Best for travel rewards beginners

When you’re stepping into the world of travel rewards, it’s likely you’re looking for simple earning and redemption options — and that’s exactly what the Bank of America Travel Rewards credit card is best at.

At a glance

  • 1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 points
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
up to 29.99% APR
See Terms
16.24% - 26.24% Variable APR on purchases and balance transfers
16.24% - 26.24% Variable APR on purchases and balance transfers
0% Intro APR for 15 billing cycles for purchases
$0
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

At a glance

  • 1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 points
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
up to 29.99% APR
See Terms
16.24% - 26.24% Variable APR on purchases and balance transfers
16.24% - 26.24% Variable APR on purchases and balance transfers
0% Intro APR for 15 billing cycles for purchases
$0
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Introductory APR for 15 billing cycles for purchases. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply.
  • If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Our Take

TPG Editor's Rating

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3/5

Overview

The Bank of America Travel Rewards credit card is a great starter card thanks to its no annual fee and no foreign transaction fees when you travel internationally. Earning and redeeming is effortless, with no confusing bonus categories to keep track of and the ability to redeem your points for all of your travel needs.

Pros

  • 1.5 points per dollar on all purchases
  • No annual fee
  • No foreign transaction fees

Cons

  • Bank of America does not offer airline or hotel transfer partners like other banks such as American Express, Chase or Capital One.
  • No travel and purchase protections.

Who is this card good for?

This card is best for those who want to earn travel rewards without any fuss. Additionally, for those who maintain banking relationships with Bank of America, you can increase your rewards earning potential by 25% to 75% if you qualify for the Preferred Rewards program.

Earning Rewards

You’ll earn an unlimited 1.5 points for every dollar spent on all eligible purchases.

Frequently asked questions