Best no-annual-fee hotel card

The Hilton Honors Amex Card is a rare opportunity to earn hotel points and elite status with no annual fee. (Partner offer)

At a glance

  • 7X Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • 5X Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • 3X Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Up to 130,000 Points
Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
29.99% Variable
25.24% Variable
15.74%-24.74% Variable
$0
  • Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.

At a glance

  • 7X Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • 5X Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • 3X Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Up to 130,000 Points
Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership. Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
29.99% Variable
25.24% Variable
15.74%-24.74% Variable
$0
  • Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Hilton Honors American Express Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $5,000 in purchases on the Card in the first 6 months.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Apply now for Hilton Honors American Express Card at American Express's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

tooltip Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
3/5

Overview

The Hilton Honors American Express card offers complimentary Silver elite status and the opportunity to upgrade to Gold by spending $20,000 or more on the card each year. Plus, earn bonus points on Hilton hotels and essential everyday purchases. You can then redeem your Hilton Honors points for free nights at your favorite properties.

Pros

  • No annual fee card
  • Complimentary Hilton Honors Silver status
  • Extended warranty, purchase protection and car rental coverage

Cons

  • Silver status is the lowest tier of Hilton Honors status
  • Limited redemption flexibility as you can only redeem at Hilton hotels
  • Can't earn a free night award unlike other Hilton cards

Who is this card good for?

The Hilton Honors Amex is best for those who enjoy staying at Hilton hotels and resorts but want to minimize costs by avoiding paying an annual fee.

Earning Rewards

You’ll earn 7x on hotels and resorts in the Hilton portfolio, 5x at U.S. restaurants, U.S. supermarkets and U.S. gas stations and 3x on all other eligible purchases.

Frequently asked questions