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Citi Rewards+® Card

Credit Card Offer from our Partner
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using Citi's secure application
Annual Fee  $0
Best for those who spend regularly on supermarkets
15,000 points
Welcome Offer
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com

Earning Rewards

  • 2X Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
  • 1X Earn 1X ThankYou® Points on All Other Purchases.

Why We Like It

The Citi Rewards+ Card can be a good choice if you make small purchases frequently — especially if you have a Citi Prestige® Card or Citi Premier℠ Card that can boost the value of the ThankYou points earned by the Rewards+ Card. I wouldn’t recommend it as your sole credit card though.

Top Benefits

  • • 10% Points Back for 1st 100,000 ThankYou Points you redeem a year
  • • Redeem for gift cards, travel and shopping at Amazon.com
  • • Special access to purchase tickets via Citi Entertainment

More Information

  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • 0% intro for 15 months on Purchases
  • 13.49% - 23.49% (Variable)
  • $0
  • 3% of each balance transfer; $5 minimum.
  • Excellent
Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

The No Annual Fee Citi Rewards+ Card is a relatively new card on the market that has a unique offering. They will round up your earnings on all purchases to the nearest 10 points. So, if you spend $3 on your morning coffee, they will round up your earning to 10 points. With several other benefits packed into this card, it can obviously provide some good value when used strategically.

Essential Reading

Citi Rewards+ credit card review
No Annual Fee Citi Rewards+ Card Rounds Up Your Points Earnings to the Nearest 10

Citi Rewards+® Card

Point Value
1.7 cents
X
There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.