Skip to content

Chase Becomes Latest Issuer to Let Users Lock and Unlock Credit Cards

Sept. 27, 2018
2 min read
Chase Becomes Latest Issuer to Let Users Lock and Unlock Credit Cards
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.
Sign up for our daily newsletter

Not to be confused with the new ability to freeze your credit for free, Chase is joining the ranks of American Express, Discover and Wells Fargo by launching a lock/unlock feature of its own. The lock/unlock feature will allow customers to “quickly lock or unlock their credit card right from their phones through the Chase Mobile app or by computer via to instantly block new purchases, cash advances and balance transfers.”

You'll find the lock and unlock function in the Chase iPhone app

It’s being implemented to create a sense of calm if and when a user loses their card, and once the card is located (curse those couch cushions!), customers can unlock it via the Chase Mobile app or Locking the card does not affect automatic payments, so there are no disruptions to recurring charges. If the card is not found, customers can request a new card right away.

Lose your Chase Sapphire Reserve? Flip the switch to keep cool while you search for it.

The feature should be coming online now for credit card holders, while debit card holders will have access to the feature “later this year.”

Top offers from our partners

How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers