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New permanent category bonuses added to 2 Capital One cards

May 18, 2021
4 min read
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In recent months, Capital One has made major waves in the rewards credit card space.

From an overhauled mileage transfer program with new partners and some improved transfer ratios, to the announcement of a coming new airport lounge network and a best-ever sign-up bonus on the Capital One Venture Rewards Credit Card, it's been a busy 2021 for the Mclean, Virginia-based issuer.

Now, there are more updates. This time, these changes bode well for fans of Capital One's cash-back credit cards. The Capital One's Savor lineup -- which consists of two cards that earn cash back instead of miles -- are now even more interesting.

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The Capital One Savor Cash Rewards Credit Card and Capital One SavorOne Cash Rewards Credit Card will receive new and increased bonuses on select categories -- all without a change in either of the card's annual fees. Here's how that breaks down.

The information for the Capital One Savor has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Capital One Savor changes

(Photo by John Gribben for The Points Guy)

Beginning May 18, 2021, Capital One Savor cardholders will now permanently earn 4% cash back on popular streaming services -- including Hulu, Disney+ and Netflix. This previously was a limited-time bonus but will become an ongoing addition to the card.

On top of that, cardholders will earn 3% cash back at grocery stores (up from 2%).

With these changes, there are now four different permanent bonus categories over 1x per dollar on that card, which is pretty competitive for a card that carries a $95 annual fee.

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  • 4% back on popular streaming services (now permanent)
  • 4% back on dining
  • 4% back on entertainment
  • 3% back at grocery stores (excluding superstores like Walmart and Target) (up from 2% back)
  • 1% on everything else

Related: Credit card showdown: Capital One Venture vs. Capital One Savor

Capital One SavorOne changes

Capital One also has a no-annual-fee flavor of the Savor card -- the SavorOne card.

Also beginning on May 18, 2021, the card will permanently offer a streaming services category. With four categories now offering 3% back, the card is competitive with some perennial no-fee heavyweights including the Chase Freedom Unlimited, Chase Freedom Flex and Citi® Double Cash Card.

The SavorOne offers all of the same rewards categories as the Savor but at a slightly lower return.

  • 3% back on popular streaming services (now permanent)
  • 3% back on dining
  • 3% back on entertainment
  • 3% back at grocery stores (excluding superstores like Walmart and Target) (up from 2% back)
  • 1% on everything else

Bottom line

All of these updates -- for the Savor and SavorOne -- will apply to both new and existing cardholders.

The Savor and SavorOne had a few things already going for them even before these updates. Namely, the broad definition of dining and entertainment was a major plus.

“Dining” covers restaurants, cafes, bars, lounges, fast-food chains and bakeries. Meanwhile, “entertainment” includes movies, plays, concerts, sporting events, tourist attractions, theme parks, dance clubs, pool halls, bowling alleys and visits to aquariums and zoos. If you are spending a lot on theme park tickets that code as entertainment, these cards were already some of the most rewarding cards out there.

Now, with a new, permanent streaming category and increased earnings on groceries, these cash-back cards are even more compelling.

Related: The best credit cards for entertainment

Apply link: Capital One SavorOne Cash Rewards Credit Card, earn a $200 cash bonus after spending $500 within the first three months from account opening.

Featured image by Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG featured card

Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review
Apply for American Express® Gold Card
at American Express's secure site

Rewards

3 - 4X points
4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Intro offer

60,000 bonus points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Annual Fee

$250

Recommended Credit

670-850
Excellent/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Intro Offer
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

    60,000 bonus points
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees