This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here – Starwood Preferred Guest Business Credit Card from American Express

One of the better offers of the year is back! Originally offered from February through early April, the increased sign-up bonus of up to 35,000 points is back for the Starwood Preferred Guest Business Credit Card from American Express. But, you don’t have long to jump on this offer. This new offer is only available through November 1.

Sign-Up Bonus

Here’s how the offer is structured: you’ll earn 25,000 Starpoints after you spend $6,000 on the card in the first three months from account opening. To maximize the bonus, you’ll need to spend an additional $4,000 in the first six months to earn an additional 10,000 Starpoints. The spend is slightly higher than the offer back in February, when you would have had to spend $5,000 to get 25,000 Starpoints.

In periods where 50,000 points seems to be a new minimum, 35,000 points may seem a little low. However, it’s important to remember the value of Starwood points. At 2.7 cents per point, Starpoints are the most valuable currency on TPG’s points/miles valuations. That means the 35,000-point sign-up bonus is worth around $945.

Thanks to the 1:3 transfer ratio between Starwood and Marriott, you can think of this sign-up bonus as 105,000 Marriott points instead. If you’re collecting Marriott points, this bonus will get you a lot closer to the super valuable Hotel + Air packages that get you airline miles plus up to a 7-night hotel stay.

While the $10,000 combined spending requirement is steep, this card offers a solid return on non-bonus spending. Based on TPG valuations, only the Blue Business Plus Credit Card from American Express offers a better return on general spending. Even if you spend all $10,000 on non-bonus spending, you’ll end up with over a 12% return: 45,000 points (worth $1,215) from $10,000 spending.

Card Features and Benefits

This card earns you 2 Starpoints per dollar at Starwood (and now Marriott) properties and 1 point per dollar everywhere else. There’s a $95 annual fee that’s waived the first year, and this card waives foreign transaction fees. Also, this card offers Sheraton Club access with eligible rates and access to discounts with FedEx, Hertz and more through the Amex OPEN Savings program.

Also, this card gives you a boost toward Starwood Preferred Guest elite status. The card offers two stay credits and five night credits each year toward status, and if you spend $30,000 in a calendar year, you’ll be upgraded to Starwood Gold status. If you do earn SPG status, make sure to match it to Marriott Rewards to enjoy perks across both programs.

Will you be going for the 25,000 or the 35,000 point offer?

Featured image courtesy of the JW Marriott Cancun.

The best beginner points and miles card out there.
Chase Sapphire Preferred® Card

With great travel benefits, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game. Here are the top 5 reasons it should be in your wallet, or read our definitive review for more details.

Apply Now
More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
N/A
Regular APR
17.24% - 24.24% Variable
Annual Fee
$0 Intro for the First Year, then $95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.