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Can I Stack Two Gold Elite Statuses Together To Get Diamond?

July 26 2017
4 min read
Can I Stack Two Gold Elite Statuses Together To Get Diamond?
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There are more than a few credit cards that come with some level of complimentary hotel elite status. So perhaps it's not crazy to ask if you can put a few of them together to get an even higher status, as TPG reader Yun-Fei suggested in a Facebook message...

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[pullquote source="TPG Reader Yun-Fei"]If I have an Amex Platinum and an Amex Surpass (both have complimentary Hilton Honors Gold), will I be able to stack them and get Diamond status?[/pullquote]

Complimentary Hilton Honors Gold elite status is in fact a shared benefit of both the Hilton Honors Surpass Card from American Express and The Platinum Card from American Express, meaning you don't have to spend a single one of the 20 stays or 40 nights at a Hilton hotel that you'd usually need to earn Hilton Gold. So it stands to reason that if it normally takes less than double that to get to Hilton Diamond (30 stays or 60 nights), you'd be able to stack the two complimentary credit card Gold statuses together (or is it "stati"?) to form one massive top-tier status, right?

Unfortunately, it doesn't work that way. The complimentary Gold statuses that come on both of these two cards are entirely separate from each other, and you can't combine them. If you have both cards, you'll still only get the benefit once, though obviously if later down the line you decide to cancel one of the two cards, your Hilton Gold status will continue thanks to the other.

The same is true of another set of related hotel cards — the Marriott Rewards Premier Credit Card and the The Ritz-Carlton Rewards Credit Card. The Marriott card offers 15 elite credits each year, equal to automatic Silver elite status, while the Ritz-Carlton card comes with complimentary Gold elite status for the first year (which you can maintain with $10,000 in annual spend in each year thereafter).

Since the Marriott and Ritz-Carlton brands are owned by the same parent company and benefits in each program are honored by the other, you might also wonder if you can stack the Silver and Gold together from the separate programs to make Platinum. But in this case it really won't work, because you can only be a member of one program or the other, not both. So you're out of luck here too.

That isn't to say there's no way to get Diamond status with a credit card. In fact, the Hilton Surpass card provides an option to do it — spend $40,000 on eligible purchases in a calendar year and you'll earn Hilton Diamond status through the end of the following year. And you can get Ritz-Carlton Platinum status by spending $75,000 on purchases each account year on the Ritz-Carlton card, or Marriott Platinum by earning enough elite credits on the Marriott card via spend or a combination of spend and hotel stays.

So while there are ways to get top-tier hotel status via co-branded credit cards, it's not quite as easy as just putting two and two together. Thanks for the question, Yun-Fei, and if you're a TPG reader who'd like us to answer a question of your own, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com.

Featured photo by The foyer for the Hilton New Orleans

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Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
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The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

Pros

  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
  • 2x points on all other eligible purchases
  • Earn a free-night award each card renewal month (up to 35,000 points)
  • Receive 15 elite night credits to jump-start status
  • Transfer Marriott points to 40+ airlines

Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
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Apply for Marriott Bonvoy Business® American Express® Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best Marriott card for Business Owners
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards Rate

6X6x points at hotels participating in the Marriott Bonvoy® program.
4X4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2X2x points on all other eligible purchases.
  • Intro Offer
    Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.

    Limited Time Offer: Earn 100,000 points
    75,000 points
  • Annual Fee

    $125
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

The Marriott Bonvoy Business Amex is a stacked card with a rewards rate that will help you earn bonus points on everyday and business-related purchases. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. Finally, the free night award certificate with a redemption level of 35,000 points or less can get you hundreds of dollars in potential value each year.

Pros

  • 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program
  • 4x points at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping
  • 2x points on all other eligible purchases
  • Earn a free-night award each card renewal month (up to 35,000 points)
  • Receive 15 elite night credits to jump-start status
  • Transfer Marriott points to 40+ airlines

Cons

  • Airline points transfer ratios are poor
  • Must spend $60,000 in a year for second free-night award
  • Limited Time Offer: Earn 100,000 Bonus Marriott Bonvoy Points after spending $4,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 11/2/22.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • See Rates & Fees