BEST FOR GROCERIES AND U.S. STREAMING CASH BACK
If a substantial portion of your budget goes to U.S. supermarket purchases, gas fillups at U.S. gas stations, transit payments and certain streaming services each month, the Blue Cash Preferred® Card from American Express is an excellent card to maximize that spending and put cash back into your pocket.
Cardholders can enjoy the benefits of Buy Now, Pay Later with $0 introductory plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months after account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase and other factors. (Partner offer)
At a glance
- 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 6% 6% Cash Back on select U.S. streaming subscriptions
- 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
- 3% 3% Cash Back at U.S. gas stations
- 1% 1% Cash Back on other purchases
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Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
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$0 intro annual fee for the first year, then $95.
At a glance
- 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 6% 6% Cash Back on select U.S. streaming subscriptions
- 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
- 3% 3% Cash Back at U.S. gas stations
- 1% 1% Cash Back on other purchases
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Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
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$0 intro annual fee for the first year, then $95.
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Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
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Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.49% - 29.49%.
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6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
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6% Cash Back on select U.S. streaming subscriptions.
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3% Cash Back at U.S. gas stations.
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3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
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1% Cash Back on other purchases.
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Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
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$84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
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Terms Apply.
Our Take
TPG Editor's Rating
Overview
If you like cash back and spend a lot on groceries at U.S. supermarkets, you can’t get much better than the Blue Cash Preferred. This card offers 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
Pros
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This card has one of the best earning structures out there for cash-back credit cards
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The card does come with access to Amex Offers (enrollment required), which can save you even more money on specific purchases
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The Blue Cash Preferred is a cash-back workhorse when you maximize high-earning spend categories
Cons
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You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad
Who is this card good for?
This card is good for any individual who’s looking for maximum returns on their everyday purchases. You’ll quickly find that it doesn’t take much to earn a ton of cash back with this card — even someone who spends $350 on groceries at U.S. supermarkets, $50 on select U.S. streaming service subscriptions, $100 on transit and $100 at U.S. gas stations each month will earn annual cash-back rewards equivalent of $360. That’s more than three times the cost of the annual fee. You can see how the rewards stack up the more you spend in these categories, so just make sure that your spending habits are an ideal match for this card.
Earning Rewards
The Blue Cash Preferred card is perfect for users who value cash back over any other rewards. No other card offers up to 6% returns on everyday purchases, such as at U.S. supermarkets and on select U.S. streaming subscriptions. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
