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American Express® Gold Card

Credit Card Offer from our Partner
Learn More
using American Express's secure application
Terms & Restrictions Apply See rates & fees
Annual Fee  $250
60,000 points
Welcome Offer
$1,200 TPG Valuation*
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

Earning Rewards

  • 4X Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.
  • 4X Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • 3X Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Why We Like It

The Amex Gold isn’t just a pretty card; 4x points on dining and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x) make it a very strong pick for pretty much all food purchases too. And who doesn’t love/need food?

Top Benefits

  • • Baggage and car rental insurance
  • • Up to $120 annual dining credit at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations

More Information

  • Rose Gold is back. You can now choose between Gold or Rose Gold.
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.
  • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • $120 Uber Cash: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
  • See Pay Over Time APR
  • $250
  • N/A
  • Excellent/Good
Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

The American Express Gold Card is a fantastic addition to your credit card lineup. The welcome bonus valued at $1,200 by TPG, it was revamped into a dining powerhouse with 4x points on restaurants worldwide and U.S. supermarkets (up to $25,000 in purchases per calendar year; then 1x). The Amex Gold is a food focused power card that can absolutely earn you a lot of points.

Card Rating*: ⭐⭐⭐⭐

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Essential Reading

Impressive 60k welcome offer, great for foodies: American Express Gold card review
4 of my favorite under-the-radar Amex Gold card perks
7 ways to make the most of the Amex Gold Card benefits

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American Express® Gold Card

Point Value
2.0 cents
X
There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.