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Chase Freedom Unlimited®

Credit Card Offer from our Partner
Learn More
using Chase's secure application
Annual Fee  $0
$200
Welcome Offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Earning Rewards

  • 5% Earn 5% on travel purchased through Chase.
  • 3% Earn 3% on dining at restaurants and drugstores
  • 1.5% Earn unlimited 1.5% cash back on all other purchases.

Why We Like It

The Chase Freedom Unlimited is a great card for non-bonus spending since it earns 1.5% cash back on every purchase. This stellar cash back card can also provide incredible value when paired with a Chase Ultimate Rewards card. Whether you're looking for a great flat-rate cash back card or a perfect pair for your other Chase credit cards, the Chase Freedom Unlimited should be at the top of your list.

More Information

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open
  • 0% Intro APR on Purchases for 15 months
  • 14.99 - 23.74% Variable
  • $0
  • Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Excellent/Good
Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Chase Freedom Unlimited Overview

The Chase Freedom Unlimited is a great, no-annual-fee credit card for beginners and advanced award travelers. It is a simple cash back credit card that earns 1.5% cash back on all purchases and 5% cash back on Lyft rides paid for with the Freedom Unlimited.

Card Rating*: ⭐⭐⭐⭐

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Who is this card for?

If you’re new to points and miles, the Chase Freedom Unlimited can be an amazing card. Approval is relatively easy and the card helps you build a relationship with Chase so you can eventually get some of the issuer’s more valuable cards, such as the Chase Sapphire Preferred Card or Chase Sapphire Reserve.

Chase Freedom Unlimited sign-up bonus

New applicants will earn a $200 bonus after spending $500 in their first three months.

Essential Reading

chase freedom unlimited
Chase Freedom Unlimited: A great card for beginners and pros alike
Why Chase Sapphire Preferred and Freedom Unlimited are the perfect beginner combo
Credit card showdown: Citi Double Cash vs. Chase Freedom Unlimited

Chase Freedom Unlimited®

Point Value
2.0 cents
X
There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.