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15 Things Only Points and Miles Enthusiasts Will Understand

Feb. 28, 2018
5 min read
15 Things Only Points and Miles Enthusiasts Will Understand
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I'm going to let you in on a little secret: When I started working at The Points Guy, I had one starter credit card and a debit card that I used to buy everything.

(I think I just heard some of you gasping through the computer screen. Stay with me.)

Truth be told, I was totally lost at first. There were so many different terms being thrown around the office that I could have sworn my co-workers were speaking another language. And don't even get me started on all the types of planes out there...

But thanks to them — or as I like to call them, my personal Google — I recently had to get a new wallet for all of my shiny new cards. In related news, I think it's safe to say that I have officially joined a cult.

While I admit that I don't fully speak the language yet, I'm getting there... one sign-up bonus at a time. But for those of you that do, you'll definitely relate to these 15 things that people who are obsessed with points and miles know all too well.

1) The feeling you get when your new card arrives in the mail.

It's just begging to go out for a little spin, right?

Is it there? (Photo by JGI/Tom Grill/Getty Images)
Is it there? (Photo by JGI/Tom Grill/Getty Images)

2) 5/24.

This number haunts every points and miles nerd's dreams.

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3) Planning out your answers in advance for a reconsideration call.

"Yes, you are correct that I just opened a new credit card a week ago, but..."

4) Remembering you have airline fee credits to use.

We give you permission to blame it on us when you tell your boss how many trips you have lined up.

5) Sweating over choosing between your Platinum Card® from American Express for 5x Membership Rewards or Chase Sapphire Reserve for 3x Ultimate Rewards to pay for a flight.

More stressful than trying to figure out what Delta is charging for awards on any given day.

6) That feeling you get when the bonus hits.

Or as my cousin once said to me, "my points grew" — and nothing beats seeing it "grow" by thousands overnight.

7) When you have to get a new wallet to organize all your cards.

Guilty as charged. Literally.

Just needs some credit cards. (Photo by Ales_Utovko/Getty Images)
Just needs some credit cards. (Photo by Ales_Utovko/Getty Images)

8) The look you get when you tell your friends how many cards you have.

Mine think I'm crazy since I have six. If only they knew.

9) Cringing when you see people shopping online without going through a shopping portal.

It's easier to do than ordering food through Seamless. I would know.

(Photo by filadendron/Getty Images)
(Photo by filadendron/Getty Images)

10) When you have a spreadsheet to keep track of all of your annual fees, due dates, etc.

"Will color-code for points." That would look great on a bumper sticker, don't ya think?

11) Saving up for Emirates suites only to have Alaska double the award overnight.

Honestly, I just want to fly in a part of a plane that's bigger than my living room.

12) When your favorite airline is having a sale on points, and you start considering spending your entire paycheck on buying a ton of them.

And then your internal monologue goes a little something like: "I don't have to eat for two weeks, it's fine. Things are fine..."

13) The feeling you get when you finally get an 800+ credit score.

Mazel tov, and welcome to one of the most elite clubs in the world. You now have more bragging rights than, well, pretty much everyone.

14) You have a wish list of credit cards.

We know you've been eyeing the Amex Centurion card for longer than you'd like to admit.

15) You may or may not look at what card random people use for purchases.

Debit card? Yeah, we're gonna have to work on that...

Don't lie — you know this is you to a T. Share on Facebook if you know exactly what we're talking about.

Featured image by Getty Images/iStockphoto

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How we chose these cards

Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023