Capital One Venture Rewards Credit Card

Best rewards card for non-bonus spending

The Capital One Venture Reward Card is a great choice for beginners and experts looking for an easy way to earn miles without having to manage rotating bonus categories. Capital One miles are currently valued higher than most and can be transferred to a decent amount of partners. (Partner offer)

At a glance

  • 2X Earn unlimited 2X miles on every purchase, every day.
60,000 miles
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
17.24% - 24.49% (Variable)
None
24.49% (Variable)
17.24% - 24.49% (Variable)
N/A
N/A
$95
  • Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
  • Earn unlimited 2X miles on every purchase, every day

At a glance

  • 2X Earn unlimited 2X miles on every purchase, every day.
60,000 miles
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
17.24% - 24.49% (Variable)
None
24.49% (Variable)
17.24% - 24.49% (Variable)
N/A
N/A
$95
  • Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
  • No foreign transaction fees

Our Take

TPG Editor's Rating

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4.5/5

Overview

If you're looking for a credit card that provides simple ways to earn rewards and plenty of ways to redeem them, look no further than the Capital One Venture Rewards card. Cardholders can transfer points to 15+ transfer partners, and use miles to pay for travel purchases made within the last 90 days. Even though this is a fixed rate card, it is still one of the most valuable, based on the value of miles.

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 60,000 miles, valued by TPG at $1,020.
  • You'll earn 2x on every purchase, which means you won't have to worry about memorizing bonus categories.
  • Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 15+ travel partners.

Cons

  • Transfer ratios to most partners are mediocre at less than 1:1 ratio.
  • Capital One airline partners do not include any large U.S. airlines.

Who is this card good for?

This card is a great pick for beginners and points and miles experts alike. Since this card earns miles at a fixed rate it’s easy for beginners to collect miles. Those with a bit more experience who are looking for a fixed rate card can easily use Capital One Venture Rewards card to cover miscellaneous travel purchases or gain the ability to leverage Capital One’s transfer partners.

Earning Rewards

The Capital One Venture Rewards Card is one of the most valuable rewards cards for everyday spending. It earns 2 miles on every dollar spent and based on TPG’s valuations you’re receiving around 1.7 cents for every dollar. You can redeem miles by transferring them to any of Capital One’s 19 transfer partners of hotels and airlines. You can also redeem them for 1 cent each as a statement credit for any travel related purchases made in the last 90 days.

Frequently asked questions