Terms apply. See rates & fees
The Platinum Card® from American Express
Apply now for The Platinum Card® from American Express at American Express's secure site Terms & restrictions apply. See rates & fees

Best luxury travel rewards card

The Amex Platinum card is not just a symbol of luxury. It comes with an immense number of travel and consumer benefits that are advantageous for the globetrotter. (Partner offer)

At a glance

  • 10X Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • 5X 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
75,000 points
Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
See Rates & Fees
25.24% Variable
See Pay Over Time APR
$550
  • Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.

At a glance

  • 10X Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • 5X 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
75,000 points
Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
See Rates & Fees
25.24% Variable
See Pay Over Time APR
$550
  • Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
  • Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
  • Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
  • 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties. Learn More.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Apply now for The Platinum Card® from American Express at American Express's secure site Terms & restrictions apply. See rates & fees

Why We Chose It

TPG Editor's Rating

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4.5/5

Overview

Sometimes, it's worth a large investment to reap the benefits. That's exactly the case with the Amex Platinum card. In exchange for the annual fee, you'll unlock access to the Amex Membership Rewards program that let you access airline and hotel transfer partners. This card is also incredibly rewarding for travel purchases, helping you rack up a ton of Membership Rewards points for your next award trip.

Pros

  • The current welcome bonus on this card is quite lucrative. TPG values it at $1,500, not including any points you may earn from the temporary 10x bonus categories.
  • This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and at least $500 in assorted annual statement credits and so much more. (Enrollment required for select benefits. )
  • The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
  • Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
  • The annual airline fee statement credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.

Who is this card good for?

If you dedicate a large chunk of your budget to travel and don’t settle for anything less than luxury, this is the right card for you. You’ll receive $15 in Uber Cash monthly (and $20 in December) for a total of up to $200 annually, redeemable for Uber rides or Uber Eats orders. Additionally, enjoy access to thousands of airport lounges with the American Express Global Lounge Collection, an application reimbursement for Global Entry or TSA Precheck, access to the Platinum Travel Service for trip planning assistance, complimentary Gold status with Marriott Bonvoy and Hilton Honors and so much more. (Enrollment required for select benefits.) Once you add up all these perks, you’ll quickly find that these benefits can outweigh the annual fee for those who are constantly on the go.

Earning Rewards

This card is the most rewarding for travel, with 5x on flights booked directly with the airline or through Amex Travel (on up to $500,000 on these purchases each calendar year) and 5x on hotels booked through Amex Travel. While you’ll earn 1x on all other purchases, the current welcome offer lets cardholders earn 10x on U.S. supermarkets and U.S. gas stations (on up to $15,000 in these combined purchases) within the first six months of card membership.

Frequently asked questions

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