Tip: Stay on Top of Credit Cards That Will Soon Lose Their Sign-Up Bonuses

Dec 23, 2016

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.

Credit cards are arguably more lucrative than they’ve ever been. In large part, that has to do with the higher-than-ever sign-up bonuses we’re seeing. These incentives, coupled with other perks and a generous points-earning structure, make credit cards a must for anyone looking to maximize their points and miles for travel. But it’s important to remember that those lucrative sign-up bonuses won’t last forever.

Take, for example, the Business Platinum Card from American Express. The card underwent an update earlier this year, and with the newly improved Pay with Points option, its value has increased significantly — in fact, it’s changed the way TPG books business travel. With its limited-time offer, the current sign-up bonus is 100,000 points — 50,000 after you spend $5,000 and 50,000 after you spend an additional $10,000 in the first three months. Based on TPG’s most recent valuations, those 100,000 points are worth $1,900. However, this limited-time offer expires on January 25, 2017, so if you want to take advantage, be sure to do so before it’s gone.

There are other credit cards that have valuable sign-up bonuses that could be well worth signing up for while they’re around. Here’s a list of some limited-time sign-up bonus offers to keep in mind:

  • SimplyCash Plus Business Credit Card from American Express — up to $500 in statement credits — $250 after you spend $5,000 in the first six months and $250 after you spend an additional $10,000 in the first year.
  • Barclaycard Arrival Plus World Elite Mastercard — 70,000 miles after you spend $5,000 in the first 90 days.
  • Citi / AAdvantage Platinum Select World Elite Mastercard — 50,000 miles after you spend $3,000 within the first three months. Offer end date not specified.

The information for the Citi AAdvantage Platinum card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.   

Of course, this isn’t an exhaustive list, and any credit card can abruptly end its sign-up bonus. But if you’re looking to take advantage of any of these offers, it’s better to do so before it goes away — they don’t last forever.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.