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Earn up to 65,000 AAdvantage miles with these Citi cards

Dec. 02, 2022
8 min read
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Editor’s note: This post has been updated with new information.


If you are a frequent American Airlines flyer, you have plenty of credit card options to help you earn additional miles and make the most out of every American Airlines flight. While Barclays and Citi both have a cobranded card partnership with American Airlines, Citi is the issuer with the largest number of American Airlines card options.

Notably, the Citi® / AAdvantage® Executive World Elite Mastercard® carries significant benefits and is currently offering a welcome bonus of 50,000 miles after you spend $5,000 within the first three months of account opening.

Here’s a rundown of the top Citi/AAdvantage credit cards and their current offers.

Citi® / AAdvantage® Executive World Elite Mastercard®

(Photo by Eric Helgas for The Points Guy)
ERIC HELGAS/THE POINTS GUY

Welcome bonus: Earn 50,000 miles after spending $5,000 on purchases in the first three months of account opening.

Annual fee: $450.

Best for: Those who desire Admirals Club access.

The top-tier Citi / AAdvantage Executive World Elite Mastercard is currently offering 50,000 bonus miles after you spend $5,000 in the first three months. You’ll earn 2 miles per dollar spent on eligible American Airlines purchases. The Executive card has a higher annual fee than some other options but comes with a notable benefit for frequent flyers — Admirals Club access for you and any authorized users, plus access for up to two guests traveling with you.

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This benefit is less useful to American Airlines customers who already have top-tier elite status or those who frequently fly first or business class on international or transcontinental flights, as those both grant you same-day entry to the Admirals Club. This card is most beneficial to those who want help hitting elite status while enjoying the benefits of Admirals Club access when flying American.

APPLY HERE: Citi® / AAdvantage® Executive World Elite Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Welcome bonus: Earn 65,000 miles after spending $4,000 on purchases in the first four months of account opening.

Annual fee: $99, waived for the first 12 months.

Best for: Business travelers.

Right now, the CitiBusiness / AAdvantage Platinum Select Mastercard is offering 65,000 bonus miles after you spend $4,000 in the first four months of account opening. This bonus is worth $1,150.50, according to TPG valuations. And for most small businesses, $4,000 is an attainable spending threshold to hit over the course of four months.

You’ll earn an industry-standard 2 miles per dollar spent on eligible American Airlines purchases, plus 2 miles per dollar spent on eligible business expenses including telecommunications merchants, cable and satellite providers, car rentals and gas stations. The card comes with perks such as a free checked bag when flying American, priority boarding, and inflight discounts on Wi-Fi, food and beverages.

If you put $30,000 in spending on the card in a cardmember year, you’ll also be rewarded with a companion certificate — allowing you to take a companion on a flight for $99 plus taxes/fees. The certificate is granted upon account renewal and the account must remain open at least 45 days after anniversary date.

The information for the CitiBusiness AAdvantage Platinum Select card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

For more details, check out our full card review.

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

(Photo by John Gribben for The Points Guy)
JOHN GRIBBEN/THE POINTS GUY

Welcome bonus: Earn 50,000 miles after spending $2,500 on purchases in the first three months of account opening.

Annual fee: $99, waived for the first 12 months.

Best for: Casual American Airlines flyers.

The personal Citi / AAdvantage Platinum Select World Elite Mastercard is currently offering a sign-up bonus of 50,000 miles after you spend $2,500 in the first three months of account opening — worth $885 according to TPG valuations. This card only charges a $99 annual fee (with the first year’s fee waived) and comes with no foreign transaction fees.

The card offers 2 miles per dollar spent on eligible American Airlines purchases, restaurants and gas stations. As a cardholder, you’ll also earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases. A great feature of the personal card is the ability to earn a $125 American Airlines flight discount after you spend $20,000 or more in purchases during your card membership year and renew your card. In addition to the 2 miles per dollar categories and the $125 flight discount, you’ll get benefits like preferred boarding, a free first checked bag for you and up to four companions as well as discounts on inflight purchases, such as snacks and beverages.

If you’re flying American Airlines often enough to want an upgraded flight experience but are uninterested in Admirals Club access or fast-tracking to elite status, this is a solid card option. It’s affordable to keep in your wallet, and the current bonus offers a large bang for your buck. In fact, this card is the one card at least one TPG staffer can’t live without.

APPLY HERE: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

American Airlines AAdvantage MileUp℠ Card

(Photo by Eric Helgas for The Points Guy)
ERIC HELGAS/THE POINTS GUY

Welcome bonus: Earn 10,000 miles and a $50 statement credit after making $500 in purchases within the first three months of account opening.

Annual fee: $0.

Best for: Beginners looking to earn American Airlines miles.

The AAdvantage MileUp Card is Citi’s entry-level American Airlines cobranded card, offering a modest sign-up bonus worth a total of $227 ($177 in miles according to TPG valuations, plus the $50 statement credit). You’ll also get 2 miles per dollar spent on eligible American Airlines purchases and at grocery stores. The grocery store bonus category does include grocery delivery services, but you won’t get the best return by using the MileUp card for your weekly grocery runs. As a no-annual-fee card, it offers little in the way of perks, but you will get 25% savings on inflight drinks and snacks.

If you’re a beginner looking for an inexpensive way to earn American miles, this could potentially be a good entry point into the Citi/AAdvantage credit card lineup. However, anyone taking more than a couple of American Airlines flights per year will likely be better off with the Citi/AAdvantage Platinum Select.

APPLY HERE: American Airlines AAdvantage MileUp℠ Card

Bottom line

If you are looking to give your AAdvantage balance a boost to save up for future travel — or if the sweet spots in the AAdvantage program align with your travel goals — this could be the time to pick up one of these cobranded American Airlines cards.

However, keep in mind that Citi has stripped travel protections from most of its cards, which is something to consider before booking trips on your cobranded Citi card. It can still make sense to have an American Airlines co-branded credit card in your for the American Airlines-specific perks and mileage earning potential, but do the math on which card in your collection is best for booking airfare.

Also, make sure to note the restrictions on the sign-up bonus. With these Citi American Airlines cards, you won’t be able to earn the sign-up bonus on any version of the card if you have received a new account bonus for that same exact card in the past 48 months.

Additional reporting by Emily Thompson.

Featured image by JT GENTER/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
See all best card offers

TPG featured card

Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review
Apply for American Express® Gold Card
at American Express's secure site

Rewards

3 - 4X points
4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Intro offer

60,000 bonus points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Annual Fee

$250

Recommended Credit

670-850
Excellent/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Intro Offer
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

    60,000 bonus points
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees