15 Things Only Points and Miles Enthusiasts Will Understand

Feb 28, 2018

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.      

I’m going to let you in on a little secret: When I started working at The Points Guy, I had one starter credit card and a debit card that I used to buy everything.

(I think I just heard some of you gasping through the computer screen. Stay with me.)

Truth be told, I was totally lost at first. There were so many different terms being thrown around the office that I could have sworn my co-workers were speaking another language. And don’t even get me started on all the types of planes out there

But thanks to them — or as I like to call them, my personal Google — I recently had to get a new wallet for all of my shiny new cards. In related news, I think it’s safe to say that I have officially joined a cult.

While I admit that I don’t fully speak the language yet, I’m getting there… one sign-up bonus at a time. But for those of you that do, you’ll definitely relate to these 15 things that people who are obsessed with points and miles know all too well.

1) The feeling you get when your new card arrives in the mail.

It’s just begging to go out for a little spin, right?

Is it there? (Photo by JGI/Tom Grill/Getty Images)
Is it there? (Photo by JGI/Tom Grill/Getty Images)

2) 5/24.

This number haunts every points and miles nerd’s dreams.

3) Planning out your answers in advance for a reconsideration call.

“Yes, you are correct that I just opened a new credit card a week ago, but…”

4) Remembering you have airline fee credits to use.

We give you permission to blame it on us when you tell your boss how many trips you have lined up.

5) Sweating over choosing between your Platinum Card® from American Express for 5x Membership Rewards or Chase Sapphire Reserve for 3x Ultimate Rewards to pay for a flight.

More stressful than trying to figure out what Delta is charging for awards on any given day.

6) That feeling you get when the bonus hits.

Or as my cousin once said to me, “my points grew” — and nothing beats seeing it “grow” by thousands overnight.

7) When you have to get a new wallet to organize all your cards.

Guilty as charged. Literally.

Just needs some credit cards. (Photo by Ales_Utovko/Getty Images)
Just needs some credit cards. (Photo by Ales_Utovko/Getty Images)

8) The look you get when you tell your friends how many cards you have.

Mine think I’m crazy since I have six. If only they knew.

9) Cringing when you see people shopping online without going through a shopping portal.

It’s easier to do than ordering food through Seamless. I would know.

(Photo by filadendron/Getty Images)
(Photo by filadendron/Getty Images)

10) When you have a spreadsheet to keep track of all of your annual fees, due dates, etc.

“Will color-code for points.” That would look great on a bumper sticker, don’t ya think?

11) Saving up for Emirates suites only to have Alaska double the award overnight.

Honestly, I just want to fly in a part of a plane that’s bigger than my living room.

12) When your favorite airline is having a sale on points, and you start considering spending your entire paycheck on buying a ton of them.

And then your internal monologue goes a little something like: “I don’t have to eat for two weeks, it’s fine. Things are fine…”

13) The feeling you get when you finally get an 800+ credit score.

Mazel tov, and welcome to one of the most elite clubs in the world. You now have more bragging rights than, well, pretty much everyone.

14) You have a wish list of credit cards.

We know you’ve been eyeing the Amex Centurion card for longer than you’d like to admit.

15) You may or may not look at what card random people use for purchases.

Debit card? Yeah, we’re gonna have to work on that…

Don’t lie — you know this is you to a T. Share on Facebook if you know exactly what we’re talking about.

Featured photo by Neustockimages/Getty Images.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points


CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.