Best for U.S. Online Shopping
The Blue Cash Everyday is best suited for those who do not put a lot of spend on their card each month, but are still looking for cash-back rewards when traveling. Plus, now you can enjoy the benefits of Buy Now, Pay Later with $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. (Partner offer)
At a glance
- 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
- 1% 1% Cash Back on other purchases.
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- No Annual Fee.
At a glance
- 3% 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
- 1% 1% Cash Back on other purchases.
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- No Annual Fee.
- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.99% to 29.99% variable APR.
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
- Get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
- Terms Apply.
- See Rates & Fees
Our Take
TPG Editor's Rating
Overview
The Blue Cash Everyday Card from Amex is best suited for you if you prefer cash-back rewards over travel rewards. This card may be a good fit if you aren’t willing to pay an annual fee or you won’t spend more than several hundred dollars on your card each month. The Blue Cash Everyday Card from Amex’s current welcome offer is earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first six months of card membership
Pros
- 3% cash back at U.S. supermarkets (up to $6,000 in purchases per calendar year; then 1%)
- 3% cash back at U.S. gas stations and U.S. online retail purchases (up to $6,000 in purchases per calendar year; then 1%)
- Access to Amex Offers (enrollment is required), which earn you statement credits or extra points on purchases with a wide variety of merchants
Cons
- There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend
- You’ll have to pay a 2.7% foreign transaction fee on purchases abroad, so it’s not a great choice to take with you when traveling outside of the U.S.
Who is this card good for?
This credit card is good for those individuals who are not putting thousands of dollars per month on a credit card, and for those looking to build credit history as students or business professionals. You’ll find earning cashback on this card can rack up quickly if taken advantage of — the card offers 3% cash back at U.S. supermarkets, U.S. gas stations and U.S. online retail purchases on up to $6,000 per calendar year in purchases for each category (then 1%), and 1% cash back on other purchases.
Earning Rewards
This card is for those who prefer cash back to earning travel rewards such as transferable points. It offers competitive cash-back rewards like 3% at U.S. supermarkets up to $6,000 per calendar year (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.