Best for those who pay rent and want to earn rewards on it
If you want to earn transferable points when paying rent and don’t want to pay fees along the way, this is a great card for you. It also provides a surprising number of perks for a card without an annual fee.
At a glance
- 3X Points 3x points on dining
- 2X Points 2x points on travel
- 1X Points 1x points on other purchases
- 1X Points Earn up to 1x points on rent payments without the transaction fee, up to 50,000 points each calendar year. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.
- $0 Annual Fee.
- Earn up to 1x points on rent payments without the transaction fee, up to 50,000 points each calendar year.
At a glance
- 3X Points 3x points on dining
- 2X Points 2x points on travel
- 1X Points 1x points on other purchases
- 1X Points Earn up to 1x points on rent payments without the transaction fee, up to 50,000 points each calendar year. When you make at least 5 posted transactions in a statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.
- $0 Annual Fee.
- Earn up to 1x points on rent payments without the transaction fee, up to 50,000 points each calendar year.
- 2x points on travel.
- 3x points on dining.
- 1x points on other purchases.
- Earn points when you make 5 transactions that post each statement period.
- When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian™, TransUnion™, and Equifax™.
Our Take
TPG Editor's Rating
Overview
This card earns transferable points on rent payments, provides quality benefits and has no annual fee.
Pros
- You can earn points without any fees when paying rent, even if your landlord doesn't accept credit card payments.
Cons
- There's no welcome bonus, and you don't earn points if you don't have at least five transactions per month.
Who is this card good for?
This card isn’t just for those who pay rent. It’s travel and purchase protections are solid, and the rewards can be used with a quality group of transfer partners. However, it’s truly unique in the ability to earn rewards on rent payments without fees.
Earning Rewards
Earn 3 points per dollar on dining, 2 points per dollar on travel and 1 point per dollar on other transactions, including rent. You can earn up to 50,000 points from rent payments per year, plus opportunities to earn double points in other categories on the first day of each month.