The complete guide to Chase Sapphire airport lounges — and how to get access
Editor's Note
Credit card issuers compete on many fronts, but one area that has been heating up the most is airport lounges. Chase is making strides in this area with their Chase Sapphire Lounges by The Club. To get access, you'll need the right credit card.
Currently, eight Chase lounges are open, with confirmed plans for two more.
Although American Express remains the undisputed heavyweight in this arena with its Global Lounge Collection, Capital One has also made a foray into the field with its Capital One airport lounges. With more lounges opening all the time, it's important to keep up with what your options are at any airport you transit through.
Here's the latest on the current and future Sapphire Lounges, plus what to expect and how to access them.
Related: 9 domestic lounges that are worth going out of your way for
Chase Sapphire Lounge locations
Currently, eight clubs are open:
- Boston Logan International Airport (BOS): Terminal B/C Connector; lounge opened May 2023
- Dulles International Airport (IAD) near Washington, D.C.: Terminal A; lounge opened March 2024
- Hong Kong International Airport (HKG): Terminal 1; lounge opened October 2022
- John F. Kennedy International Airport (JFK) in New York City: Terminal 4; lounge opened January 2024
- LaGuardia Airport (LGA) in New York City: Terminal B; lounge opened January 2024
- Philadelphia International Airport (PHL): Terminal D/E Connector; lounge opened February 2025
- Phoenix Sky Harbor International Airport (PHX): Terminal 4 South Concourse 1; lounge opened November 2024
- San Diego International Airport (SAN): Terminal 2 West; lounge opened December 2024
Additionally, confirmed plans call for lounges in the following three airports:
- Harry Reid International Airport (LAS) in Las Vegas: Terminal 1 C gates; opening TBD
- Los Angeles International Airport (LAX): Tom Bradley International Terminal; opening TBD
- Dallas Fort Worth International Airport (DFW): Terminal D; opening TBD
Chase is working in partnership with Airport Dimensions to build out its lounges. Airport Dimensions currently operates over two dozen lounges worldwide, most of which are branded as "The Club" or "Club Aspire" and are largely accessible via Priority Pass membership.
Related: Is a Priority Pass lounge membership actually worth it?
Boston Logan International Airport (BOS) lounge
This location was the first proper Chase lounge to open in the U.S. and is easily accessible for passengers departing from any terminal. It offers a spacious and well-lit environment with great views for planespotting.
The lounge features a self-service buffet, the option to order from an a la carte menu using QR codes, a full-service bar offering locally inspired cocktails and a unique tavern with craft beer. Additionally, the lounge provides wellness rooms with massage chairs and comfortable loungers for relaxation.
Dulles International Airport (IAD) lounge
The Etihad Lounge in Dulles is in Terminal A near Gate A14. Like the lounge in New York John F. Kennedy (JFK), this is an Etihad Lounge that received a Chase revamp. It's small but features two levels with ample seating and outlets, gender-neutral restrooms, a reflection room and a family room.
We'll break down how to access all of these locations below, but premium Etihad passengers can also access this lounge even without being a Chase cardholder.
Hong Kong International Airport (HKG) lounge
The Chase Sapphire Lounge at HKG opened in October 2022, making it the first Sapphire Lounge to open. It sits in the West Hall of the International Departures area near Gate 40.
The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk.
Harry Reid International Airport (LAS) location
Chase's plans to open an outpost in Las Vegas first appeared in public board documents from the Clark County Commission. This lounge is expected to open in mid-2025.
It will be quite small at roughly 4,500 square feet, especially considering how many cardholders will likely have access.
The lease is for a space just past security in the C gates in Terminal 1, primarily home to Southwest's operations in Sin City. Travelers flying from Terminal 3 would need to take a train to the C gates to access the lounge.
Los Angeles International Airport (LAX) location
The issuer is bringing a lounge to LAX at an unconfirmed date. It will be near the west gates of the Tom Bradley International Terminal, adjacent to Gate 148.
All terminals at LAX are connected airside (postsecurity), meaning any traveler theoretically could visit this lounge, although Tom Bradley Terminal will be a bit out of the way for some travelers.
The new lounge will measure around 9,000 square feet, which is on the smaller side — especially for an airport the size of LAX. Given that those are all the details Chase has provided on this new lounge, it seems to be a long way off from opening day.
John F. Kennedy International Airport (JFK) lounge
The Sapphire Lounge is located next to the Amex Centurion Lounge in Terminal 4. Like the location in Dulles International Airport (IAD), this space is a redesigned Etihad Lounge rather than one Chase created from scratch.
Also, like the lounge in Dulles International Airport (IAD), Etihad passengers can access this lounge without being a Chase cardholder.
LaGuardia Airport (LGA) lounge
This Sapphire Lounge is located right next to the Amex Centurion Lounge in Terminal B. The lounge is spacious and features large seating areas, a bar and dedicated family-oriented spaces, including a children's playroom and an arcade.
Additionally, it features Reserve Suites, Chase's lounge-within-a-lounge concept. While these lounges are prohibitively expensive for the average traveler, those with enough money to splurge will enjoy their own private suite for three hours.
Philadelphia International Airport (PHL) location
The 20,000-square-foot Chase lounge opened in February 2025. It is in the connector between Terminal D (Air Canada, Delta, Spirit, Alaska and United Airlines) and Terminal E (Frontier, JetBlue, Alaska, Southwest and Spirit Airlines). If you go through the Terminal D TSA checkpoint, it is right upstairs once you clear security.
It offers a similar layout to other Chase lounges, but with some unique features. It features a wellness center, two treatment rooms offering complimentary facial treatments, two shower suites, a game room, an expansive bar with some Eagles-themed drinks, a beer garden and local food offerings from Middle Child Clubhouse.
Phoenix Sky Harbor International Airport (PHX) location
The Sapphire Lounge in Phoenix (PHX) opened in November 2024 and is located at the new eight-gate facility in Terminal 4. This new South Concourse is the home of Southwest Airlines. A connector bridge links it to the North Concourses, which include gates occupied by American Airlines.
According to PHX board meeting documents, three major players competed for the right to the 3,500-square-foot lounge space: Chase with its Sapphire Lounge, Capital One and Escape (in partnership with American Express).
Food is available from a retrofitted Airstream food truck, and Arizona-based Press Coffee serves coffee.
San Diego International Airport (SAN) location
An 11,000-square-foot Chase lounge in San Diego's Terminal 2 West opened in December 2024.
This Chase Sapphire Lounge by The Club features colorful artwork, locally inspired decor, above-average dining options and a large wraparound bar.
The lounge also features a wellness area with four private relaxation pods, a family room, a shower and an all-gender, accessible restroom.
The space is located on the mezzanine level between Gates 46 and 47.
Related: 5 ways to ensure you have lounge access before your next flight
Who can access Chase Sapphire lounges?
Chase Sapphire Reserve® (see rates and fees), Chase Sapphire Reserve for Business℠ (see rates and fees), J.P. Morgan Reserve and Ritz-Carlton™ Credit Card cardholders can access these lounges.
The information for the J.P. Morgan Reserve Card and Ritz-Carlton Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Chase Sapphire Reserve and J.P. Morgan Reserve cardholders can also bring up to two guests per visit for free. If you're a cardholder and wish to bring more than two guests, you'll be charged a fee. Those with a Ritz-Carlton Credit Card can bring unlimited guests for no additional charge. Children under two are free regardless of what card you carry.
Aside from simply pleasing cardholders, plotting out a lounge network appears more and more to be a tactic Chase needs to commit to in order to remain competitive in an increasingly crowded field of premium rewards cards, more of which are beginning to offer access to lounges.
Related: Chase Sapphire Reserve credit card review: Luxury perks and valuable rewards
Can I access Chase lounges without a Chase card?
All Priority Pass members can access a Chase Lounge once per calendar year and purchase guest access for a fee, even if the membership is through a different credit card.
Plus, access to the Chase lounge in Hong Kong isn't restricted to Chase cardholders — anyone with a Priority Pass or Lounge Key membership has complimentary access.
Select Etihad travelers (the airline's Gold and Platinum elite members and those flying in business or first class on Etihad-operated flights) can visit the JFK and Dulles locations before their flights.
Related: A guide to guest policies for airport lounges
Bottom line
For years, Amex's network of Centurion Lounges was the only major player in the card-run lounge space. But there's little doubt that the airport lounge competition is intensifying among major credit card issuers. With the competition pushing issuers to up their game, travelers are the real winners here.
Apply here: Chase Sapphire Reserve
Apply here: Chase Sapphire Reserve for Business
Learn more: Ritz-Carlton Credit Card
Related: How to choose a credit card for airport lounge access
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.