Last Chance: Amex Starwood Business Sign-Up Bonus Worth $945

Nov 1, 2017

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If you’ve been putting off the application for the Starwood Preferred Guest Business Credit Card from American Express, you’re almost out of time. In order to get the special 35,000 sign-up bonus, you must apply for the card by Wednesday, November 1.


Here’s how the limited-time offer is structured: You’ll earn 25,000 Starpoints after you spend $6,000 on the card in the first three months from account opening. To maximize the bonus, you’ll need to spend another $4,000 in the first six months to earn an additional 10,000 Starpoints. That means you’ll need to spend $10,000 for 35,000 points total.

In a time when 50,000-point sign-up bonuses seem to be the new minimum, 35,000 points may sound a little low, especially for $10,000 in spending. But at 2.7 cents per point, Starpoints are the most valuable currency on TPG’s points/miles valuation list. That means the 35,000-point sign-up bonus is worth around $945.

Thanks to the 1:3 transfer ratio between Starwood and Marriott, you can also think of this sign-up bonus as 105,000 Marriott points — which puts you even closer to those super valuable Hotel + Air packages that get you a 7-night hotel stay plus airline miles.

While the $10,000 combined spending requirement is steep, this card offers a solid return on non-bonus spending. Based on TPG valuations, only the Blue Business Plus Credit Card from American Express offers a better return on general spending. Even if you spend all $10,000 on non-bonus spending, you’ll end up with more than a 12% return: 45,000 points (worth $1,215) from $10,000 spending.

Card Features and Benefits

This card earns you two Starpoints per dollar at Starwood (and now Marriott) properties and one point per dollar everywhere else. There’s a $95 annual fee that’s waived the first year, plus no foreign transaction fees. Also, this card offers Sheraton Club access with eligible rates and discounts with FedEx, Hertz and more through the Amex OPEN Savings program.

Not to mention the boost toward Starwood Preferred Guest elite status. The card offers two- stay credits and five night credits each year toward status, and if you spend $30,000 in a calendar year, you’ll be upgraded to Starwood Preferred Guest gold status. If you do earn SPG status, make sure to match it to Marriott Rewards to enjoy perks across both programs.

Featured image by the JW Marriott Cancun.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points


CARD HIGHLIGHTS: 3X points on dining and 2x points on travel, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Regular APR
16.24% - 23.24% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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