How I Booked the Wrong Type of Award — Reader Mistake Story
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.
Today, I want to share a story posted in the the TPG Lounge by reader Jack, who missed out on Delta Platinum status due to a mix-up over an award redemption. Here’s what he had to say:
Some of the co-branded Delta Amex cards offer a feature called Pay with Miles, which allows you to discount the price of a Delta ticket by redeeming a mix of cash and SkyMiles. The nice part is that you still earn Medallion Qualifying Miles and regular SkyMiles for the cash portion of your fare. I was 9,500 MQMs short of Platinum status, so I decided to use Pay with Miles to reduce my out-of-pocket cost to $300 for a trip to London and Paris.
When I got home I noticed the miles from that trip weren’t credited to my account. I called Delta to sort it out, and that’s when I got hit with the bad news. Evidently I had used the Miles + Cash option, which is available to everyone and has the same redemption rate, but counts as an award ticket so you don’t earn MQMs or SkyMiles. If I had used Pay with Miles, I would have earned what I needed and been able to reach Platinum status. Instead I got nothing.
The SkyMiles rep I spoke with recommended I email customer service explaining the confusion to see if they could credit me with the miles. Instead they suggested I buy the MQMs I needed for $1,900! Let this be a warning: if you plan on booking a Delta ticket and earning elite credits while using miles, make sure you use “Pay with Miles” and not “Miles + Cash.”
You generally won’t earn miles or elite credits on award flights, which is one factor to consider when you’re deciding whether to use points or pay cash. In 2015, however, Delta made Pay with Miles tickets eligible to earn Medallion miles and segments, as well as Medallion dollars and SkyMiles on the cash portion of the fare. You’ll only get 1 cent per mile redeeming this way, but the fact that you can still earn rewards makes Pay with Miles a decent option if you’re trying to keep cash costs down. As Jack points out, that’s not the case for Delta’s Miles + Cash awards, which are less useful anyway.
The silver lining to Jack’s story is that Delta allows you to roll MQMs over to the following year, so any extras aren’t wasted entirely. Jack qualified for Gold status, but fell 9,500 miles short of Platinum, which means he starts this year with 16,500 MQMs in the bank. If he completes the same qualifying activity in 2018 as he did in 2017, he should have no trouble reaching Platinum.
I appreciate this story, and I hope it can help other readers avoid making the same mistake. To thank Jack for sharing his experience (and for allowing me to post it online), I’m sending him a $200 airline gift card to enjoy on future travels, and I’d like to do the same for you. Please email your own travel mistake stories to email@example.com, and put “Reader Mistake Story” in the subject line. Tell us how things went wrong, and (where applicable) how you made them right. Offer any wisdom you gained from the experience, and explain what the rest of us can do to avoid the same pitfalls.
Feel free to also submit your best travel success stories. If your story is published in either case, I’ll send you a gift to jump-start your next adventure. I look forward to hearing from you, and until then, I wish you a safe and mistake-free journey!
Welcome to The Points Guy!
WELCOME OFFER: 80,000 Points
TPG'S BONUS VALUATION*: $1,600
CARD HIGHLIGHTS: 3X points on dining and 2x points on travel, points transferrable to over a dozen travel partners
*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.
- Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.