Best for students who want to build credit

This is an excellent card for students who want to build credit and begin earning rewards on their spending.

At a glance

  • 1% Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
$50
$50 Bonus after first purchase made within the first 3 months from account opening
Up to 29.99%
29.24% Variable
19.24% Variable
19.24% Variable
$0

At a glance

  • 1% Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
$50
$50 Bonus after first purchase made within the first 3 months from account opening
Up to 29.99%
29.24% Variable
19.24% Variable
19.24% Variable
$0
  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual Fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • Free credit score with Chase Credit Journey

Our Take

TPG Editor's Rating

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2/5

Overview

This card is an excellent choice for students who want to build credit. Cardholders are rewarded for establishing good credit habits and can begin building credit card rewards.

Pros

  • Cardholders receive a $20 reward each account anniversary and have no points redemption minimums.

Cons

  • This card has a significantly lower earning rate than many other rewards cards.

Who is this card good for?

This card is good for students who are beginning their credit journey.

Earning Rewards

This card earns 1% cash back on all purchases.