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Can I Stack Two Gold Elite Statuses Together To Get Diamond?

July 26, 2017
4 min read
Can I Stack Two Gold Elite Statuses Together To Get Diamond?
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"Reader Questions" are answered three days a week — Mondays, Wednesdays and Fridays — by TPG Senior Writer Julian Mark Kheel.

There are more than a few credit cards that come with some level of complimentary hotel elite status. So perhaps it's not crazy to ask if you can put a few of them together to get an even higher status, as TPG reader Yun-Fei suggested in a Facebook message...

[pullquote source="TPG Reader Yun-Fei"]If I have an Amex Platinum and an Amex Surpass (both have complimentary Hilton Honors Gold), will I be able to stack them and get Diamond status?[/pullquote]

Complimentary Hilton Honors Gold elite status is in fact a shared benefit of both the Hilton Honors Surpass Card from American Express and The Platinum Card from American Express, meaning you don't have to spend a single one of the 20 stays or 40 nights at a Hilton hotel that you'd usually need to earn Hilton Gold. So it stands to reason that if it normally takes less than double that to get to Hilton Diamond (30 stays or 60 nights), you'd be able to stack the two complimentary credit card Gold statuses together (or is it "stati"?) to form one massive top-tier status, right?

Unfortunately, it doesn't work that way. The complimentary Gold statuses that come on both of these two cards are entirely separate from each other, and you can't combine them. If you have both cards, you'll still only get the benefit once, though obviously if later down the line you decide to cancel one of the two cards, your Hilton Gold status will continue thanks to the other.

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The same is true of another set of related hotel cards — the Marriott Rewards Premier Credit Card and the The Ritz-Carlton Rewards Credit Card. The Marriott card offers 15 elite credits each year, equal to automatic Silver elite status, while the Ritz-Carlton card comes with complimentary Gold elite status for the first year (which you can maintain with $10,000 in annual spend in each year thereafter).

Since the Marriott and Ritz-Carlton brands are owned by the same parent company and benefits in each program are honored by the other, you might also wonder if you can stack the Silver and Gold together from the separate programs to make Platinum. But in this case it really won't work, because you can only be a member of one program or the other, not both. So you're out of luck here too.

That isn't to say there's no way to get Diamond status with a credit card. In fact, the Hilton Surpass card provides an option to do it — spend $40,000 on eligible purchases in a calendar year and you'll earn Hilton Diamond status through the end of the following year. And you can get Ritz-Carlton Platinum status by spending $75,000 on purchases each account year on the Ritz-Carlton card, or Marriott Platinum by earning enough elite credits on the Marriott card via spend or a combination of spend and hotel stays.

So while there are ways to get top-tier hotel status via co-branded credit cards, it's not quite as easy as just putting two and two together. Thanks for the question, Yun-Fei, and if you're a TPG reader who'd like us to answer a question of your own, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com.

Featured image by The foyer for the Hilton New Orleans

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Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for the well-traveled foodie
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Intro Offer
    Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

    60,000 bonus points
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required.

Pros

  • 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x)
  • 3x on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel outside of flights and everyday spending bonus categories
  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees