Name: Capital One Savor Cash Rewards Credit Card
Brand: Capital One

Earn $200 Cash Back

Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
1 - 8% cash-back
Annual Fee
$0
Regular APR
18.49% - 28.49% (Variable)
Recommended Credit
Excellent, Good

at Capital One's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

8%: Earn 8% cash back on Capital One Entertainment purchases
5%: Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
3%: Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
1%: Earn 1% cash back on all other purchases

Intro Offer

Earn $200 Cash Back

Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening

Introductory Purchases APR

0% intro on purchases for 12 months

Ongoing Purchases APR

18.49% - 28.49% (Variable)

Introductory Balance Transfer APR

0% intro on balance transfers for 12 months

Ongoing Balance Transfer APR

18.49% - 28.49% (Variable)

Ongoing Cash Advance APR

28.49% (Variable)

Ongoing Penalty APR

None

Annual Fee

Recommended Credit

670-850Excellent, Good

More Details

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
$0 annual fee and no foreign transaction fees

Our Take

TPG editor's rating

3.5 / 5

Overview

The Capital One Savor Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on popular everyday spending categories, which you can redeem for valuable cash-back rewards back in your pocket. If you travel internationally from time to time, you can even bring this card with you, as there are no foreign transaction fees. (Partner offer)

Read the full review

Pros

Strong return on common spending categories for a no-annual-fee credit card
Simple earning and redeeming is great for beginners

Cons

Some cards provide better value with higher reward potential on dining and grocery purchases

Who is this card good for?

There are two types of customers that would benefit from the Capital One Savor. First, the budget-conscious consumer who doesn’t want to pay an annual fee on a credit card but spends frequently on nights out — whether it be at restaurants, at the movies or at concerts — can earn a sizeable 3% return on these purchases.

Earning rewards

You’ll earn unlimited 3% cash-back rewards on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases.