Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
Keep things simple and watch your rewards grow over time with an unlimited 1.5% rewards rate that you can convert to cash back. We love that there's no minimum redemption amount when it comes to redeeming your rewards, meaning that you can apply your earnings immediately to your statement credit and lower your charges.
Other cards offer more potential and upside when it comes to redeeming cash back
Who is this card good for?
There are lots of introductory cash-back cards out there, but an existing consumer with Capital One would best benefit from the Capital One Quicksilver Cash Rewards. Alternatively, someone who wants to eventually apply for travel rewards cards with Capital One (like the Capital One Venture Rewards Credit Card) can benefit from starting with the no-annual-fee Capital One Quicksilver first.
You’ll earn unlimited 1.5% cash-back rewards on all your purchases. The sky’s the limit when it comes to earning cash back with this credit card.
Frequently asked questions
How long does it take to get the Capital One Quicksilver Cash Rewards Credit Card?
After your application is approved, expect your card in the mail within seven to 10 business days.
How do I redeem points with the Capital One Quicksilver Cash Rewards Credit Card?
The best part about this card is that there’s no minimum amount of cash-back rewards you need before you redeem. You can redeem your points as a statement credit, check, gift card or through Capital One’s “purchase eraser” to erase charges on your credit card.
Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.
Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.