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Update: Some offers mentioned below are no longer available – Capital One Venture Rewards Credit Card, Citi Prestige CardCapital One VentureOne Rewards Credit Card

Issuers have been continually upping their credit card game ever since the Chase Sapphire Reserve hit the market in 2016. Last year we saw the Citi Prestige increase its sign-up bonus to 75,000 points, The Platinum Card® from American Express add a 5x bonus category for flights and hotels and Bank of America introduce its new Bank of America Premium Rewards credit card with impressive returns on everyday spending.

Now Capital One has improved a product in a way that’s truly miles ahead of its competitors when it comes to bonuses for hotel spending. While there’s a ton of cards with airline bonuses, no one has ever gone this far with hotels — the decision puts the product on par with some of the best travel rewards cards out there.

10x Miles at

Starting today, both the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card will earn 10x miles on purchases made at Essentially what this means is that you’ll receive 10% back on hotels booked at since Capital One points are worth 1 cent apiece when redeemed for a statement credit against travel purchases. Venture cardholders will have to book and pay through a special URL,, to receive the 10x miles. This bonus will be available through January 2020.

If you’re unfamiliar with, it’s an online travel agency (OTA) where you can book hundreds of thousands of hotels all over the world. I’ve long been a big fan of as it has a strong rewards program of its own, which amazingly stacks with 10x from Venture.

Get 10x miles on any booking at — including the Ritz Carlton Hong Kong pictured here — when using a Capital One Venture Rewards or VentureOne Rewards card. Image by Nick Ellis / The Points Guy.

10x miles is by far the highest credit card bonus you’ll find for booking hotels. The Amex Platinum offers 5x but that’s only on prepaid hotels booked through Amex Travel which is much more restrictive and has a smaller number of properties — plus the non-refundable rates make it a no-go for me.

Similarly, the Citi Prestige has the 4th Night Free benefit which can get you huge savings, but the card comes with a $450 annual fee, and you can only take advantage of the perk if you’re booking a stay of four nights or more.

Stacking with Rewards for 20% Back on Hotels

The really great news is that you’ll still be eligible to participate in Rewards when booking and paying with your Venture Rewards card. For every 10 nights you stay, you’ll get one free night that you can redeem at any property in the world. The free night is worth the average price of the 10 paid nights — meaning that by booking through, you get 10% back.

So when you combine the Venture’s 10x miles at with the effective 10% back from Rewards, you’re essentially getting 20% back on hotel purchases. That’s an absolutely astounding value that no other credit card really comes close to.

Note that you usually won’t be able to earn elite credits for chain hotels like Marriott, SPG or Hilton when booking via an OTA, so if you want to take advantage of elite status with a hotel, you’ll have to book directly with the hotel itself. But for those who consider themselves hotel “free agents,” booking with can be incredibly lucrative and better than simply earning points when booking hotels directly. I’d rather have 20% cash back than the handful of hotel points I could be earning.

50,000 Point Sign-Up Bonus Worth $500

Both VentureOne and Venture Rewards will retain their sign-up bonuses. Right now, the Venture card is offering a 50,000 mile sign-up bonus after spending $3,000 in the first three months of cardmembership. Those 50,000 miles are worth $500 as statement credits against travel purchases. The Venture Rewards card will still get 2x miles on all other purchases outside of those made on — or a solid 2% back toward travel. When you take into account the 50,000 point sign-up bonus and the fact that the $95 annual fee is waived the first year, it makes signing up for this card a no-brainer.

The no annual fee VentureOne card will offer a lower, yet still substantial 20,000-mile bonus after spending $1,000 in the first three months after opening your account. With VentureOne, you’ll receive 1.25 miles on all purchases outside of, or 1.25% back toward travel.

It’s pretty easy to redeem Venture “miles,” since you can get a statement credit for a broad range of travel charges that includes airlines, hotels, rail lines, car rental agencies, limousine services, bus lines, cruise lines, taxi cabs, travel agents and time shares. And unlike other cards, there’s no minimum redemption if your purchase is under $25 (the minimum is $25 for partial redemptions on purchases over that amount).

Additional Benefits

Both the Venture Rewards and the VentureOne Rewards cards are relatively similar in their benefits and mostly only differ when it comes to the sign-up bonus and earning rate on everyday purchases.

Key Details of the Venture Rewards:

  • Annual fee of $95, waived the first year of cardmembership
  • 50,000-mile sign up bonus
  • 10x miles on purchases from
  • 2x miles on all purchases
  • No foreign transaction fees
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Extended Warranty on eligible products

Key Details of the VentureOne Rewards:

  • No annual fee
  • 20,000 mile sign-up bonus
  • 10x miles on purchases from
  • 1.25x miles on all purchases
  • No foreign transaction fees
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Extended Warranty on eligible products

Bottom Line

It’s always great to hear that a card is improving its benefits — especially when it’s not getting rid of any others. Now that it’s added the whopping 10x miles at and it’s stackable with Rewards, I’m glad to have the Venture Rewards card already in my wallet. And although Venture miles aren’t transferrable to airline programs, I do love that you can use these points against any travel purchase like train tickets, seaplane rides or taxis, just to name a few. Plus last year, Capital One redesigned the Venture Rewards card and reintroduced it as a sleek metal card.

So if you already have a Venture Rewards or VentureOne Rewards card, the bonus miles at really ups the value of holding onto your card. And if you aren’t already a Venture Rewards cardholder, now is a better time then ever to get one.

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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.