S. airlines.
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Pros
- This flexible rewards card delivers a solid sign-up bonus of 60,000 miles, worth $1,110 based on TPG valuations and not provided by the issuer.
- Fly any airline, stay at any hotel, anytime; no blackout dates; plus transfer your miles to over 15+ leading travel loyalty programs.
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- No foreign transaction fees.
Cons
- Transfer ratios to most partners are mediocre at less than 1:1 ratio.
- Capital One airline partners do not include any large U.S. airlines.
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Apply for Citi Premier® Card
Apply now
for Citi Premier® Card
at Citi's secure site
Apply now
for Citi Premier® Card
at Citi's secure site
TPG Editor's Rating
1 - 3X points
details
- 3X Earn 3 Points per $1 spent at Restaurants and Supermarkets
- 3X Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- 1X Earn 1 Point per $1 spent on all other purchases
60,000 points
details
Intro Offer
60,000 points
$95
670-850
Excellent, Good
more info
Recommended Credit
670-850
Excellent, Good
Why We Chose It
The Citi Premier Card is one of the best starter travel rewards cards due to its gracious amount of bonus spend categories. You’ll not only earn triple points on air travel and hotel, but also on restaurants, supermarkets and gas stations — offering plenty of opportunities to earn on your everyday purchases. Best of all, your points are flexible and can transfer to a variety of frequent flyer programs in every airline alliance.
Pros
- Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
- $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more booked through thankyou.com).
- Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
- World Elite Mastercard benefits, extended warranty, damage and theft protection.
Cons
- $95 annual fee.
- Lacks travel protections that come with comparable travel cards.
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 ThankYou® Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Pros
- Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
- $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more booked through thankyou.com).
- Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
- World Elite Mastercard benefits, extended warranty, damage and theft protection.
Cons
- $95 annual fee.
- Lacks travel protections that come with comparable travel cards.
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 ThankYou® Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Pros
- Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
- $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more booked through thankyou.com).
- Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
- World Elite Mastercard benefits, extended warranty, damage and theft protection.
Cons
- $95 annual fee.
- Lacks travel protections that come with comparable travel cards.
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 ThankYou® Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Apply for Capital One VentureOne Rewards Credit Card
Apply now
for Capital One VentureOne Rewards Credit Card
at Capital One's secure site
Apply now
for Capital One VentureOne Rewards Credit Card
at Capital One's secure site
TPG Editor's Rating
1.25 - 5X points
details
- 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- 1.25X Earn unlimited 1.25X miles on every purchase, every day.
40,000 miles
details
Intro Offer
40,000 miles
$0
670-850
Excellent, Good
more info
Recommended Credit
670-850
Excellent, Good
Why We Chose It
If you’re looking to dip your toes into the world of travel rewards, the Capital One VentureOne Rewards Credit Card is a great way to get started. With no annual fee and a simple 1.25x miles on all your purchases, you won’t have to keep up with multiple bonus categories — just earn rewards on everything you purchase! Coupled with the 20,000-mile sign-up bonus, you can use your rewards to book travel, transfer to Capital One’s loyalty partners and more.
Pros
- No annual fee.
- Earn 20,000 bonus miles after spending $500 or more on purchases within the first three months from account opening.
- No foreign transaction fees.
Cons
- Capital One airline transfer partners do not include any large U.S. airlines.
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 40,000 miles once you spend $1000 on purchases within 3 months from account opening, equal to $400 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 18 months; 19.24% - 29.24% variable APR after that; 3% fee on the amounts transferred within the first 18 months
Pros
- No annual fee.
- Earn 20,000 bonus miles after spending $500 or more on purchases within the first three months from account opening.
- No foreign transaction fees.
Cons
- Capital One airline transfer partners do not include any large U.S. airlines.
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 40,000 miles once you spend $1000 on purchases within 3 months from account opening, equal to $400 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 18 months; 19.24% - 29.24% variable APR after that; 3% fee on the amounts transferred within the first 18 months
Pros
- No annual fee.
- Earn 20,000 bonus miles after spending $500 or more on purchases within the first three months from account opening.
- No foreign transaction fees.
Cons
- Capital One airline transfer partners do not include any large U.S. airlines.
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 40,000 miles once you spend $1000 on purchases within 3 months from account opening, equal to $400 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 18 months; 19.24% - 29.24% variable APR after that; 3% fee on the amounts transferred within the first 18 months
Apply for Chase Sapphire Reserve®
Apply now
for Chase Sapphire Reserve®
at Chase's secure site
Apply now
for Chase Sapphire Reserve®
at Chase's secure site
TPG Editor's Rating
1 - 10X points
details
- 10x Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
- 5x Earn 5x total points on flights through Chase Ultimate Rewards®.
- 3x Earn 3x points on other travel and dining.
- 1x Earn 1 point per $1 spent on all other purchases
60,000 points
details
Intro Offer
60,000 points
$550
740-850
Excellent
more info
Recommended Credit
740-850
Excellent
Why We Chose It
The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card.
Pros
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access to Chase Ultimate Rewards hotel and airline travel partners.
- 50% more value when you redeem your points for travel directly through Chase Ultimate Reward.
Cons
- Steep initial $550 annual fee.
- May not make sense for people that don't travel frequently.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Pros
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access to Chase Ultimate Rewards hotel and airline travel partners.
- 50% more value when you redeem your points for travel directly through Chase Ultimate Reward.
Cons
- Steep initial $550 annual fee.
- May not make sense for people that don't travel frequently.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Pros
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access to Chase Ultimate Rewards hotel and airline travel partners.
- 50% more value when you redeem your points for travel directly through Chase Ultimate Reward.
Cons
- Steep initial $550 annual fee.
- May not make sense for people that don't travel frequently.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Apply for The Business Platinum Card® from American Express
Apply now
for The Business Platinum Card® from American Express
at American Express's secure site
Terms & restrictions apply.
See rates & fees
Apply now
for The Business Platinum Card® from American Express
at American Express's secure site
Terms & restrictions apply.
See rates & fees
TPG Editor's Rating
1 - 5X points
details
- 5X Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
- 1.5X Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year
- 1X 1X points for each dollar you spend on eligible purchases.
120,000 points
details
Intro Offer
120,000 points
$695
670-850
Good, Excellent
more info
Recommended Credit
670-850
Good, Excellent
Why We Chose It
The Business Platinum Card from American Express is a great card for frequent travelers looking to add a touch of luxury to their business trips. While the card does come with a high annual fee, you’re also getting a ton of valuable benefits in return. They include generous annual travel credits, unparalleled lounge access that includes Amex Centurion Lounges and more.
Pros
- Earn up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years.
- Gold status at Marriott and Hilton hotels. Enrollment required.
- $400 annual credit for eligible U.S. Dell purchases. Enrollment required.
- Extended warranty protection; International Airline Program; and Cruise Privileges Program.
Cons
- Steep $695 annual fee.
- Smaller businesses may have difficulty meeting $15,000 minimum spend for welcome bonus.
- Limited high bonus categories outside of travel.
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Earn up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years.
- Gold status at Marriott and Hilton hotels. Enrollment required.
- $400 annual credit for eligible U.S. Dell purchases. Enrollment required.
- Extended warranty protection; International Airline Program; and Cruise Privileges Program.
Cons
- Steep $695 annual fee.
- Smaller businesses may have difficulty meeting $15,000 minimum spend for welcome bonus.
- Limited high bonus categories outside of travel.
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Pros
- Earn up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years.
- Gold status at Marriott and Hilton hotels. Enrollment required.
- $400 annual credit for eligible U.S. Dell purchases. Enrollment required.
- Extended warranty protection; International Airline Program; and Cruise Privileges Program.
Cons
- Steep $695 annual fee.
- Smaller businesses may have difficulty meeting $15,000 minimum spend for welcome bonus.
- Limited high bonus categories outside of travel.
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Apply for Hilton Honors American Express Surpass® Card
Apply now
for Hilton Honors American Express Surpass® Card
at American Express's secure site
Terms & restrictions apply.
See rates & fees
Apply now
for Hilton Honors American Express Surpass® Card
at American Express's secure site
Terms & restrictions apply.
See rates & fees
TPG Editor's Rating
3 - 12X points
details
- 12X Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- 6X Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- 3X Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
Earn 150,000 Points
details
Intro Offer
Earn 150,000 Points
$95
670-850
Good, Excellent
more info
Recommended Credit
670-850
Good, Excellent
Why We Chose It
The Hilton Honors Surpass Card stands out in the crowded mid-tier category of cobranded hotel credit cards. It comes with elite-like perks at a reasonable annual fee. New cardholders can earn up to a generous 130,000 Hilton Honors bonus points plus a free night reward after you spend $2,000 in purchases on the card in the first three months of card membership.
Pros
- Reasonable annual fee.
- Hilton Honors Gold status with an upgrade to Diamond by spending $40,000 in a calendar year.
- No foreign transaction fees.
- Secondary car rental insurance, extended warranty, return protection and theft and accidental damage purchase protection.
Cons
- No travel credits.
- Earn 150,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 04/05/2023.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- $95 annual fee.
- Terms Apply.
- See Rates & Fees
Pros
- Reasonable annual fee.
- Hilton Honors Gold status with an upgrade to Diamond by spending $40,000 in a calendar year.
- No foreign transaction fees.
- Secondary car rental insurance, extended warranty, return protection and theft and accidental damage purchase protection.
Cons
- No travel credits.
- Earn 150,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 04/05/2023.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- $95 annual fee.
- Terms Apply.
- See Rates & Fees
Pros
- Reasonable annual fee.
- Hilton Honors Gold status with an upgrade to Diamond by spending $40,000 in a calendar year.
- No foreign transaction fees.
- Secondary car rental insurance, extended warranty, return protection and theft and accidental damage purchase protection.
Cons
- No travel credits.
- Earn 150,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 04/05/2023.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
- $95 annual fee.
- Terms Apply.
- See Rates & Fees