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Blue Cash Preferred® Card from American Express

Credit Card Offer from our Partner
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using American Express's secure application
Terms & Restrictions Apply See rates & fees
Annual Fee  $0 introductory annual fee for one year, then $95.
$300
Welcome Offer
Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

Earning Rewards

  • 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% 6% Cash Back on select U.S. streaming subscriptions
  • 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
  • 3% 3% Cash Back at U.S. gas stations
  • 1% 1% Cash Back on other purchases

Why We Like It

The Blue Cash Preferred is an excellent choice for supermarket, streaming subscription and transit purchases. With a low $95 annual fee, waived the first year, you can potentially get a ton of value out of this cash back card from Amex.

Top Benefits

  • • Travel accident/car rental insurance
  • • Purchase/return protections

More Information

  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 introductory annual fee for one year, then $95.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees
  • 0% on purchases for 12 months
  • 13.99%-23.99% Variable
  • $0 introductory annual fee for one year, then $95.
  • N/A
  • Excellent, Good
Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Blue Cash Preferred® Card from American Express Overview

If you like cash back and spend a lot on groceries, you can’t get much better than the Blue Cash Preferred® Card from American Express. This card offers 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Check out our latest guides, news, and reviews for this card below.

Card Rating*: ⭐⭐⭐⭐

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Who is this card for?

There are pros and cons to picking a cash-back card over a travel rewards card, but if you don’t travel frequently and want the flexibility to spend your rewards in other ways, the Blue Cash Preferred might be right for you. The unique and high-value bonus categories set this card apart from a simple option like the Citi® Double Cash Card. The Blue Cash Preferred is for discerning customers looking for a rewards credit card to maximize their returns in specific bonus categories.

Blue Cash Preferred Welcome bonus

Cash-back credit cards New applicants can receive a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. While that’s definitely on the smaller side as far as bonuses go, the relatively low spending requirement makes up for it.

Essential Reading

American Express Blue Cash Preferred
A higher welcome offer: Review of the Amex Blue Cash Preferred
Best credit cards for gas purchases
Best cash-back credit cards for March 2021

All Blue Cash Preferred® Card from American Express Stories

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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.