Blue Cash Preferred® Card from American Express

Credit Card Offer from our Partner
Learn More
using American Express's secure application
Terms & Restrictions Apply See rates & fees
Annual Fee  $95
Best for U.S. Supermarket shopping
$250
Welcome Offer
$250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months

Earning Rewards

  • 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% 6% Cash Back on select U.S. streaming subscriptions
  • 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% 3% Cash Back at U.S. gas stations
  • 1% 1% Cash Back on other purchases

Why We Like It

The Blue Cash Preferred is an excellent choice for supermarket, streaming subscription and transit purchases. With a low $95 annual fee, you can potentially get a ton of value out of this cash back card from Amex.

Top Benefits

  • • Travel accident/car rental insurance
  • • Purchase/return protections

More Information

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • $95 Annual Fee
  • Terms Apply.
  • See Rates & Fees
  • 0% on purchases for 12 months
  • 13.99%-23.99% Variable
  • $95
  • N/A
  • Excellent, Good
Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Blue Cash Preferred® Card from American Express Overview

If you like cash back and spend a lot on groceries, you can’t get much better than the Blue Cash Preferred® Card from American Express. This card offers 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Check out our latest guides, news, and reviews for this card below.

Card Rating*: ⭐⭐⭐⭐

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Who is this card for?

There are pros and cons to picking a cash-back card over a travel rewards card, but if you don’t travel frequently and want the flexibility to spend your rewards in other ways, the Blue Cash Preferred might be right for you. The unique and high-value bonus categories set this card apart from a simple option like the Citi® Double Cash Card. The Blue Cash Preferred is for discerning customers looking for a rewards credit card to maximize their returns in specific bonus categories.

Blue Cash Preferred sign-up bonus

Cash-back credit cards rarely offer sky-high bonuses like travel rewards cards do, and the Blue Cash Preferred is no exception. New applicants can receive a $250 statement credit after spending $1,000 within the first three months. While that’s definitely on the smaller side as far as bonuses go, the relatively low spending requirement makes up for it.

Essential Reading

Credit Card Review: American Express Blue Cash Preferred
Best credit cards for gas purchases
Best cash-back credit cards of 2020

All Blue Cash Preferred® Card from American Express Stories

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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.