Ink Business Preferred® Credit Card

using Chase's secure application

$2,000 TPG Valuation*

Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®

Earning Rewards

3X Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
1X Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn

Why We Like It

The Ink Business Preferred Credit Card made a big splash when it launched, and for good reason. The sign-up bonus is among the highest we’ve seen from Chase, and if you have significant spending across the four bonus categories (travel, shipping, advertising and telecommunication providers), you’ll take home a bunch of extra Ultimate Rewards points. Finally, you and your employees will enjoy various travel protections, shopping protections and will also have primary coverage when renting a car for business purposes.

Top Benefits

1:1 point transfer to leading airline and hotel loyalty programs
Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
No Foreign Transaction Fees and employee cards are no additional cost

More Information

Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
$95 Annual Fee

Regular APR15.99%-20.99% Variable
Annual Fee$95
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Recommended CreditGood, Excellent

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

The Ink Business Preferred Credit Card launched in October 2016 and it quickly became one of the most popular business credit cards on the market. It has a strong sign up bonus, triple point categories and unique perks. This card earns a respectable 3 points per dollar on the first $150,000 in combined spending on travel; shipping purchases; internet, cable and phone services; and advertising purchases made with social media sites and search engines.

Essential Reading

A great all-around business card: Ink Business Preferred Credit Card review

5 reasons to get the Chase Ink Business Preferred credit card