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Capital One levels up rewards: Savor and Venture cardholders to earn 5%/5x on Uber Eats

July 13, 2020
5 min read
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I don’t know about you, but my food delivery habits have definitely increased during the pandemic. On the nights where I’m just too tired or lazy to make something at home, it’s nice to be able to open my favorite food delivery app for dinner. Plus, ordering contactless delivery from your favorite local restaurants is a great way to support local businesses without going out.

Thankfully, a number of credit cards offer extra rewards for dining and takeout — including a few cards that have added temporary bonus categories to help cardholders maximize daily dining and food delivery spending while travel has been put on the back burner.

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Capital One is now joining the fray with a new partnership with Uber Eats. Capital One Savor and Venture cardholders will now earn 5%/5x respectively on Uber Eats purchases.

The best part? While most temporary bonus categories available right now only last through the end of summer, Capital One is running this promotion through the end of Jan. 2021! Cardholders will earn unlimited 5%/5x on Uber Eats starting tomorrow, July 14, 2020, through Jan. 31, 2021.

Related reading: Your guide to DoorDash, Grubhub and Uber Eats promo codes

Food bag on a table in a restaurant
(Photo courtesy of Uber)

Which cards are eligible for this promotion?

All Venture and Savor cards will be automatically eligible to earn bonus rewards on Uber Eats purchases:

The information for the Capital One Savor has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

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There is no cap on how much you can earn with this promotion. All you have to do is log into your Uber Eats account and use your eligible Capital One credit card for your purchase.

Keep in mind that purchases paid for with third-party payment accounts (e.g. PayPal, Apple Pay, Android Pay, and similar payment tech) won’t earn rewards. Make sure the card tied to your Uber Eats account is your direct Capital One card and not just the card through any other third-party payment system.

What else is Capital One doing to help cardholders maximize earning?

While Chase and Amex are still undeniably leading the pack right now in terms of temporary benefits for cardholders, Capital One isn’t far behind. Right now, there are a few different temporary benefits added to an array of Capital One cards to help cardholders maximize spending and redemption options while we’re all staying at home more and traveling less.

Back in April, Capital One added the ability to redeem miles at a fixed value for a number of non-travel purchases. Then in May, that benefit was extended through Sept. 30, 2020. Venture and VentureOne cardholders can redeem miles for takeout, delivery and streaming services.

Meanwhile, Capital One Spark Miles cardholders can redeem miles on takeout, delivery and phone services. Uber Eats is on the list of eligible food delivery services. This means you can earn bonus rewards on an Uber Eats order, then turn around and use those rewards to offset the cost of the purchase.

Capital One Savor cardholders currently earn 4% back on popular streaming services, including Netflix, Hulu, Disney+ and more. Like the temporary redemption options for Capital One miles, cardholders can take advantage of this promotion through Sept. 30, 2020.

Related: 8 easy strategies to save money on food delivery and takeout

Bottom line

The further into 2020 that we get, the more clear it becomes that travel is going to continue to be challenging and social distancing will continue to be the new normal for the foreseeable future. It’s nice to see Capital One acknowledging that with a new benefit that should help customers beyond just September.

I’m hopeful that in the coming months, other issuers will consider adding expanded redemption options and extending promotions beyond the end of summer.

Featured image by (Photo by John Gribben for The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

BEST FOR DINING AND GROCERY REWARDS
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review
Apply for American Express® Gold Card
at American Express's secure site

Rewards

3 - 4X points
4XEarn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Intro offer

Earn 60,000 points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

Annual Fee

$250

Recommended Credit

670-850
Excellent/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There’s a lot to love about the Amex Gold card. It’s been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there’s no reason that the foodie shouldn’t add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x).
  • 3x on flights booked directly with the airline or with Amex Travel.
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months.

Cons

  • Weak on travel outside of flights and everyday spending bonus categories.
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits.
  • Few travel perks and protections.
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
BEST FOR DINING AND GROCERY REWARDS
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Intro Offer
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

    Earn 60,000 points
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

There’s a lot to love about the Amex Gold card. It’s been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there’s no reason that the foodie shouldn’t add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x).
  • 3x on flights booked directly with the airline or with Amex Travel.
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months.

Cons

  • Weak on travel outside of flights and everyday spending bonus categories.
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits.
  • Few travel perks and protections.