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The Blue Business® Plus Credit Card from American Express

Credit Card Offer from our Partner
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using American Express's secure application
Terms & Restrictions Apply See rates & fees
Annual Fee  No annual fee

Earning Rewards

  • 2X Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners
  • 1X 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter

Why We Like It

If you’re the owner of a small business and want to earn lucrative Membership Rewards points on your everyday business spending, you’ll want to consider the Blue Business Plus Credit Card from American Express.

Top Benefits

  • • No annual fee
  • • Expanded buying power above your credit limit

More Information

  • Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees
  • 0% on purchases for 12 months from date of account opening
  • 13.24% - 19.24% Variable
  • No annual fee
  • Excellent, Good
Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

If you’re a small business owner or sole proprietorship that wants to take advantage of a 0% intro APR period and doesn’t spend a ton on expenses, this card could be a good option for you. 0% intro APR on purchases for 12 months from date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. The rewards earning is super simple – 2 points for every dollar you spend up to $50,000 annually (then 1x).

Essential Reading

Blue Business Plus card review: Double up your everyday spending for no annual fee
How to increase your credit limit
7 reasons why the Amex Blue Business Plus Card should be in everyone’s wallet

The Blue Business® Plus Credit Card from American Express

Point Value
2.0 cents
X
There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.