This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Today, I want to share a story posted in the the TPG Lounge by reader Jack, who missed out on Delta Platinum status due to a mix-up over an award redemption. Here’s what he had to say:

Some of the co-branded Delta Amex cards offer a feature called Pay with Miles, which allows you to discount the price of a Delta ticket by redeeming a mix of cash and SkyMiles. The nice part is that you still earn Medallion Qualifying Miles and regular SkyMiles for the cash portion of your fare. I was 9,500 MQMs short of Platinum status, so I decided to use Pay with Miles to reduce my out-of-pocket cost to $300 for a trip to London and Paris.

When I got home I noticed the miles from that trip weren’t credited to my account. I called Delta to sort it out, and that’s when I got hit with the bad news. Evidently I had used the Miles + Cash option, which is available to everyone and has the same redemption rate, but counts as an award ticket so you don’t earn MQMs or SkyMiles. If I had used Pay with Miles, I would have earned what I needed and been able to reach Platinum status. Instead I got nothing.

The SkyMiles rep I spoke with recommended I email customer service explaining the confusion to see if they could credit me with the miles. Instead they suggested I buy the MQMs I needed for $1,900! Let this be a warning: if you plan on booking a Delta ticket and earning elite credits while using miles, make sure you use “Pay with Miles” and not “Miles + Cash.”

Delta
Jack didn’t qualify for Platinum Medallion, but his rollover miles may help him meet the mark in 2018.

You generally won’t earn miles or elite credits on award flights, which is one factor to consider when you’re deciding whether to use points or pay cash. In 2015, however, Delta made Pay with Miles tickets eligible to earn Medallion miles and segments, as well as Medallion dollars and SkyMiles on the cash portion of the fare. You’ll only get 1 cent per mile redeeming this way, but the fact that you can still earn rewards makes Pay with Miles a decent option if you’re trying to keep cash costs down. As Jack points out, that’s not the case for Delta’s Miles + Cash awards, which are less useful anyway.

The silver lining to Jack’s story is that Delta allows you to roll MQMs over to the following year, so any extras aren’t wasted entirely. Jack qualified for Gold status, but fell 9,500 miles short of Platinum, which means he starts this year with 16,500 MQMs in the bank. If he completes the same qualifying activity in 2018 as he did in 2017, he should have no trouble reaching Platinum.

I appreciate this story, and I hope it can help other readers avoid making the same mistake. To thank Jack for sharing his experience (and for allowing me to post it online), I’m sending him a $200 airline gift card to enjoy on future travels, and I’d like to do the same for you. Please email your own travel mistake stories to info@thepointsguy.com, and put “Reader Mistake Story” in the subject line. Tell us how things went wrong, and (where applicable) how you made them right. Offer any wisdom you gained from the experience, and explain what the rest of us can do to avoid the same pitfalls.

Feel free to also submit your best travel success stories. If your story is published in either case, I’ll send you a gift to jump-start your next adventure. I look forward to hearing from you, and until then, I wish you a safe and mistake-free journey!

The Business Platinum® Card from American Express OPEN

LIMITED TIME OFFER. Aside from the 100,000 points welcome bonus (available until 8/8/18), Amex recently made huge improvements to the Business Platinum Card, including the fact that you will now earn 50% more points on purchases of $5,000 or more, earn 5x on flights and eligible hotels at Amextravel.com and cardholders will receive a $200 airline fee credit each year.

Apply Now
More Things to Know
  • Limited Time Offer: Earn up to 100,000 Membership Rewards® Points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 & an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership. Offer ends 8/8/18.†
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
  • Terms Apply
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$450
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.