Skip to content

Amex Increases Purchase Protection for Premier Rewards Gold

Nov. 13, 2015
2 min read
Amex Increases Purchase Protection for Premier Rewards Gold
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.
Sign up for our daily newsletter

Update: Some offers mentioned below are no longer available. View the current offers here.

Amex's purchase protection is one of its best card benefits. While lounge access or an annual airline credit might be a nice perk, purchase protection can be a huge benefit if things go awry. Beginning this Sunday, Amex is upping the Premier Rewards Gold card's protection tenfold — increasing it from $1,000 to $10,000 per occurrence (warning: PDF link).

Although there are a few exceptions to the eligible claims, the program still covers many types of purchases. If you have an eligible item that has been damaged, lost or stolen, simply visit or call 1-800-297-8019 within 90 days of your original purchase to get the coverage process started. Note, however, that the new coverage will only apply to purchases made on or after November 15. Purchases made before Sunday will only be covered up to $1,000 per occurrence.

Amex will even cover a broken phone.
Amex will even cover a broken phone. Photo courtesy of Shutterstock.

The Premier Rewards Gold Card from American Express isn't the only Amex card that offers this service — The Platinum Card® from American Express and Delta Reserve® Credit Card from American Express already have the $10,000 coverage limit, while the Starwood Preferred Guest® Credit Card from American Express has a $1,000 protection policy. Keep in mind that these limits are per occurrence, although the cards do have a maximum payout for each calendar year. If you're planning to charge a large purchase to your Premier Rewards Gold card and your item is covered, it may make sense to wait until Sunday to complete the transaction.

[card card-name='Premier Rewards Gold Card from American Express' card-id='22035076' type='javascript' bullet-id='1']

Top offers from our partners

How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers