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Barclays is adding a new rewards card to its lineup — but it won't be available to new cardholders

April 28, 2021
5 min read
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When the Apple Card came out a couple of years ago, it was largely a disappointment. While the white metal card is aesthetically pleasing, it doesn’t have much else to offer unless you are a true Apple fan. With no sign-up bonus and few perks, you’re most likely better off with a cash-back card instead.

Related: What it would take for me to consider the Apple Card

What most consumers are unaware of are Apple’s pre-existing credit card offerings issued by Barclays. Among these options included the Barclaycard Financing Visa, Barclaycard Visa with Apple Rewards, Apple Credit Account and the Barclaycard with iTunes Rewards Visa.

If you’re a cardholder of any of the above, these cards will soon be scrapped and automatically replaced by the Barclays View Mastercard or the Barclays® Financing Mastercard. You won’t have to do anything for this product change, and both of these cards will continue to have no annual fees -- but will not be available to new cardholders.

In this post, we’ll focus on the View Mastercard — a cash-back card that’s replacing the Barclaycard Visa with Apple Rewards.

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Improved rewards rate

If you’re a current cardholder of the Barclaycard Visa with Apple Rewards, you’re in luck. The new Barclays View Mastercard is an upgrade from the existing card, thanks to its improved rewards rate.

Barclaycard Visa with Apple Rewards (old)Barclays View Mastercard (new)
  • Earn 3x points on purchases made directly with Apple
  • Earn 2x points on restaurant purchases
  • Earn 1x points on all other purchases
  • Earn 3x points on restaurant purchases
  • Earn 2x points on internet, select streaming, phone and TV services
  • Earn 2x points on grocery store purchases (excluding Target & Walmart)
  • Earn 1x points on all other purchases

The new View card offers a better rewards rate for restaurant purchases and adds new bonus categories, including internet, select streaming, phone and TV services and grocery store purchases.

The downside is that there’s no longer a bonus for Apple purchases, as this new card does not offer a rewards program tied to Apple. While you can apply for the Apple Card, you’ll also likely be able to lock in bonus rewards by purchasing Apple products through a shopping portal.

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The information for the Barclays View Mastercard, Barclaycard Visa with Apple Rewards, Apple Card, Barclaycard Financing Visa, Apple Credit Account and the Barclaycard with iTunes Rewards Visa have been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

You can maximize your Apple purchases by using an Apple Card or shopping for products on a shopping portal. (Photo by VCG/VCG via Getty Images)

Related: Maximizing points, miles and coverage with Apple iPhone’s 12

New redemption options

The previous Barclaycard with Apple Rewards offered an uninspiring loyalty program. You could redeem your points for Apple, iTunes or App Store gift cards.

With the overhaul of the Apple Rewards program, the new View Mastercard is no different than a simple cash-back card. You’ll have three redemption options with your points:

  • Cash back in the form of statement credits or direct deposit, starting at a minimum redemption of 2,500 points ($25 value)
  • Gift cards, starting at a minimum redemption of 2,500 points ($25 value)
  • Merchandise — redemption values vary

You’ll most likely get your best value by opting for cash back or gift cards, as you’re guaranteed 1 cent per point. While redemption values will vary for merchandise, it's unlikely you’ll get a better value than the former options.

Related: Apple Card Family makes it easy to help kids, family members build credit

Other benefits

While you’ll no longer be able to redeem your points through the Apple Rewards program, cardholders will occasionally have access to promotional financing offers on retailers such as Apple, Best Buy and more.

Furthermore, you’ll also enjoy the following benefits:

  • Access to Mastercard Global Services, including 24/7 customer service assistance with lost and stolen card reporting, emergency card replacement and emergency cash advance
  • $0 fraud liability protection
  • Contactless chip technology

Bottom line

While Barclays is adding this card to its lineup to replace the existing Barclaycard with Apple Rewards, it won’t be available for new applicants.

Fortunately for existing cardholders, you’ll enjoy an automatic product change, rewards rate boost and more redemption options. Since the Apple Rewards program was never convincing in the first place, your new View card will act like a cash-back card instead. If you’re looking for a card with an earning rate centered around Apple purchases, you can still apply for the Apple Card.

Related: Worthy of the hype? Apple Card review

Featured image by AFP/Getty Images
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023