A best-ever bonus offer: Here’s how you can earn 80,000 points on the Citi Premier card
Update: Some offers mentioned below are no longer available. View the current offers here.
One credit card that has long been on my radar is the Citi Premier® Card. And thanks to its welcome bonus, I finally bit the bullet and applied this past summer.
The card now offers 80,000 ThankYou points after spending $4,000 on purchases within the first three months of account opening. According to TPG valuations that peg a ThankYou point at 1.7 cents, the entire bonus is worth $1,360.
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Aside from the potential points haul that the introductory bonus represents, the Citi Premier is one of the best earners among rewards credit cards thanks to its various bonus categories, which include:
- 3 ThankYou points per dollar at restaurants.
- 3 ThankYou points per dollar at supermarkets.
- 3 ThankYou points per dollar at gas stations.
- 3 ThankYou points per dollar on air travel and hotels.
Cardholders now also receive a $100 hotel credit on purchases of $500 or more (excluding taxes and fees) made through ThankYou.com once per calendar year. That’s some solid savings — and entirely new as of last year.
Apply here for the 80,000-point bonus on the Citi Premier card.
What can you do with those ThankYou points?
What's particularly valuable about ThankYou points is the ability to utilize the issuer's 15 airline transfer partners — plus a temporary partnership with American Airlines through Nov. 13 (if you already have the card and were waiting to transfer your points, time is running out!).
For some context, after meeting the initial spending requirement of $4,000 in the first three months, you'll have at least 84,000 ThankYou points.
That's enough for several round-trip domestic United flights or a Lufthansa business-class flight to Europe (you'd need 87,000 points to fly Lufthansa first class) booked through Citi's transfer partner, Avianca LifeMiles. There are also plenty of great redemptions through Singapore KrisFlyer, Virgin Atlantic Flying Club, Flying Blue, Etihad Guest and other airline partner programs.
However, if you value simplicity, the 80,000-point sign-up bonus will let you book $800 of paid travel directly through the Citi ThankYou travel center or redeem for $800 in gift cards. You'll earn miles and elite status on these flights by redeeming points this way and you don't have to worry about award availability.
Things to consider
With the Citi Premier, you aren't eligible for the sign-up bonus if you've opened or closed select Citi cards in the last 24 months.
“Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®, or if you have closed any of these accounts, in the past 24 months.”
There are tons of other more minor benefits on this card that can get overshadowed by the big ones: free FICO credit score, temporary purchase lock, lost wallet protection for emergency cash, Citi Concierge access, complimentary ShopRunner membership, no foreign transaction fees, Citi Entertainment and more.
Unfortunately, in 2019, Citi eliminated many travel protection benefits, including lost baggage protection and trip delay protection.
The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Related: Review of the Citi Premier card
Between the highest welcome bonus we've ever seen on this card and earning 3 points per dollar on a wide range of popular bonus categories, now is an excellent time to consider the Citi Premier card.
If you're ready to add it to your wallet, here's the link to apply for the Citi Premier card with an 80,000-point bonus.